Fair Isaac Corporation ( (FICO) ) has released its Q4 earnings. Here is a breakdown of the information Fair Isaac Corporation presented to its investors.
Meet Your ETF AI Analyst
- Discover how TipRanks' ETF AI Analyst can help you make smarter investment decisions
- Explore ETFs TipRanks' users love and see what insights the ETF AI Analyst reveals about the ones you follow.
Fair Isaac Corporation, known as FICO, is a global leader in analytics software, specializing in predictive analytics and data science to enhance business decisions across various industries including financial services, insurance, and healthcare. The company is renowned for its FICO Score, a standard measure of consumer credit risk used by 90% of top U.S. lenders.
In its latest earnings report, FICO announced a significant increase in earnings per share to $6.42 for the fourth quarter of fiscal 2025, with total revenue rising to $516 million, marking a 14% increase from the previous year. The company also reported a net income of $155 million for the quarter.
Key financial highlights include a notable 25% increase in Scores revenue, driven by a 29% rise in business-to-business scoring solutions. However, software revenue remained flat year-over-year. The company also reported a healthy non-GAAP net income of $187 million, with free cash flow slightly declining to $210.8 million compared to the previous year.
Looking ahead, FICO’s management has provided an optimistic outlook for fiscal 2026, projecting revenues of $2.35 billion and a GAAP net income of $795 million. The company anticipates continued growth, building on its strong performance in fiscal 2025.