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Taiwan Acceptance Corporation (9941) Stock Price & Analysis
9941 Stock Chart & Stats
- Day’s Range
- TWD 71.20 - TWD 74.80
- 52-Week Range
- TWD 70.39 - TWD 95.39
- Previous Close
- TWD 75.70
- Volume
- N/A
- Average Volume (3M)
- 815.25K
- Market Cap
- TWD 43.39B
- Enterprise Value
- TWD 264.25B
- Total Cash (Recent Filing)
- TWD 13.24B
- Total Debt (Recent Filing)
- TWD 222.09B
- Price to Earnings (P/E)
- 9.4
- Beta
- 0.16
- Next Earnings
- Mar 11, 2027 (Est.)
- EPS Estimate
- N/A
- Last Dividend Ex-Date
- Sep 01, 2026
- Dividend Yield
- 5.93%
Bulls Say, Bears Say
Bulls Say
2025 Revenue Rebound
The sharp 2025 revenue acceleration indicates a meaningful rebound in business activity and financing demand. If maintained, stronger scale can support operating leverage, reinforce merchant and distributor relationships, and provide a broader base for recurring earnings over the next several quarters.
Improved Profitability
Positive EBIT alongside a 40.09% EBITDA margin shows that recent revenue growth translated into substantial operating profitability. This improves internal funding capacity and suggests the core financing model can generate attractive earnings when activity and portfolio performance strengthen.
Recent Cash Generation
Positive operating cash flow in both 2024 and 2025, together with 15.28B of 2025 free cash flow, indicates materially improved cash conversion. This supports debt servicing, continued lending activity, and shareholder distributions while reducing reliance on external funding for every business need.
Bears Say
High Balance-Sheet Leverage
Debt-to-equity of 5.43x leaves the company heavily dependent on borrowed funding to support its financing operations. That structure increases sensitivity to credit conditions and funding costs, potentially constraining lending growth and reducing financial flexibility during weaker periods.
Uneven Earnings Quality
The recurring gap between negative EBIT and positive reported net income raises concerns about the consistency and operating quality of earnings. Unless operating profitability remains positive, headline net income may provide a less reliable measure of sustainable performance and capital-generation capacity.
Margin And Cash-Flow Volatility
Although 2025 profitability improved, net margin compressed to 11.58% and free cash flow declined 6.61% year over year. This suggests that stronger revenue has not yet produced fully stable economics, leaving future earnings and cash generation exposed to operating variability.
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Company Description
Taiwan Acceptance Corporation
Established in Taipei, Taiwan, in 1990, Yulon Finance Corporation operates as a comprehensive financial services provider with a significant presence across Taiwan, mainland China, and other international markets. The company organizes its extensive offerings into three primary segments: Financing, Leasing, and Other ancillary services. YFC delivers a wide array of financial solutions tailored for both individuals and businesses. For private customers, this includes installment financing for the purchase of new and pre-owned automobiles and motorcycles, alongside flexible auto mortgage schemes and vehicle leasing options. They also facilitate consumer purchases through various installment payment plans for a broad spectrum of products and services. Corporate clients benefit from specialized financing, such as installment programs for heavy vehicles and equipment leasing services. Furthermore, Yulon Finance is deeply entrenched in the pre-owned vehicle market. Its activities in this area encompass the brokerage and intermediation of used car sales, conducting thorough vehicle inspections, managing auto auctions, and acting as an agent for secondhand automobiles. These services extend to the authentication, evaluation, and overall sale and brokerage of such vehicles. The company also offers advisory services to its diverse clientele. Beyond its core financial and vehicle-related services, YFC has diversified into several complementary business lines. These include providing temporary staffing solutions, offering energy technical support, and engaging in various transportation services such as taxi operations, electric vehicle brokerage, and car-hailing platforms. The company's automotive interests are broad, ranging from the wholesale and retail of batteries, vehicle trading and leasing, to the sale and maintenance of cars and their parts, as well as towing operations and the general sale of automotive-related merchandise.
- Sector
- General
- Industry
- Financial - Credit Services
- CEO
- Nelson Chueh
- Employees
- 1,159
- Website
- www.tac.com.tw
- Address
- No.2, Dunhua South Road, Taipei, TPE, 10683, TW
Taiwan Acceptance Corporation (9941) Earnings & Revenues
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 4 | 4 | 14 |
| Technical Analysis | 4 | 4 | 2 |
| Moving Averages | 0 | 0 | 12 |
