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InsuraGuest Technologies (ISGI) AI Stock Analysis

TSE:ISGI

InsuraGuest Technologies

(TSXV:ISGI)

Select Model
Rating:43Neutral
Price Target:CAD 0.01â–²(0.00% Upside)
Action:reiterated
Date:11/01/26

The score is held down primarily by weak financial fundamentals—ongoing losses, negative free cash flow, and periods of negative equity—despite improving revenue and narrowing losses. Technical indicators also lean bearish/weak, while valuation is constrained by a negative P/E and no dividend support.

Positive Factors
Revenue Scale and GrowthThe substantial expansion in revenue indicates that InsuraGuest has increased commercial scale across its hospitality and insurance technology activities. If this growth can be sustained, a larger revenue base should improve operating leverage, support product investment, and strengthen the company’s ability to build a durable market position.
Negative Factors
Persistent UnprofitabilityInsuraGuest remains deeply loss-making despite revenue growth and improvement from earlier periods. Persistent operating losses limit internal funding capacity, make the business more dependent on external capital, and leave future earnings power highly dependent on achieving a material and sustained improvement in profitability.

InsuraGuest Technologies (ISGI) vs. iShares MSCI Canada ETF (EWC)

-10%0%10%20%30%40%50%TSE:ISGI0.00%EWC+21.27%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
Market Cap
CAD 852.67K
Dividend Yield
―
Average Volume (3M)
170.75K
Price to Earnings (P/E)
-0.0
Beta (1Y)
1.86
Revenue Growth
7.81%
EPS Growth
-9.09%
Country
Canada
Employees
5
Sector
General
Sector Strength
55
Industry
Software - Application

InsuraGuest Technologies Business Overview & Revenue Model

Company Description

InsuraGuest Technologies Inc., a software-as-a service company, provides an insurance and technology software. It offers insurtech, an insurance and technology software that embedded its short-term rental and event-based insurance products to the vac...

InsuraGuest Technologies Financial Statement Overview

Summary

Revenue has scaled materially over time with a sharp rebound in 2026 and losses have narrowed versus earlier years, but the company remains deeply unprofitable with volatile gross margins, recurring negative equity, and persistently negative operating and free cash flow—keeping overall financial risk high.

Income Statement

28Negative

Balance Sheet

22Negative

Cash Flow

18Very Negative
Financial statement breakdown
BreakdownTTMJun 2026Sep 2025Sep 2024Sep 2023Jun 2022
Income Statement
Total Revenue968.27K1.07M793.73K1.00M674.78K345.20K
Gross Profit634.13K567.35K662.03K559.91K388.60K248.96K
EBITDA-375.16K-324.09K-334.51K-601.00K-701.00K-1.39M
Net Income-437.93K-449.76K-400.22K-659.00K-726.00K-1.41M
Balance Sheet
Total Assets393.79K255.69K342.36K651.34K199.23K720.07K
Cash, Cash Equivalents and Short-Term Investments177.70K156.61K209.70K466.94K88.66K602.74K
Total Debt31.62K4,237037.20K00
Total Liabilities702.26K835.41K532.35K453.45K466.62K266.27K
Stockholders Equity-308.48K-579.72K-189.99K197.88K-267.38K453.79K
Cash Flow
Free Cash Flow-98.83K-43.85K-221.39K-295.00K-466.33K-1.09M
Operating Cash Flow-98.83K-43.85K-221.39K-295.00K-466.33K-1.09M
Investing Cash Flow000000
Financing Cash Flow-49.66K-43.09K-35.75K674.85K0832.40K

InsuraGuest Technologies Technical Analysis

Technical Analysis SentimentNegative
Last Price0.01

Price Trends

50DMA0.01Negative
100DMA0.01Negative
200DMA0.01Negative

Market Momentum

MACD-0.00Negative
RSI34.10Neutral
STOCH0.00Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:ISGI, the sentiment is Negative. The current price of 0.01 is below the 20-day moving average (MA) of 0.01, below the 50-day MA of 0.01, and below the 200-day MA of 0.01, indicating a bearish trend. The MACD of -0.00 indicates Negative momentum. The RSI at 34.10 is Neutral, neither overbought nor oversold. The STOCH value of 0.00 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TSE:ISGI.

InsuraGuest Technologies Peers Comparison

Overall Rating

UnderperformOutperform
Sector (55)

Financial Indicators

TSE:ISGI against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
Sector *55Neutral$6.65B3.83-15.92%6.20%10.91%7.18%
TSE:XIGMTSE:XIGM47NeutralCAD 3.40M-2.24-1128.09%―41.54%25.26%
TSE:ISGITSE:ISGI43NeutralCAD 1.71M-0.03127.61%―7.81%-9.09%
TSE:LTVTSE:LTV29UnderperformCAD 836.04K-1.0228.07%――-32.59%
TSE:RADTSE:RAD22UnderperformCAD 139.19K-0.7631.96%――-56.37%

* General Sector Average

Performance Comparison

0%200%400%600%TSE:ISGITSE:LTVTSE:DAC.HTSE:RADTSE:XIGMDec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
TSE:ISGI and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
TSE:ISGIInsuraGuest Technologies Inc.0.010.000.00%
TSE:LTVLeoNovus Inc0.040.000.00%
TSE:DAC.HDatable Technology Corporation0.040.000.00%
TSE:RADRadial Research Corp.0.05-0.05-49.49%
TSE:XIGMXigem Technologies Inc0.040.03350.00%

InsuraGuest Technologies Corporate Events

Financial DisclosuresRegulatory Filings and Compliance

InsuraGuest Seeks Management Cease Trade Order Over Delayed Annual Filings

Negative
Oct 15, 2026

InsuraGuest Technologies has applied for a temporary management cease trade order from securities regulators in British Columbia and Alberta after determining it will miss the October 31 deadline for filing audited annual financial statements for the...

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Nov 01, 2026