Unicaja Banco SA (UNJCF) Ratios
Unicaja Banco SA Ratios
UNJCF's free cash flow for Q2 2026 was $0.00. For the 2026 fiscal year, UNJCF's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.21 | 0.10 | 0.11 | 30.35 | 0.27 |
| Quick Ratio | 0.21 | 0.10 | 0.11 | 30.35 | 0.27 |
| Cash Ratio | 0.14 | 0.10 | 0.11 | 30.34 | 0.27 |
| Solvency Ratio | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 |
| Operating Cash Flow Ratio | 0.00 | -0.00 | 0.04 | -112.90 | 0.17 |
| Short-Term Operating Cash Flow Coverage | 0.03 | 0.00 | 0.00 | -597.49 | 0.00 |
| Net Current Asset Value | $ -74.23B | $ -83.12B | $ -82.47B | $ -87.88B | $ -87.93B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.13 | 0.05 | 0.05 | 0.05 | 0.03 |
| Debt-to-Equity Ratio | 2.01 | 0.71 | 0.77 | 0.69 | 0.49 |
| Debt-to-Capital Ratio | 0.67 | 0.42 | 0.43 | 0.41 | 0.33 |
| Long-Term Debt-to-Capital Ratio | 0.38 | 0.42 | 0.43 | 0.34 | 0.33 |
| Financial Leverage Ratio | 15.08 | 14.45 | 14.62 | 15.32 | 18.27 |
| Debt Service Coverage Ratio | 0.08 | 0.57 | 0.36 | 1.60 | 9.69 |
| Interest Coverage Ratio | 1.08 | 0.71 | 0.37 | 1.90 | 8.37 |
| Debt to Market Cap | 1.68 | 1.47 | 2.15 | 1.23 | 1.74 |
| Interest Debt Per Share | 5.44 | 2.32 | 2.29 | 1.76 | 1.57 |
| Net Debt to EBITDA | 1.34 | -2.98 | -6.39 | -0.39 | -16.71 |
| Profitability Margins | |||||
| Gross Profit Margin | 82.20% | 64.82% | 66.57% | 89.63% | 91.09% |
| EBIT Margin | 34.96% | 24.86% | 12.48% | 19.69% | 74.57% |
| EBITDA Margin | 38.54% | 27.50% | 15.53% | 24.34% | 79.61% |
| Operating Profit Margin | 34.96% | 24.86% | 12.48% | 19.69% | 74.57% |
| Pretax Profit Margin | 31.32% | 24.86% | 12.48% | 19.69% | 74.57% |
| Net Profit Margin | 24.50% | 17.46% | 8.98% | 14.28% | 81.27% |
| Continuous Operations Profit Margin | 24.58% | 17.46% | 8.97% | 14.28% | 81.27% |
| Net Income Per EBT | 78.22% | 70.24% | 71.97% | 72.50% | 108.98% |
| EBT Per EBIT | 89.58% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.64% | 0.59% | 0.27% | 0.28% | 0.96% |
| Return on Equity (ROE) | 9.68% | 8.51% | 4.01% | 4.29% | 17.60% |
| Return on Capital Employed (ROCE) | 5.64% | 3.80% | 1.57% | 0.39% | 2.86% |
| Return on Invested Capital (ROIC) | 2.51% | 2.67% | 1.13% | 0.74% | 2.86% |
| Return on Tangible Assets | 0.64% | 0.59% | 0.27% | 0.28% | 0.96% |
| Earnings Yield | 8.85% | 17.57% | 11.29% | 10.16% | 62.99% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.61 | 6673.86 | 1330.55 | 2141.37 | 0.00 |
| Payables Turnover | 0.00 | 6.43 | 5.61 | 1.31 | 0.59 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 1.69 | 2.84 | 2.42 | 1.51 | 0.98 |
| Asset Turnover | 0.03 | 0.03 | 0.03 | 0.02 | 0.01 |
| Working Capital Turnover Ratio | -0.04 | -0.05 | -0.10 | -0.07 | -0.03 |
| Cash Conversion Cycle | 602.87 | -56.73 | -64.80 | -278.00 | -617.11 |
| Days of Sales Outstanding | 602.87 | 0.05 | 0.27 | 0.17 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 56.79 | 65.08 | 278.17 | 617.11 |
| Operating Cycle | 602.87 | 0.05 | 0.27 | 0.17 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.09 | -0.14 | 1.07 | -6.54 | 6.86 |
| Free Cash Flow Per Share | 0.07 | -0.16 | 1.04 | -6.56 | 6.85 |
| Dividend Paid and CapEx Coverage Ratio | 0.54 | -1.05 | 14.36 | -131.28 | 288.16 |
| Capital Expenditure Coverage Ratio | 3.93 | -6.97 | 41.23 | -267.70 | 442.69 |
| Operating Cash Flow Coverage Ratio | 0.02 | -0.07 | 0.56 | -3.87 | 4.53 |
| Operating Cash Flow to Sales Ratio | 0.09 | -0.11 | 0.95 | -8.92 | 10.19 |
| Free Cash Flow Yield | 2.34% | -12.46% | 117.02% | -637.14% | 788.05% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 11.58 | 5.77 | 8.86 | 9.84 | 1.59 |
| Price-to-Sales (P/S) Ratio | 2.77 | 0.99 | 0.80 | 1.41 | 1.29 |
| Price-to-Book (P/B) Ratio | 1.09 | 0.48 | 0.36 | 0.42 | 0.28 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 42.73 | -8.03 | 0.85 | -0.16 | 0.13 |
| Price-to-Operating Cash Flow Ratio | 31.86 | -9.18 | 0.83 | -0.16 | 0.13 |
| Price-to-Earnings Growth (PEG) Ratio | 1.27 | 0.05 | -4.22 | -0.12 | 0.00 |
| Enterprise Value Multiple | 8.52 | 0.63 | -1.27 | 5.39 | -15.09 |
| Enterprise Value | 8.47B | 568.40M | -585.11M | 2.55B | -16.45B |
| EV to EBITDA | 8.52 | 0.63 | -1.27 | 5.39 | -15.09 |
| EV to Sales | 3.28 | 0.17 | -0.20 | 1.31 | -12.01 |
| EV to Free Cash Flow | 50.67 | -1.40 | -0.21 | -0.15 | -1.18 |
| EV to Operating Cash Flow | 37.78 | -1.60 | -0.21 | -0.15 | -1.18 |
| Tangible Book Value Per Share | 2.72 | 2.58 | 2.47 | 2.41 | 3.07 |
| Shareholders’ Equity Per Share | 2.54 | 2.62 | 2.50 | 2.44 | 3.11 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.33 | 0.30 | 0.28 | 0.27 | -0.09 |
| Revenue Per Share | 1.00 | 1.28 | 1.12 | 0.73 | 0.67 |
| Net Income Per Share | 0.25 | 0.22 | 0.10 | 0.10 | 0.55 |
| Tax Burden | 0.78 | 0.70 | 0.72 | 0.73 | 1.09 |
| Interest Burden | 0.90 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.06 | 0.04 | 0.04 | 0.06 | 0.06 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.35 | -0.63 | 10.63 | -66.80 | 12.54 |
Currency in EUR
