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Flagstar Financial Gains Approval for Major Reorganization

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Flagstar Financial Gains Approval for Major Reorganization

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Flagstar Financial ( (FLG) ) just unveiled an announcement.

On October 3, 2025, Flagstar Financial, Inc. received approval from the Office of the Comptroller of the Currency to reorganize as a federal interim savings bank and merge with Flagstar Bank, N.A., making Flagstar Bank the surviving entity and publicly traded on the New York Stock Exchange. The transaction, pending shareholder approval at a meeting on October 15, 2025, is expected to close by late October 2025, potentially impacting the company’s market presence and shareholder value.

The most recent analyst rating on (FLG) stock is a Hold with a $12.00 price target. To see the full list of analyst forecasts on Flagstar Financial stock, see the FLG Stock Forecast page.

Spark’s Take on FLG Stock

According to Spark, TipRanks’ AI Analyst, FLG is a Neutral.

Flagstar Financial’s overall stock score is primarily influenced by its challenging financial performance, with declining revenues and profitability, high leverage, and cash flow issues. Technical analysis indicates a neutral trend, while valuation metrics suggest potential overvaluation. The earnings call provides some optimism with strategic improvements, but significant risks remain.

To see Spark’s full report on FLG stock, click here.

More about Flagstar Financial

Flagstar Financial, Inc. is the parent company of Flagstar Bank, N.A., one of the largest regional banks in the United States, headquartered in Hicksville, New York. As of June 30, 2025, the company had $92.2 billion in assets, $64.4 billion in loans, and $69.7 billion in deposits, with a strong presence in the New York/New Jersey metropolitan area, the upper Midwest, Florida, and the West Coast.

Average Trading Volume: 5,756,149

Technical Sentiment Signal: Hold

Current Market Cap: $5.03B

Learn more about FLG stock on TipRanks’ Stock Analysis page.

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