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TIMIA Capital
(MONT)
Select Model
Select Model
Rating:42Neutral
Price Target:
C$0.01
▲(0.00% Upside)
Action:Reiterated
Date:01/13/26
The score is driven primarily by very weak financial performance (sharp revenue decline, large losses, persistent cash burn, and extremely high leverage). Technicals add additional downside risk with a clear downtrend versus key moving averages. Valuation provides limited support due to negative earnings and no dividend yield data.
Positive Factors
Business model — Revenue-based financing
RBF aligns repayments with borrower revenue, creating cashflow-linked returns and fee income potential. As a non-dilutive option for growth firms, this model can sustain origination demand long-term, embedding contractual repayment caps that provide predictable payoff profiles when underwriting holds.
Negative Factors
Extremely high leverage
Leverage at ~28x equity meaningfully magnifies losses and raises refinancing and covenant risk. With limited equity cushion, adverse portfolio performance or higher funding costs could force asset sales, restructurings, or distress, reducing long-term strategic flexibility and increasing solvency risk across market cycles.
Read all positive and negative factors
Positive Factors
Negative Factors
Business model — Revenue-based financing
RBF aligns repayments with borrower revenue, creating cashflow-linked returns and fee income potential. As a non-dilutive option for growth firms, this model can sustain origination demand long-term, embedding contractual repayment caps that provide predictable payoff profiles when underwriting holds.
Read all positive factors
TIMIA Capital (MONT) vs. iShares MSCI Canada ETF (EWC)
Market Cap
C$433.65K
Dividend Yield8.33%
Average Volume (3M)0.00
Price to Earnings (P/E)<0.1
Beta (1Y)-0.53
Revenue GrowthN/A
EPS GrowthN/A
CountryCA
Employees7
SectorGeneral
Sector StrengthN/A
IndustryAsset Management
Share Statistics
EPS (TTM)-0.15
Shares Outstanding86,730,910
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)0.34
Price to Sales (P/S)0.16
P/FCF Ratio-0.09
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
TIMIA Capital Business Overview & Revenue Model
Company Description
Montfort Capital Corp. is a financial services firm focused on developing, managing, and investing in companies that extend private credit across a variety of North American markets. The company offers tailored debt solutions, including asset-back...
How the Company Makes Money
TIMIA Capital makes money primarily by originating and holding revenue-based financing (RBF) investments. Under this model, TIMIA provides upfront capital to a portfolio company and earns a return through contracted repayment streams that are gene...
TIMIA Capital Financial Statement Overview
Summary
Income Statement
18
Very Negative
Balance Sheet
12
Very Negative
Cash Flow
15
Very Negative
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Feb 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 14.23M | 24.27M | 25.56M | 31.27M | 8.02M | 6.09M |
| Gross Profit | -1.68M | -19.55M | 25.56M | 31.27M | 8.84M | 6.09M |
| EBITDA | -698.39K | 14.87M | 12.10M | 20.63M | 5.52M | 3.49M |
| Net Income | -15.52M | -23.69M | -12.50M | 591.08K | 2.26M | -586.34K |
Balance Sheet | ||||||
| Total Assets | 267.14M | 413.08M | 402.51M | 455.47M | 125.08M | 41.92M |
| Cash, Cash Equivalents and Short-Term Investments | 962.34K | 2.03M | 6.85M | 7.01M | 9.31M | 12.87M |
| Total Debt | 253.50M | 211.21M | 371.49M | 373.73M | 73.98M | 6.95M |
| Total Liabilities | 258.24M | 401.23M | 364.28M | 402.60M | 111.95M | 7.57M |
| Stockholders Equity | 8.90M | 11.85M | 35.77M | 50.27M | 13.13M | 7.56M |
Cash Flow | ||||||
| Free Cash Flow | -33.44M | -43.69M | -30.20M | -49.33M | 7.04M | -4.42M |
| Operating Cash Flow | -33.44M | -43.69M | -30.20M | -49.33M | 7.04M | -4.42M |
| Investing Cash Flow | -57.71M | 3.76M | 256.82K | -2.23M | -4.57M | 0.00 |
| Financing Cash Flow | 20.77M | 36.82M | 31.22M | 47.02M | -5.15M | 13.18M |
TIMIA Capital Technical Analysis
Negative
0.01
Price Trends
0.01
Negative
0.01
Negative
Market Momentum
>-0.01
Negative
46.15
Neutral
<0.01
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:MONT, the sentiment is Negative. The current price of 0.01 is below the 20-day moving average (MA) of 0.01, below the 50-day MA of 0.01, and equal to the 200-day MA of ―, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 46.15 is Neutral, neither overbought nor oversold. The STOCH value of <0.01 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TSE:MONT.
TIMIA Capital Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
62 Neutral | C$5.56M | 2.40 | 22.71% | 6.25% | -280.28% | ― | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
52 Neutral | C$13.20M | -0.60 | -73.17% | ― | ― | -34.67% | |
42 Neutral | C$433.65K | 0.10 | 51.95% | 8.33% | ― | ― | |
37 Underperform | C$2.72M | 32.02 | -2.93% | ― | ― | 96.69% | |
32 Underperform | C$1.55M | 2.02 | 186.26% | ― | ― | -209.94% | |
24 Underperform | C$132.38K | -0.03 | 90.47% | 6.98% | ― | -235.46% |
* General Sector Average
TSE:MONT
TIMIA Capital
0.01
-0.01
-50.00%
TSE:BLR.X
Blackhawk Resource
0.02
-0.08
-84.85%
TSE:IDK
ThreeD Capital
0.14
0.05
47.37%
TSE:QCA
Quinsam Capital
0.06
<0.01
9.09%
TSE:FGFL
First Growth Funds
0.04
0.03
250.00%
TSE:LLL
Lanebury Growth Capital Ltd.
0.15
0.08
114.29%
TIMIA Capital Corporate Events
Business Operations and StrategyExecutive/Board ChangesFinancial Disclosures
Montfort Capital Reports Q3 2025 Results Amid Restructuring and Leadership Changes
Neutral
Nov 21, 2025
Montfort Capital Corp. reported its financial results for the third quarter of 2025, highlighting the positive impact of restructuring efforts focused on reducing overhead expenses and concentrating operations in Toronto. Despite a decrease in tot...
Business Operations and StrategyStock BuybackM&A Transactions
Montfort Capital Finalizes Pivot Group Sale and Share Repurchase
Neutral
Nov 4, 2025
Montfort Capital Corp. has completed the sale of its Pivot Group to Pivot Endgame Corp. and concurrently repurchased and canceled a significant number of shares from Dan Flaro, the president of the Pivot Group. The sale involved a cash considerati...
Business Operations and StrategyM&A Transactions
Montfort Capital Updates Pivot Sale Agreement and Announces Auditor Change
Neutral
Oct 21, 2025
Montfort Capital Corp. has amended its agreement to sell the Pivot Group to a third-party investment fund, revising the payment terms to include a $1,000,000 cash consideration and a non-interest bearing promissory note. The sale’s closing d...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.