Urbana Corporation (URB) AI Stock Analysis

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Urbana Corporation

(TSX:URB)

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Rating:64Neutral

Price Target:CAD 9.50▲(5.56% Upside)

Action:downgraded

Date:11/13/26

The score is supported by attractive valuation and a strong, lightly leveraged balance sheet. These strengths are offset by weak and inconsistent cash generation, volatile revenue and earnings, and only moderately favorable technical conditions.

Positive Factors

Conservative Balance SheetVery low leverage and substantial equity growth give Urbana financial flexibility to withstand weaker investment periods and continue allocating capital. The conservative balance sheet also reduces financing pressure, supporting resilience while portfolio returns fluctuate.

Negative Factors

Inconsistent Cash GenerationNegative operating and free cash flow across several periods show that reported earnings do not consistently convert into cash. This can constrain dependable distributions or reinvestment capacity and increases uncertainty about liquidity during weaker portfolio or timing conditions.

Urbana Corporation (URB) vs. iShares MSCI Canada ETF (EWC)

Market Cap: CAD 372.39M
Dividend Yield: 1.56%
Average Volume (3M): 1,165
Price to Earnings (P/E): 4.8
Beta (1Y): 0.39
Revenue Growth: -13.95%
EPS Growth: -19.16%
Country: Canada
Employees: 2
Sector: Financial
Sector Strength: 68
Industry: Asset Management

Urbana Corporation Business Overview & Revenue Model

Company Description

Urbana Corporation is an investment fund under the management of Caldwell Investment Management Ltd. The fund primarily allocates its equity investments to public stock markets in the United States and Canada. A key focus for its equity portfolio inc...

Urbana Corporation Financial Statement Overview

Summary

The balance sheet is a major strength, supported by low leverage and positive return on equity. However, volatile revenue, inconsistent profitability, and negative operating and free cash flow materially reduce financial quality.

Income Statement

55Neutral

Balance Sheet

88Very Positive

Cash Flow

30Negative

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	40.01M	-14.71M	71.80M	90.51M	23.44M	69.70M
Gross Profit	28.88M	-26.97M	60.69M	6.12M	15.59M	62.71M
EBITDA	78.07M	78.31M	117.26M	80.08M	22.76M	68.71M
Net Income	77.28M	69.22M	101.79M	69.52M	18.92M	59.99M
Balance Sheet
Total Assets	677.33M	614.32M	516.76M	450.65M	367.13M	348.10M
Cash, Cash Equivalents and Short-Term Investments	1.58M	725.16K	18.64M	341.42K	268.58K	387.09K
Total Debt	30.90M	25.90M	0	42.70M	32.00M	23.70M
Total Liabilities	89.05M	79.08M	45.37M	76.07M	57.52M	46.96M
Stockholders Equity	588.28M	535.23M	471.39M	374.57M	309.60M	301.14M
Cash Flow
Free Cash Flow	-4.65M	-10.90M	65.97M	-6.07M	2.04M	6.78M
Operating Cash Flow	-4.65M	-10.90M	65.97M	-6.07M	2.04M	6.78M
Investing Cash Flow	7.65M	-27.53M	0	0	10.96M	11.81M
Financing Cash Flow	6.22M	20.52M	-47.67M	6.15M	-2.15M	-7.12M

Urbana Corporation Technical Analysis

Technical Analysis SentimentNegative

Last Price9.00

Price Trends

50DMA8.94Positive

100DMA8.96Positive

200DMA9.19Negative

Market Momentum

MACD0.02Negative

RSI50.30Neutral

STOCH59.24Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:URB, the sentiment is Negative. The current price of 9.00 is below the 20-day moving average (MA) of 9.01, above the 50-day MA of 8.94, and below the 200-day MA of 9.19, indicating a neutral trend. The MACD of 0.02 indicates Negative momentum. The RSI at 50.30 is Neutral, neither overbought nor oversold. The STOCH value of 59.24 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TSE:URB.

Urbana Corporation Peers Comparison

Overall Rating

UnderperformOutperform

Sector (68)

Financial Indicators

TSE:URB against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
TSE:QRC	79Outperform	CAD 720.16M	2.01	47.52%	2.68%	33.16%	―
TSE:CVG	78Outperform	CAD 1.15B	8.52	11.06%	1.11%	-79.44%	7375.49%
TSE:AGF.B	73Outperform	CAD 952.70M	6.86	11.46%	3.53%	12.19%	26.48%
Sector *	68Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
TSE:URB	64Neutral	CAD 353.25M	4.81	13.70%	1.56%	-13.95%	-19.16%
TSE:FSZ	49Neutral	CAD 236.23M	12.57	8.57%	18.23%	-6.27%	-32.55%

* Financial Sector Average

Performance Comparison

TSE:URB and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
TSE:URB	Urbana Corporation	9.00	0.72	8.67%
TSE:AGF.B	Agf Management B Nv	15.03	1.72	12.90%
TSE:QRC	Queen's Road Capital Investment Ltd.	13.26	4.39	49.43%
TSE:CVG	Clairvest Group Inc	87.00	16.89	24.08%
TSE:FSZ	Fiera Capital A	2.37	-3.22	-57.57%

Urbana Corporation Corporate Events

Financial DisclosuresRegulatory Filings and Compliance

Urbana Corporation Files 2026 Third-Quarter Interim Financial Statements

Neutral

Nov 9, 2026

Urbana Corporation is a diversified corporation focused on financial services, information services and innovative technologies. Its long-term goal is to invest in private investment opportunities for capital appreciation and publicly traded securiti...

Business Operations and StrategyStock Buyback

Urbana Corporation Renews Share Buyback Program on TSX

Positive

Sep 4, 2026

Urbana Corporation has received Toronto Stock Exchange approval to renew its normal course issuer bid, allowing the company to repurchase up to 3,101,391 non-voting Class A shares, or 10% of the public float, between Sept. 9, 2026 and Sept. 8, 2027....

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Nov 13, 2026

Urbana Corporation AI Stock Analysis