Wilson Bank Holding Company (WBHC) Ratios
Wilson Bank Holding Company Ratios
WBHC's free cash flow for Q2 2026 was $15.99M. For the 2026 fiscal year, WBHC's free cash flow was decreased by $-1.01M and operating cash flow was $16.99M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.07 | 0.22 | 0.24 | 0.24 | 0.50 |
| Quick Ratio | 0.07 | 0.22 | 0.24 | 0.24 | 0.50 |
| Cash Ratio | 0.07 | 0.05 | 0.06 | 0.03 | 0.16 |
| Solvency Ratio | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 |
| Operating Cash Flow Ratio | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 112.96 |
| Net Current Asset Value | $ -4.92B | $ -3.80B | $ -3.35B | $ -2.99B | $ -2.24B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt-to-Equity Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Debt-to-Capital Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Financial Leverage Ratio | 10.11 | 11.18 | 11.29 | 11.89 | 9.64 |
| Debt Service Coverage Ratio | 0.62 | 0.49 | 0.64 | 3.62 | 4.44 |
| Interest Coverage Ratio | 0.74 | 0.58 | 0.75 | 4.22 | 5.51 |
| Debt to Market Cap | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Debt Per Share | 10.80 | 10.74 | 7.21 | 1.42 | 1.43 |
| Net Debt to EBITDA | -3.50 | -3.04 | -3.59 | -1.42 | -6.14 |
| Profitability Margins | |||||
| Gross Profit Margin | 61.52% | 58.07% | 65.33% | 87.12% | 91.99% |
| EBIT Margin | 27.16% | 23.37% | 25.08% | 36.89% | 39.43% |
| EBITDA Margin | 28.58% | 24.93% | 26.90% | 39.81% | 42.27% |
| Operating Profit Margin | 27.16% | 23.37% | 25.08% | 36.89% | 39.43% |
| Pretax Profit Margin | 27.16% | 23.37% | 25.08% | 36.89% | 39.43% |
| Net Profit Margin | 21.18% | 18.04% | 19.50% | 28.74% | 30.37% |
| Continuous Operations Profit Margin | 21.18% | 18.08% | 19.52% | 28.73% | 30.37% |
| Net Income Per EBT | 77.98% | 77.18% | 77.76% | 77.92% | 77.04% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.29% | 1.05% | 1.01% | 1.24% | 1.24% |
| Return on Equity (ROE) | 13.01% | 11.79% | 11.40% | 14.72% | 11.95% |
| Return on Capital Employed (ROCE) | 15.29% | 13.85% | 13.13% | 18.89% | 4.92% |
| Return on Invested Capital (ROIC) | 11.93% | 10.72% | 10.22% | 14.71% | 1.91% |
| Return on Tangible Assets | 1.29% | 1.06% | 1.01% | 1.24% | 1.24% |
| Earnings Yield | 3.58% | 2.74% | 12.04% | 13.32% | 18.01% |
| Efficiency Ratios | |||||
| Receivables Turnover | 18.80 | 18.53 | 16.51 | 16.19 | 21.30 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.73 | 0.63 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 5.71 | 5.09 | 4.02 | 2.97 | 2.59 |
| Asset Turnover | 0.06 | 0.06 | 0.05 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.08 | -0.09 | -0.08 | -0.09 | -0.10 |
| Cash Conversion Cycle | 19.42 | 19.70 | 22.11 | -476.30 | -565.25 |
| Days of Sales Outstanding | 19.42 | 19.70 | 22.11 | 22.54 | 17.14 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 498.84 | 582.39 |
| Operating Cycle | 19.42 | 19.70 | 22.11 | 22.54 | 17.14 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 7.44 | 5.25 | 7.42 | 6.43 | 5.52 |
| Free Cash Flow Per Share | 7.13 | 4.95 | 7.02 | 5.99 | 4.72 |
| Dividend Paid and CapEx Coverage Ratio | 7.48 | 2.58 | 3.92 | 2.83 | 2.58 |
| Capital Expenditure Coverage Ratio | 24.32 | 17.74 | 18.54 | 14.58 | 6.89 |
| Operating Cash Flow Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 14.47 |
| Operating Cash Flow to Sales Ratio | 0.25 | 0.20 | 0.34 | 0.40 | 0.38 |
| Free Cash Flow Yield | 4.07% | 2.83% | 20.04% | 17.12% | 19.13% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 27.96 | 36.61 | 8.30 | 7.51 | 5.55 |
| Price-to-Sales (P/S) Ratio | 5.92 | 6.59 | 1.62 | 2.16 | 1.69 |
| Price-to-Book (P/B) Ratio | 3.64 | 4.31 | 0.95 | 1.10 | 0.66 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 24.55 | 35.33 | 4.99 | 5.84 | 5.23 |
| Price-to-Operating Cash Flow Ratio | 23.54 | 33.34 | 4.72 | 5.44 | 4.47 |
| Price-to-Earnings Growth (PEG) Ratio | 0.90 | 2.70 | -0.86 | 1.52 | 0.21 |
| Enterprise Value Multiple | 17.22 | 23.40 | 2.43 | 4.00 | -2.15 |
| Enterprise Value | 1.76B | 1.83B | 163.93M | 293.74M | -147.60M |
| EV to EBITDA | 17.22 | 23.40 | 2.43 | 4.00 | -2.15 |
| EV to Sales | 4.92 | 5.83 | 0.65 | 1.59 | -0.91 |
| EV to Free Cash Flow | 20.40 | 31.26 | 2.01 | 4.31 | -2.81 |
| EV to Operating Cash Flow | 19.56 | 29.50 | 1.90 | 4.01 | -2.40 |
| Tangible Book Value Per Share | 47.59 | 40.22 | 36.57 | 31.26 | 36.73 |
| Shareholders’ Equity Per Share | 48.08 | 40.61 | 36.97 | 31.68 | 37.17 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.23 | 0.22 | 0.22 | 0.23 |
| Revenue Per Share | 29.55 | 26.54 | 21.61 | 16.22 | 14.62 |
| Net Income Per Share | 6.26 | 4.79 | 4.21 | 4.66 | 4.44 |
| Tax Burden | 0.78 | 0.77 | 0.78 | 0.78 | 0.77 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.22 | 0.24 | 0.26 | 0.33 | 0.34 |
| Stock-Based Compensation to Revenue | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 1.19 | 1.09 | 1.76 | 1.38 | 1.24 |
Currency in USD
