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Bread Financial Holdings ( (BFH) ) just unveiled an announcement.
On October 28, 2025, Bread Financial Holdings announced a private offering of $500 million in senior notes, with the intention to use the proceeds, along with $275 million cash on hand, to redeem its outstanding 2029 Notes. This strategic move aims to manage the company’s debt obligations and is subject to market conditions, reflecting Bread Financial’s efforts to optimize its financial structure and maintain its competitive position in the financial services industry.
The most recent analyst rating on (BFH) stock is a Buy with a $72.00 price target. To see the full list of analyst forecasts on Bread Financial Holdings stock, see the BFH Stock Forecast page.
Spark’s Take on BFH Stock
According to Spark, TipRanks’ AI Analyst, BFH is a Outperform.
Bread Financial Holdings receives a solid overall score driven by strong earnings call results and positive technical indicators. The company’s strategic initiatives and financial resilience are significant strengths. However, challenges such as high leverage and declining revenue growth temper the outlook. The stock’s valuation remains reasonable, supporting its investment appeal.
To see Spark’s full report on BFH stock, click here.
More about Bread Financial Holdings
Bread Financial Holdings, Inc. is a tech-forward financial services company that offers personalized payment, lending, and saving solutions to U.S. consumers. The company provides general purpose credit cards and savings products, and supports growth for brands in various industries through private label and co-brand credit cards.
Average Trading Volume: 657,373
Technical Sentiment Signal: Buy
Current Market Cap: $3.06B
See more data about BFH stock on TipRanks’ Stock Analysis page.

