Encore Capital Group ( (ECPG) ) has released its Q3 earnings. Here is a breakdown of the information Encore Capital Group presented to its investors.
Meet Your ETF AI Analyst
- Discover how TipRanks' ETF AI Analyst can help you make smarter investment decisions
- Explore ETFs TipRanks' users love and see what insights the ETF AI Analyst reveals about the ones you follow.
Encore Capital Group is an international specialty finance company that provides debt recovery solutions and related services, primarily operating in the financial sector. The company is known for its Consumer Bill of Rights, which sets industry-leading commitments to consumers.
In its third quarter of 2025, Encore Capital Group reported a robust financial performance with significant increases in global portfolio purchases and collections. The company achieved a record earnings per share of $3.17, marking a 152% increase from the previous year.
Key financial metrics for the quarter include a 23% increase in global portfolio purchases to $346 million and a 20% rise in global collections to $663 million. The U.S. market was a major contributor, with portfolio purchases and collections reaching $261 million and $502 million, respectively. Additionally, Encore’s Cabot business in Europe showed solid growth, with portfolio purchases and collections increasing by 8%.
Encore Capital Group’s strategic initiatives, including enhanced digital capabilities and operational innovations, have significantly contributed to its strong performance. The company also announced a $300 million reauthorization of its share repurchase program, underscoring its commitment to shareholder value.
Looking ahead, Encore Capital Group remains optimistic about its growth prospects, with expectations of achieving approximately $2.55 billion in full-year collections, reflecting an 18% year-over-year growth. The company continues to focus on its role in the consumer credit ecosystem and aims to help consumers restore their financial health.