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Toppoint Holdings, Inc. (TOPP)
:TOPP
US Market
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Toppoint Holdings, Inc. (TOPP) AI Stock Analysis

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TOPP

Toppoint Holdings, Inc.

(TOPP)

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Neutral 45 (OpenAI - Gpt-5.6Sol)
Rating:45Neutral
Price Target:
$0.16
▼(-22.00% Downside)
Action:Reiterated
Date:09/15/26
The score is primarily pressured by weak financial performance (large losses and negative free cash flow) and bearish technicals (price below key moving averages with negative MACD). Offsetting factors include a relatively low-debt balance sheet and constructive recent corporate updates (improving quarterly results and strengthened cash position), though capital structure actions add dilution-related risk.
Positive Factors
Revenue growth and mix improvement
Revenue growth alongside a deliberate shift toward higher-revenue-per-load import and metal verticals indicates improving business mix, not merely higher volume. If sustained, this approach can support stronger sales productivity and provide a foundation for better operating performance over the coming quarters.
Negative Factors
Severe profitability deterioration
Despite stronger revenue, near-break-even gross profit and a deeply negative net margin show that growth is not yet translating into sustainable earnings. The reversal from profitability in 2022–2023 to large recent losses also points to earnings volatility and ongoing pressure on cost control.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue growth and mix improvement
Revenue growth alongside a deliberate shift toward higher-revenue-per-load import and metal verticals indicates improving business mix, not merely higher volume. If sustained, this approach can support stronger sales productivity and provide a foundation for better operating performance over the coming quarters.
Read all positive factors

Toppoint Holdings, Inc. (TOPP) vs. SPDR S&P 500 ETF (SPY)

Toppoint Holdings, Inc. Business Overview & Revenue Model

Company Description
Toppoint Holdings Inc., established in 2014 and based in North Wales, Pennsylvania, delivers extensive truckload transportation services. Through its subsidiary, Toppoint Inc., the company concentrates on the recycling export supply chain througho...

Toppoint Holdings, Inc. Financial Statement Overview

Summary
Financial statement scores indicate material weakness overall: Income Statement (18) reflects severe profitability deterioration with large operating/net losses despite revenue growth; Cash Flow (28) shows negative operating cash flow and free cash flow (ongoing cash burn). The Balance Sheet (62) is a relative positive with low leverage, but deeply negative returns and continued losses raise the risk of future balance sheet pressure.
Income Statement
18
Very Negative
Balance Sheet
62
Positive
Cash Flow
28
Negative
BreakdownTTMDec 2025Mar 2025Dec 2023Dec 2022
Income Statement
Total Revenue17.52M16.55M16.04M18.04M21.49M
Gross Profit102.45K1.93M2.34M2.65M5.03M
EBITDA-5.60M-6.04M632.43K1.44M2.61M
Net Income-6.25M-7.34M174.87K542.35K1.69M
Balance Sheet
Total Assets13.90M11.00M4.99M4.96M4.78M
Cash, Cash Equivalents and Short-Term Investments4.70M1.20M557.62K1.46M744.85K
Total Debt1.27M1.46M1.71M712.25K1.22M
Total Liabilities2.11M2.37M2.44M2.59M2.95M
Stockholders Equity11.79M8.62M2.54M2.37M1.82M
Cash Flow
Free Cash Flow-902.78K-2.14M-1.81M1.12M823.46K
Operating Cash Flow-1.56M-1.78M-593.73K2.01M888.84K
Investing Cash Flow1.36M-5.86M-1.21M-1.09M-65.38K
Financing Cash Flow3.41M8.28M907.36K-205.87K-518.55K

Toppoint Holdings, Inc. Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.20
Price Trends
50DMA
0.41
Negative
100DMA
0.80
Negative
200DMA
0.83
Negative
Market Momentum
MACD
-0.08
Negative
RSI
27.73
Positive
STOCH
69.84
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TOPP, the sentiment is Negative. The current price of 0.2 is above the 20-day moving average (MA) of 0.17, below the 50-day MA of 0.41, and below the 200-day MA of 0.83, indicating a bearish trend. The MACD of -0.08 indicates Negative momentum. The RSI at 27.73 is Positive, neither overbought nor oversold. The STOCH value of 69.84 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TOPP.

Toppoint Holdings, Inc. Risk Analysis

Toppoint Holdings, Inc. disclosed 49 risk factors in its most recent earnings report. Toppoint Holdings, Inc. reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Toppoint Holdings, Inc. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (63)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
63
Neutral
$10.79B15.437.44%2.01%2.89%-14.66%
53
Neutral
$914.87M229.270.92%0.81%8.34%-89.15%
52
Neutral
$2.25B-46.48-3.39%1.56%9.64%-190.02%
52
Neutral
$1.14B88.141.65%1.75%-6.87%-39.59%
45
Neutral
$3.98M-0.48-66.54%13.82%-161.08%
43
Neutral
$968.20M-42.10-2.89%0.67%-21.02%38.05%
43
Neutral
$270.16M-6.17-19.59%3.16%-8.77%6.84%
* Industrials Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
TOPP
Toppoint Holdings, Inc.
0.16
-1.45
-90.12%
CVLG
Covenant Logistics Group
34.39
12.04
53.87%
HTLD
Heartland Express
11.88
3.55
42.57%
MRTN
Marten Transport
13.68
2.65
24.03%
PAMT
PAMT
12.53
-0.06
-0.48%
WERN
Werner Enterprises
35.84
8.68
31.98%

Toppoint Holdings, Inc. Corporate Events

Business Operations and StrategyRegulatory Filings and ComplianceShareholder Meetings
Toppoint Holdings Plans Reincorporation From Nevada to Delaware
Positive
Sep 14, 2026
On Sept. 14, 2026, Toppoint Holdings Inc. announced that it expects to shift its legal domicile from Nevada to Delaware through a plan of conversion, following board approval on July 27, 2026 and shareholder approval at its annual meeting on Sept....
Business Operations and StrategyExecutive/Board ChangesShareholder MeetingsStock Split
Toppoint Shareholders Approve Major Capital and Reincorporation Moves
Positive
Sep 11, 2026
On September 8, 2026, Toppoint Holdings Inc. held its 2026 Annual Meeting of Stockholders, with about 63.61% of eligible shares represented, and secured shareholder approval for a broad reverse stock split authorization of up to 1-for-900 and a su...
Shareholder Meetings
Toppoint Holdings Reschedules 2026 Virtual Annual Stockholder Meeting
Neutral
Aug 21, 2026
On August 21, 2026, Toppoint Holdings Inc.’s board approved postponing the company’s 2026 annual meeting of stockholders, originally set for August 24, 2026, to September 8, 2026, at 10:00 a.m. Eastern Time, to be held virtually via li...
Business Operations and StrategyFinancial DisclosuresPrivate Placements and Financing
Toppoint Holdings Reports Strong Q2 Growth and Loss Reduction
Positive
Aug 12, 2026
On August 12, 2026, Toppoint Holdings Inc. reported second-quarter 2026 results showing revenue up 17% year over year to $4.6 million and a net loss narrowed by 80% to $306,711, with gross margin returning to 8% as the company shifted its mix towa...
Executive/Board Changes
Toppoint Holdings Announces New Committee Leadership Appointments
Neutral
Jun 25, 2026
On June 23, 2026, director Tianheng Li resigned from the Board of Toppoint Holdings Inc. and from all her committee roles, including as a member of the Audit Committee and as Chair of both the Compensation Committee and the Nominating and Corporat...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Sep 15, 2026