Taiwan Acceptance Corporation AI Stock Analysis
Taiwan Acceptance Corporation (9941) AI Stock Analysis
Taiwan Acceptance Corporation
(TWSE:9941)
The overall score of 60.5 reflects a company in transition, with significant strengths offset by notable risks. The primary positive driver is the attractive valuation, featuring a low P/E ratio and a very high dividend yield, which is supported by a strong recovery in cash flow generation. However, these positives are counterbalanced by a highly leveraged balance sheet and bearish technical momentum, with the stock in a clear downtrend and showing oversold signals. The company's ability to sustain its recent operational improvements to de-lever its balance sheet will be critical for future performance.
Taiwan Acceptance Corporation (9941) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- TWD 42.80B
- Dividend Yield
- 6.06%
- Average Volume (3M)
- 1.09M
- Price to Earnings (P/E)
- 9.4
- Beta (1Y)
- 0.16
- Revenue Growth
- -1.02%
- EPS Growth
- 8.05%
- Country
- TW
- Employees
- 1,159
- Sector
- General
- Sector Strength
- 55
- Industry
- Financial - Credit Services
Taiwan Acceptance Corporation Business Overview & Revenue Model
Company Description
Established in Taipei, Taiwan, in 1990, Yulon Finance Corporation operates as a comprehensive financial services provider with a significant presence across Taiwan, mainland China, and other international markets. The company organizes its extensive...
Taiwan Acceptance Corporation Financial Statement Overview
Summary
Financial performance is mixed. The income statement (Score 72) shows a strong revenue recovery and return to operating profit, but net margins remain compressed. The balance sheet (Score 45) is a significant concern due to high leverage, though equity is growing. Cash flow (Score 78) is a bright spot, with a powerful recovery to strong positive free cash flow. The overall picture is one of a recovering business with a risky balance sheet.
Income Statement
72PositiveBalance Sheet
45NeutralCash Flow
78Positive| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 62.42B | 39.54B | 19.35B | 17.06B | 15.03B | 14.69B |
| Gross Profit | 36.80B | 17.40B | 3.20B | 3.16B | 2.84B | 2.73B |
| EBITDA | 13.75B | 15.85B | 3.96B | 3.52B | 3.00B | 3.43B |
| Net Income | 4.68B | 4.58B | 5.10B | 6.27B | 5.80B | 5.15B |
Balance Sheet | ||||||
| Total Assets | 289.67B | 284.60B | 290.34B | 299.86B | 273.67B | 232.11B |
| Cash, Cash Equivalents and Short-Term Investments | 13.24B | 11.55B | 9.88B | 9.25B | 9.00B | 8.16B |
| Total Debt | 222.09B | 220.22B | 228.36B | 235.01B | 218.22B | 188.86B |
| Total Liabilities | 248.91B | 243.68B | 251.13B | 260.41B | 237.74B | 206.58B |
| Stockholders Equity | 40.44B | 40.52B | 38.66B | 36.38B | 33.19B | 22.61B |
Cash Flow | ||||||
| Free Cash Flow | 9.56B | 15.28B | 11.80B | -14.54B | -31.44B | -23.99B |
| Operating Cash Flow | 9.93B | 17.12B | 16.94B | -11.18B | -30.41B | -23.50B |
| Investing Cash Flow | -6.19B | -5.32B | -5.64B | -5.04B | -2.03B | -908.43M |
| Financing Cash Flow | -4.46B | -10.81B | -14.14B | 17.64B | 32.77B | 23.62B |
Taiwan Acceptance Corporation Peers Comparison
Overall Rating
TW:284963Neutral- TW:994160.5Neutral
TW:284558Neutral
TW:659257Neutral
TW:288955Neutral
TW:289752Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| TW:2849 | 63Neutral | TWD 28.48B | 14.95 | ― | 3.46% | 9.63% | 40.11% |
| TW:9941 | 61Neutral | TWD 42.69B | 9.40 | ― | 6.06% | -1.02% | 8.05% |
| TW:2845 | 58Neutral | TWD 61.30B | 12.45 | ― | 4.08% | -13.12% | 18.06% |
| TW:6592 | 57Neutral | TWD 35.62B | 10.71 | ― | 5.40% | -5.16% | 34.90% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
| TW:2889 | 55Neutral | TWD 57.76B | 13.10 | ― | 3.13% | 65.79% | 174.93% |
| TW:2897 | 52Neutral | TWD 28.84B | 12.26 | ― | 5.05% | ― | 20.11% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| TW:9941 | Taiwan Acceptance Corporation | 72.30 | -16.52 | -18.59% | |
| TW:2845 | Far Eastern International Bank | 12.60 | 0.52 | 4.33% | |
| TW:2849 | Entie Commercial Bank | 14.75 | 2.15 | 17.11% | |
| TW:2889 | IBF Financial Holdings Co., Ltd. | 15.95 | 0.64 | 4.16% | |
| TW:2897 | O-Bank Co. Ltd. | 10.30 | 1.66 | 19.23% | |
| TW:6592 | Hotai Finance Co., Ltd. | 55.60 | -1.77 | -3.09% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Nov 09, 2026