Encore Capital Reports Strong Q3 2025 Financial Growth

Encore Capital ( (ECPG) ) has issued an update.

On November 5, 2025, Encore Capital Group, Inc. reported significant financial growth in the third quarter of 2025, with a 23% increase in portfolio purchases and a 20% rise in collections compared to the previous year. The company’s strategic focus on the U.S. market, where returns are highest, contributed to these results, and the implementation of new technologies and enhanced digital capabilities led to record collections. The company’s financial performance indicates a strong market position, with increased liquidity and no major debt maturities until 2028, which could positively impact stakeholders.

The most recent analyst rating on (ECPG) stock is a Hold with a $43.00 price target. To see the full list of analyst forecasts on Encore Capital stock, see the ECPG Stock Forecast page.

Spark’s Take on ECPG Stock

According to Spark, TipRanks’ AI Analyst, ECPG is a Neutral.

Encore Capital’s overall stock score is driven by a positive earnings call that highlights strong performance and improved guidance. However, significant financial challenges, including negative profitability and high leverage, weigh heavily on the score. Technical analysis and valuation further reflect a cautious outlook, with mixed signals and a negative P/E ratio.

To see Spark’s full report on ECPG stock, click here.

More about Encore Capital

Encore Capital Group, Inc. is a market leader in the United States and one of the largest players in the UK, with over 25 years of operation in the industry. The company focuses on purchasing non-performing loan (NPL) portfolios and ensuring high compliance levels, while maintaining an efficient cost structure. Encore Capital is expanding its presence in select European markets such as France and Spain.

Average Trading Volume: 297,804

Technical Sentiment Signal: Buy

Current Market Cap: $945.8M

For an in-depth examination of ECPG stock, go to TipRanks’ Overview page.