BNY Mellon Short Term Income Fund Class D (DSTIX)

This fund's primary objective is to achieve the greatest possible overall return, generated from both the growth in its capital value and a consistent stream of income. To meet this goal, it typically allocates a minimum of 80% of its net assets, including any funds borrowed for investment, to debt securities. These fixed-income instruments originate from both domestic and international issuers and must hold an investment-grade credit rating or be considered of comparable quality by the advisor if unrated. While the portfolio's main emphasis is on U.S. securities, it retains the flexibility to invest up to 30% of its total assets in fixed-income securities from foreign sources, such as non-U.S. companies or sovereign governments. It is important to note that this fund is categorized as non-diversified.