Guardian Cap Cl A NV (GCG.A) AI Stock Analysis

• Market Cap: C$1.64B
• Dividend Yield: 2.91%
• Average Volume (3M): 76.59K
• Price to Earnings (P/E): 10.6
• Beta (1Y): 0.53
• Revenue Growth: 96.56%
• EPS Growth: 158.06%
• Country: CA
• Employees: 600
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): 2.28
• Shares Outstanding: 21,826,433
• 10 Day Avg. Volume: 63,855
• 30 Day Avg. Volume: 76,590
• PEG Ratio: -0.12
• Price to Book (P/B): 0.75
• Price to Sales (P/S): 2.94
• P/FCF Ratio: 10.69
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: C$75.00
• Price Target Upside: 12.28% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

• Rating: 74 Outperform
• Price Target: C$75.00 ▲(12.28% Upside)

Guardian Cap Cl A NV's overall stock score is driven by its solid financial performance and attractive valuation. The company's strong revenue growth and effective cost management contribute positively, while the low P/E ratio suggests potential undervaluation. Technical analysis shows bullish momentum, although the high RSI indicates overbought conditions, which could lead to short-term volatility.

Positive Factors

Revenue Growth

The company's consistent revenue growth indicates strong market demand and effective sales strategies, supporting long-term business expansion.

Balance Sheet Health

Low leverage enhances financial stability and flexibility, enabling the company to invest in growth opportunities without excessive risk.

Cash Generation

Strong cash generation supports ongoing operations and strategic investments, ensuring the company can sustain growth and weather economic fluctuations.

Negative Factors

Profit Margin Pressure

Decreasing profit margins may indicate rising costs or pricing pressures, which could impact profitability if not managed effectively.

Cash Conversion Efficiency

Low cash conversion efficiency suggests challenges in turning income into cash, potentially affecting liquidity and operational flexibility.

Gross Profit Margin Decline

A declining gross profit margin may signal increased production costs or competitive pricing pressures, which could erode profitability over time.

Guardian Cap Cl A NV Business Overview & Revenue Model

Company Description

Guardian Capital Group Limited, together with its subsidiaries, operates as a diversified financial services company in Canada and internationally. The company operates through Investment management, Wealth management, Corporate activities and investment segments. The Investment management segment provides investment management services provided to clients. The Wealth management segment is involved in investment management and advisory services to high and ultra-high net worth clients, commissions on life insurance products, mutual funds ,and other securities. The Corporate Activities and Investments segment comprises of investment of securities holdings, as well as corporate management and development activities. In addition, the company manages institutional assets for pension plans, broker-dealer third-party platforms, insurance company segregated, exchange traded, and mutual funds, endowment funds, and foundations; and provides private wealth management services to high-net-worth families, foundations, and charities. Further, the company offers banking services for international clients and independent platform for financial advisors to clients. Additionally, the company sells life insurance products, mutual funds, and other securities. Guardian Capital Group Limited was incorporated in 1962 and is headquartered in Toronto, Canada.

How the Company Makes Money

Guardian Cap generates revenue primarily through the direct sale of its protective headgear to sports teams, schools, and individual consumers. The company has established partnerships with various athletic organizations and educational institutions to promote the adoption of its products, which also serve as key distribution channels. In addition to direct sales, Guardian Cap may explore licensing agreements or collaborations with helmet manufacturers to integrate their technology into existing products. The growing awareness of concussion safety in sports and the increasing demand for protective gear contribute significantly to the company's revenue growth.

Guardian Cap Cl A NV Financial Statement Overview

Summary

Guardian Cap Cl A NV demonstrates solid financial health with strong revenue growth and effective cost management. The balance sheet is robust with low leverage, and cash flow generation is strong, though there is room for improvement in cash conversion efficiency. Overall, the company is well-positioned in the asset management industry, with a stable financial foundation and growth potential.

Income Statement

Guardian Cap Cl A NV shows a strong revenue growth rate of 7.4% in the TTM, indicating positive momentum. The gross profit margin is healthy at 41.3%, though slightly lower than the previous year. The net profit margin has decreased to 20.0% from 29.6% in the previous year, suggesting some pressure on profitability. However, the EBIT and EBITDA margins remain robust, reflecting effective cost management.

