VFH - ETF AI Analysis
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Vanguard Financials ETF (VFH)
Rating:68Neutral
Price Target:―
Positive Factors
Strong Recent Performance
The ETF has shown steady gains over the past month and quarter, suggesting positive momentum in the financial sector.
Leading Financial Institutions in Top Holdings
Several major bank and financial stocks in the top holdings have delivered strong year-to-date results, helping support the fund’s overall performance.
Low Expense Ratio
The fund’s very low annual fee means more of the investment returns stay in investors’ pockets compared with higher-cost ETFs.
Negative Factors
Heavy Concentration in Financials
Nearly all of the ETF’s assets are in the financial sector, so the fund is highly sensitive to downturns in banks and other financial companies.
Mixed Performance Among Top Holdings
Some of the largest positions have shown weak or negative year-to-date performance, which can drag on the ETF’s overall returns.
Limited Geographic Diversification
With the vast majority of its holdings in U.S. companies, the fund offers little exposure to financial firms in other regions.
VFH vs. SPDR S&P 500 ETF (SPY)
AUM12.75B
RegionNorth America
Expense Ratio0.09%
Beta0.92
IssuerVanguard
Inception DateJan 26, 2004
Dividend Yield1.8%
Asset ClassEquity
Index TrackedMSCI US IMI 25/50 Financials
Share Statistics
EPS (TTM)N/A
Shares OutstandingN/A
10 Day Avg. Volume1,033,394
30 Day Avg. Volume585,671
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
156.15Price Target Upside― Downside
Rating ConsensusModerate Buy
Number of Analyst Covering424
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
VFH Summary
Vanguard Financials ETF (VFH) is a fund that tracks the MSCI US IMI 25/50 Financials Index, giving you broad exposure to U.S. financial companies like JPMorgan Chase and Berkshire Hathaway. It holds a mix of banks, credit card companies, insurers, and other financial firms, so you’re not betting on just one stock. Someone might invest in VFH to add diversification and potential long-term growth from the financial sector to their portfolio. A key risk is that it is heavily tied to financial stocks, so its value can rise or fall sharply with changes in the economy and interest rates.
How much will it cost me?The Vanguard Financials ETF (VFH) has an expense ratio of 0.09%, meaning you’ll pay $0.90 per year for every $1,000 invested. This is lower than average because it’s a passively managed fund that tracks an index, keeping costs low for investors.
What would affect this ETF?The Vanguard Financials ETF (VFH) could benefit from rising interest rates, as they often increase profitability for banks and financial institutions, which make up the majority of its holdings. Additionally, economic growth and technological advancements in financial services could drive sector expansion. However, potential risks include economic downturns, stricter regulations on financial institutions, or instability in the U.S. market, which is the ETF's primary geographic focus.
VFH Top 10 Holdings
VFH is a pure U.S. financials play, and its story right now is a tug-of-war between big banks and payment giants. JPMorgan and Goldman Sachs have been mixed, with earlier gains losing some steam recently, while Bank of America and Wells Fargo are clearly lagging and acting as a drag on the fund. On the brighter side, Visa and Mastercard have been rising over the past few months, helping offset weakness in traditional lenders. With heavy concentration in major U.S. banks and card networks, the ETF’s fortunes are tightly tied to the health of the American financial system.
Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
| JPMorgan Chase | 10.13% | $1.54B | $883.53B | 7.21% | 72 Outperform | |
| Berkshire Hathaway B | 7.61% | $1.16B | $967.99B | 0.78% | 66 Neutral | |
| Mastercard | 5.12% | $778.39M | $483.79B | -4.86% | 75 Outperform | |
| Bank of America | 4.31% | $654.67M | $375.86B | 6.14% | 72 Outperform | |
| Visa | 4.22% | $641.99M | $673.37B | 3.09% | 70 Outperform | |
| Goldman Sachs Group | 3.03% | $460.29M | $262.80B | 14.25% | 73 Outperform | |
| Wells Fargo | 2.80% | $425.99M | $243.28B | -0.27% | 80 Outperform | |
| Morgan Stanley | 2.69% | $409.51M | $298.89B | 20.76% | 76 Outperform | |
| Citigroup | 2.40% | $365.54M | $215.55B | 31.47% | 68 Neutral | |
| Charles Schwab | 1.94% | $295.40M | $167.23B | 2.78% | 74 Outperform |
VFH Technical Analysis
Negative
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Price Trends
138.45
Negative
134.38
Negative
130.42
Positive
Market Momentum
-2.36
Positive
27.89
Positive
13.75
Positive
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For VFH, the sentiment is Negative. The current price of undefined is equal to the 20-day moving average (MA) of 135.33, equal to the 50-day MA of 138.45, and equal to the 200-day MA of 130.42, indicating a neutral trend. The MACD of -2.36 indicates Positive momentum. The RSI at 27.89 is Positive, neither overbought nor oversold. The STOCH value of 13.75 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for VFH.
VFH Peer Comparison
Comparison Results
Performance Comparison
VFH
Vanguard Financials ETF
130.52
1.99
1.55%
VGT
Vanguard Information Technology ETF
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XLK
Technology Select Sector SPDR Fund
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XLF
Financial Select Sector SPDR Fund
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XLV
Health Care Select Sector SPDR Fund
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XLE
Energy Select Sector SPDR Fund
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Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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