TEC - ETF AI Analysis
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Harbor Transformative Technologies ETF (TEC)
TEC, the Harbor Transformative Technologies ETF, earns a solid overall rating because it is heavily built around high-quality tech leaders like Alphabet, Microsoft, Apple, and Nvidia, whose strong financial performance and growth in AI, cloud, and services provide a powerful foundation for the fund. However, holdings like Snowflake, which faces profitability and valuation challenges and shows signs of short-term weakness, slightly weigh on the rating, and the fund’s concentration in technology and AI-related companies means investors are exposed to sector-specific risks such as high valuations and regulatory or geopolitical pressures.
TEC vs. SPDR S&P 500 ETF (SPY)
- AUM
- 6.77M
- Region
- North America
- Expense Ratio
- 0.69%
- Beta
- 1.60
- Issuer
- Harbor
- Inception Date
- Apr 16, 2025
- Dividend Yield
- N/A
- Asset Class
- Equity
- Index Tracked
- No Underlying Index
TEC Summary
Harbor Transformative Technologies ETF (TEC) is a fund that focuses on companies driving major changes in technology, rather than tracking a fixed index. It mainly invests in U.S. tech-related businesses involved in areas like artificial intelligence, robotics, and digitalization. Well-known holdings include Apple and Nvidia, along with other big names such as Amazon and Microsoft. Someone might invest in TEC to seek long-term growth and to get broad exposure to leading and emerging technology trends. A key risk is that it is heavily tilted toward tech stocks, so its price can rise and fall sharply with changes in the technology sector.
How much will it cost me?
The Harbor Transformative Technologies ETF (TEC) has an expense ratio of 0.69%, which means you’ll pay $6.90 per year for every $1,000 invested. This is higher than average because TEC is actively managed, with experts carefully selecting innovative technology companies rather than tracking a passive index.
What would affect this ETF?
The Harbor Transformative Technologies ETF (TEC) could benefit from continued advancements in areas like artificial intelligence, robotics, and digitalization, as well as strong performance from its top holdings like Nvidia, Apple, and Microsoft. However, it may face challenges from rising interest rates, which can negatively impact growth-focused technology stocks, and potential regulatory scrutiny in the tech sector. Economic conditions in the U.S., where the fund is heavily focused, will also play a key role in its future performance.
TEC Top 10 Holdings
TEC is leaning hard into U.S. Big Tech and semiconductors, with Apple, Nvidia, and AMD doing most of the heavy lifting as their shares keep rising on the back of AI and cloud demand. Microsoft and Snowflake add steady, if sometimes mixed, support, reflecting strong business trends but choppier trading. On the flip side, Alphabet, Amazon, and Broadcom have been more sluggish lately, occasionally acting as a brake on momentum. Overall, this is a tech-heavy, U.S.-centric bet on the companies building the next wave of digital and AI infrastructure.
| Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
 AAPL | Apple | 8.87% | $580.10K | $5.01T | 38.80% | 79Outperform |
 NVDA | Nvidia | 6.83% | $446.46K | $5.16T | 17.78% | 76Outperform |
 MSFT | Microsoft | 6.54% | $427.47K | $3.93T | 3.41% | 79Outperform |
 GOOGL | Alphabet Class A | 5.94% | $388.27K | $4.15T | 35.45% | 85Outperform |
 AMZN | Amazon | 5.39% | $352.25K | $2.70T | 16.57% | 71Outperform |
 AMD | Advanced Micro Devices | 4.75% | $310.90K | $863.17B | 125.42% | 73Outperform |
 LRCX | Lam Research | 3.62% | $236.49K | $330.30B | 85.39% | 77Outperform |
 AVGO | Broadcom | 3.38% | $220.92K | $1.57T | -7.17% | 76Outperform |
 META | Meta Platforms | 3.34% | $218.47K | $1.81T | -0.39% | 76Outperform |
 SNOW | Snowflake | 3.33% | $217.86K | $108.25B | 27.82% | 54Neutral |
TEC Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For TEC, the sentiment is Neutral. The current price of 32.70 is below the 20-day moving average (MA) of 34.84, below the 50-day MA of 33.89, and above the 200-day MA of 30.75, indicating a neutral trend. The MACD of -0.00 indicates Positive momentum. The RSI at 40.58 is Neutral, neither overbought nor oversold. The STOCH value of 5.73 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for TEC.
TEC Peer Comparison
Comparison Results
| Name | Price | Price Target | AUM | Expense Ratio | Overall Rating |
|---|---|---|---|---|---|
| TEC | $32.70 | $37.00(13.15% Upside) | $6.77M | 0.69% | 74Outperform |
 CCSO | $24.40 | $32.45(32.98% Upside) | $44.43M | 0.35% | 68Neutral |
 LRNZ | $60.43 | $83.61(38.36% Upside) | $42.94M | 0.69% | 66Neutral |
 XPND | $38.16 | $48.19(26.28% Upside) | $39.47M | 0.65% | 76Outperform |
 TMGN | $25.26 | $30.55(20.94% Upside) | $39.06M | 0.88% | 75Outperform |
 USMD | $30.35 | $39.39(29.79% Upside) | $314.33K | 0.87% | 70Outperform |
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| TEC | Harbor Transformative Technologies ETF | 32.70 | 4.29 | 15.11% | |
| CCSO | Carbon Collective Climate Solutions U.S. Equity ETF | 24.40 | -0.93 | -3.65% | |
| LRNZ | TrueShares Technology, AI & Deep Learning ETF | 60.43 | 12.34 | 25.65% | |
| XPND | First Trust Expanded Technology ETF | 38.16 | 1.14 | 3.09% | |
| TMGN | TappAlpha Cboe Magnificent 10 Growth & Daily Income ETF | 25.26 | 1.73 | 7.35% | |
| USMD | CoreValues America First Technology ETF | 30.35 | 5.10 | 20.21% |
This AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.