XROLF Stock Chart & Stats
$45.20
$1.89(4.18%)
At close: 4:00 PM EDT
$45.20
$1.89(4.18%)
Day’s Range― - ―
52-Week Range$43.00 - $120.00
Previous CloseN/A
Volume320.00
Average Volume (3M)296.00
Market Cap
$8.40B
Enterprise Value$12.97K
Total Cash (Recent Filing)$1.95B
Total Debt (Recent Filing)$2.14B
Price to Earnings (P/E)78.9
Beta0.97
Next Earnings
Nov 12, 2026EPS Estimate
0.32Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.06
Shares Outstanding170,649,020
10 Day Avg. Volume653
30 Day Avg. Volume296
Financial Highlights & Ratios
PEG Ratio-2.80
Price to Book (P/B)2.73
Price to Sales (P/S)5.01
P/FCF Ratio14.94
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$85.81Price Target Upside89.85% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering9
EPS Forecast (FY)0.95
Revenue Forecast (FY)$2.57B
Bulls Say, Bears Say
Bulls Say
Strong Free Cash Flow GenerationConsistently large operating and free cash flows since 2023 create durable financial flexibility. Material FCF (~993M in 2026) supports reinvestment in product, M&A integration (Melio), debt servicing or buyback programs without relying on external financing, improving resilience over the next 2–6 months and beyond.
Sustained Top-line Scale And Recurring RevenueRapid, recurring subscription revenue growth reflects durable demand for cloud accounting across geographies. Scale to ~$2.75B provides operating leverage, funds product development and go‑to‑market, and reduces per-customer fixed costs, supporting continued margin and cash conversion improvement over the medium term.
Payments And ARPC Expansion Via EcosystemHigher ARPC from payments and Melio indicates successful monetization of the platform and stronger customer stickiness. Payments scale (TPV $62bn) and ecosystem partners raise LTV, improve LTV/CAC, and create structural cross‑sell tailwinds that sustainably grow revenue per customer and improve unit economics over time.
Bears Say
Meaningful Increase In Debt And LeverageA sizable step-up in debt to ~2.14B raises structural financial risk: higher interest costs can pressure net income and free cash flow, and elevated leverage reduces balance sheet flexibility for opportunistic investment or weathering shocks. Monitoring interest coverage and deleveraging plans is important over the next 2–6 months.
Melio Acquisition Dilutes Efficiency Metrics And Adds Integration CostsMelio materially alters pro forma profitability metrics and creates a near-term drag as the business incurs losses and SBC. The pathway to breakeven (H2 FY28) implies persistent integration and restructuring costs, weighing on margins and efficiency for multiple quarters and adding execution risk to long‑term returns.
Headline Gross Margin Compression From Payments/media MixA structural shift toward payments and media lowers headline gross margins even as gross profit dollars grow. If payments remain a larger share of revenue, percentage margins may stay depressed relative to legacy SaaS, limiting overall margin expansion and making profitability more sensitive to lower‑margin transactional volumes over coming quarters.
Xero Limited News
XROLF FAQ
What was Xero Limited’s price range in the past 12 months?
Xero Limited lowest stock price was $43.00 and its highest was $120.00 in the past 12 months.
What is Xero Limited’s market cap?
Xero Limited’s market cap is $8.40B.
When is Xero Limited’s upcoming earnings report date?
Xero Limited’s upcoming earnings report date is Nov 12, 2026 which is in 97 days.
How were Xero Limited’s earnings last quarter?
Xero Limited released its earnings results on May 13, 2026. The company reported $0.069 earnings per share for the quarter, missing the consensus estimate of $0.338 by -$0.268.
Is Xero Limited overvalued?
According to Wall Street analysts Xero Limited’s price is currently Undervalued.
Does Xero Limited pay dividends?
Xero Limited does not currently pay dividends.
What is Xero Limited’s EPS estimate?
Xero Limited’s EPS estimate is 0.32.
How many shares outstanding does Xero Limited have?
Xero Limited has 170,649,020 shares outstanding.
What happened to Xero Limited’s price movement after its last earnings report?
Xero Limited reported an EPS of $0.069 in its last earnings report, missing expectations of $0.338. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Xero Limited?
Currently, no hedge funds are holding shares in XROLF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Xero Limited Stock Smart Score
Neutral
1
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9
10
Analyst Consensus
Strong Buy
Average Price Target:
$85.81 (89.85% Upside)
$85.81 (89.85% Upside)
Blogger Sentiment
Bullish
XROLF Sentiment 70%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth $5.3M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-25.92%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
105.29%
Trailing 12-Months
Company Description
Xero Limited
Xero Limited, along with its associated entities, operates as a cloud-based software provider, extending its services across New Zealand, Australia, the United Kingdom, and various international markets. The company's flagship offering, Xero, serves as an open platform designed to connect small businesses with diverse solutions for streamlined financial administration. Additionally, Xero furnishes a dedicated mobile application and a suite of specialized utilities for accounting and bookkeeping professionals, which includes Xero HQ, Xero Practice Manager, Xero Workpapers, and Xero Cashbook or Xero Ledger. This enterprise was established in 2006 and maintains its principal office in Wellington, New Zealand.
XROLF Company Deck
XROLF Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a strong set of operating and financial results: double-digit revenue growth, expanding ARPC driven by payments (Melio), accelerating U.S. momentum, robust adjusted EBITDA and free cash flow generation, and rapid AI adoption and product launches. Near-term headwinds include the pro forma dilution of Rule of 40 from the Melio acquisition, Melio-related losses and SBC timing, headline gross margin compression from payments/media mix, and planned multiyear U.S. brand investment that will weight FY'27 results toward H2. Management provided clear guidance for FY'27 and a pathway to Melio breakeven and Rule of 40 recovery by FY'28, indicating confidence in execution and capital discipline.View all XROLF earnings summariesXROLF Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$85.81
▲(89.85% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
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Ownership Overview
0.01% Insiders
4.33% Mutual Funds
0.04% Other Institutional Investors
88.90% Public Companies and
Individual Investors







