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Clip Money Inc.
(CLIP)
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Rating:42Neutral
Price Target:
C$0.13
▼(-18.75% Downside)
Action:Reiterated
Date:08/27/26
The score is held down primarily by weak financial fundamentals—negative gross profit, large net losses, and a stressed balance sheet with negative equity and sizeable debt. Technicals also point to a weak trend with the stock below major moving averages, offering limited support. Valuation is constrained by unprofitability (negative P/E) and no stated dividend yield.
Positive Factors
Revenue Growth
Continued revenue expansion indicates that Clip Money is increasing transaction activity and scaling its cash-management network. Although growth is moderate, a larger revenue base can improve operating leverage and support broader partner and customer adoption over the next several quarters.
Negative Factors
Negative Gross Margin
Negative gross margin means the company is not covering direct costs through current revenue, placing pressure on every additional transaction processed. Until gross economics turn positive, growth may require continued external funding and will not reliably translate into sustainable earnings.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Continued revenue expansion indicates that Clip Money is increasing transaction activity and scaling its cash-management network. Although growth is moderate, a larger revenue base can improve operating leverage and support broader partner and customer adoption over the next several quarters.
Read all positive factors
Clip Money Inc. (CLIP) vs. iShares MSCI Canada ETF (EWC)
Market Cap
C$15.32M
Dividend YieldN/A
Average Volume (3M)2.98K
Price to Earnings (P/E)―
Beta (1Y)1.02
Revenue Growth75.67%
EPS Growth11.00%
CountryCA
Employees11
SectorGeneral
Sector StrengthN/A
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)-0.08
Shares Outstanding113,517,410
10 Day Avg. Volume2,838
30 Day Avg. Volume2,979
Financial Highlights & Ratios
PEG Ratio0.86
Price to Book (P/B)-0.86
Price to Sales (P/S)2.36
P/FCF Ratio-3.28
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Clip Money Inc. Business Overview & Revenue Model
Company Description
Headquartered in Toronto, Canada, Clip Money Inc. is a financial technology firm that delivers deposit network solutions across North America to both businesses and financial institutions. Its flagship offering, the Clip Drop Platform, represents ...
How the Company Makes Money
Clip Money generates revenue primarily from fees associated with cash-in/cash-out transactions processed through its retail-based cash services network. This typically includes service fees earned when customers deposit cash (and potentially other...
Clip Money Inc. Financial Statement Overview
Summary
Income Statement
12
Very Negative
Balance Sheet
9
Very Negative
Cash Flow
18
Very Negative
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 7.08M | 5.84M | 2.36M | 577.92K | 27.69K | 1.90K |
| Gross Profit | -1.57M | -5.56M | -1.09M | -1.94M | -1.24M | -99.16K |
| EBITDA | -4.28M | -4.80M | -5.32M | -6.48M | -9.65M | -3.43M |
| Net Income | -8.37M | -9.23M | -9.34M | -9.32M | -12.14M | -4.31M |
Balance Sheet | ||||||
| Total Assets | 7.77M | 9.79M | 9.59M | 13.86M | 9.86M | 7.80M |
| Cash, Cash Equivalents and Short-Term Investments | 1.85M | 2.60M | 2.00M | 6.15M | 1.48M | 1.23M |
| Total Debt | 21.45M | 21.08M | 15.68M | 11.81M | 6.23M | 7.76M |
| Total Liabilities | 26.92M | 25.80M | 17.52M | 13.01M | 7.80M | 7.36M |
| Stockholders Equity | -19.15M | -16.01M | -7.94M | 848.19K | 2.06M | 557.79K |
Cash Flow | ||||||
| Free Cash Flow | -1.45M | -4.22M | -7.49M | -7.35M | -6.54M | -3.16M |
| Operating Cash Flow | -1.29M | -4.08M | -7.32M | -6.68M | -4.87M | -2.05M |
| Investing Cash Flow | -339.16K | -375.75K | -699.27K | -665.65K | -1.68M | -1.42M |
| Financing Cash Flow | 1.78M | 5.09M | 1.73M | 12.10M | 7.05M | 1.96M |
Clip Money Inc. Technical Analysis
Negative
0.16
Price Trends
0.15
Negative
0.15
Negative
0.17
Negative
Market Momentum
>-0.01
Negative
49.91
Neutral
116.67
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:CLIP, the sentiment is Negative. The current price of 0.16 is above the 20-day moving average (MA) of 0.13, above the 50-day MA of 0.15, and below the 200-day MA of 0.17, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 49.91 is Neutral, neither overbought nor oversold. The STOCH value of 116.67 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TSE:CLIP.
Clip Money Inc. Peers Comparison
UnderperformOutperform
Sector (55)
TSE:CLIP
Clip Money Inc.
0.14
-0.10
-41.30%
TSE:PKK
Tenet Fintech Group Inc.
0.24
0.21
840.00%
TSE:FTEC
Fintech Select Ltd
0.03
-0.02
-37.50%
TSE:FOBI
Fobi AI
0.03
-0.01
-25.00%
TSE:HRO
Euro Asia Pay Holdings
0.03
0.00
0.00%
Clip Money Inc. Corporate Events
Executive/Board ChangesPrivate Placements and Financing
Clip Money Extends Private Placement Deadline and Grants RSUs
Positive
Oct 8, 2026
Clip Money Inc., a provider of self-service business deposit solutions across Canada and the U.S., integrates hardware, a mobile app and cloud-based processing to let businesses deposit cash at retail locations instead of bank branches. Its networ...
Business Operations and StrategyFinancial DisclosuresPrivate Placements and Financing
Clip Money Posts Strong Q2 Growth and Secures Strategic Partnership
Positive
Aug 24, 2026
Clip Money reported second-quarter 2026 revenue of $1.91 million, up 42% year over year, with cost of revenue rising only 17%, expanding gross profit and showcasing strong operating leverage. Revenue growth was driven by a 53% increase in new depo...
Business Operations and StrategyPrivate Placements and Financing
Clip Money Fully Draws CAD$3 Million BDC Loan to Fund Growth
Positive
Aug 12, 2026
Clip Money Inc., a financial technology firm offering a multi-bank self-service deposit network for business cash deposits at retail and mall locations, provides an integrated hardware, mobile and cloud solution for rapid crediting of funds to cli...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.