Balance Sheet

The company maintains a solid balance sheet with a low debt-to-equity ratio of 0.13, indicating prudent leverage management. Return on equity is modest at 5.7%, reflecting stable but not exceptional profitability. The equity ratio is strong, suggesting a solid capital structure with a high proportion of equity financing.

Cash Flow

Free cash flow growth is impressive at 19.0%, indicating strong cash generation capabilities. However, the operating cash flow to net income ratio is relatively low at 0.09, suggesting potential challenges in converting income into cash. The free cash flow to net income ratio is high at 87.5%, highlighting efficient cash utilization.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	385.79M	337.60M	254.54M	214.34M	414.91M	325.18M
Gross Profit	154.29M	150.89M	131.21M	103.07M	154.53M	117.53M
EBITDA	200.21M	144.26M	135.75M	-44.23M	104.67M	75.02M
Net Income	150.26M	100.10M	562.93M	-59.57M	184.24M	42.36M
Balance Sheet
Total Assets	1.90B	1.95B	1.73B	1.36B	1.43B	1.15B
Cash, Cash Equivalents and Short-Term Investments	170.20M	222.58M	139.33M	122.34M	131.59M	84.87M
Total Debt	178.95M	178.27M	158.65M	157.07M	129.26M	109.16M
Total Liabilities	576.96M	635.41M	490.07M	581.91M	576.10M	435.86M
Stockholders Equity	1.32B	1.32B	1.24B	767.86M	852.58M	717.71M
Cash Flow
Free Cash Flow	46.82M	92.82M	79.28M	64.51M	87.44M	62.16M
Operating Cash Flow	53.06M	93.26M	81.42M	81.23M	102.86M	71.79M
Investing Cash Flow	-119.20M	-21.85M	124.33M	-45.51M	-88.01M	-37.50M
Financing Cash Flow	-35.36M	-22.95M	-185.28M	-54.62M	1.88M	-26.66M

Guardian Cap Cl A NV Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 66.80
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Negative
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:GCG.A, the sentiment is Positive. The current price of 66.8 is above the 20-day moving average (MA) of 65.60, above the 50-day MA of 51.00, and above the 200-day MA of 43.77, indicating a bullish trend. The MACD of 4.85 indicates Positive momentum. The RSI at 85.24 is Negative, neither overbought nor oversold. The STOCH value of 22.46 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TSE:GCG.A.

Guardian Cap Cl A NV Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CVG	77 Outperform	1.03B	8.51	―	0.14%	132.11%	5511.22%
AGF.B	75 Outperform	927.30M	8.90	8.93%	3.36%	16.93%	17.52%
SEC	74 Outperform	879.07M	5.16	9.45%	―	14.62%	―
GCG.A	74 Outperform	C$1.64B	10.60	11.80%	2.91%	96.56%	158.06%
GCG	69 Neutral	1.64B	10.55	11.37%	2.91%	96.56%	158.06%
WED	61 Neutral	971.32M	-14.77	―	―	469.58%	-150.58%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%

Guardian Cap Cl A NV Corporate Events

Guardian Capital Group Reports Strong Q2 2025 Revenue Growth Amid Market Fluctuations

Guardian Capital Group Limited reported a substantial increase in net revenue for the second quarter of 2025, reaching $90 million compared to $64.2 million in the same period last year. This growth was largely driven by contributions from Sterling and Galibier, despite a decrease in total client assets due to currency fluctuations. The company experienced a significant swing to net gains from net losses, resulting in net earnings attributable to shareholders of $55.2 million, up from a net loss of $23.1 million in the previous year. Operating earnings and EBITDA saw declines, impacted by integration costs of Sterling, but the company maintained a stable shareholders’ equity. A quarterly dividend of $0.39 per share was declared, reflecting confidence in ongoing financial stability.

The most recent analyst rating on ($TSE:GCG.A) stock is a Hold with a C$47.00 price target. To see the full list of analyst forecasts on Guardian Cap Cl A NV stock, see the TSE:GCG.A Stock Forecast page.