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TIAN RUIXIANG Holdings (TIRXF)
OTHER OTC:TIRXF
US Market
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TIAN RUIXIANG Holdings (TIRXF) AI Stock Analysis

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TIRXF

TIAN RUIXIANG Holdings

(OTC:TIRXF)

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Rating:47Neutral
Price Target:
$1.00
▲(9900.00% Upside)
Action:Reiterated
Date:12/02/25
Tian Ruixiang Holdings receives an overall stock score of 47, driven primarily by mixed financial performance with strong revenue growth offset by significant profitability issues. Technical indicators suggest a bearish trend with the stock trading below key moving averages, and valuation concerns arise from negative earnings. Financial performance remains the most impactful factor due to its higher weight and mixed outcomes.
Positive Factors
Global Expansion
The acquisition of Ren Talents Inc. marks a strategic expansion into the U.S. and European markets, enhancing TRX’s global brand influence and market presence.
Negative Factors
Profitability Challenges
Persistent operational losses and negative net income indicate financial challenges, potentially hindering long-term growth and sustainability.
Read all positive and negative factors
Positive Factors
Negative Factors
Global Expansion
The acquisition of Ren Talents Inc. marks a strategic expansion into the U.S. and European markets, enhancing TRX’s global brand influence and market presence.
Read all positive factors

TIAN RUIXIANG Holdings (TIRXF) vs. SPDR S&P 500 ETF (SPY)

TIAN RUIXIANG Holdings Business Overview & Revenue Model

Company Description
Tian Ruixiang Holdings Ltd, together with its subsidiaries, operates as an insurance broker in China. It distributes property and casualty insurance products, such as commercial property, liability, accidental, and automobile insurance; and health...
How the Company Makes Money
Tian Ruixiang Holdings generates revenue through multiple streams, primarily from its e-commerce platforms, which facilitate online transactions and product sales. The company earns commissions on sales made through its retail channels and offers ...

TIAN RUIXIANG Holdings Financial Statement Overview

Summary
Tian Ruixiang Holdings shows mixed financial performance. Strong revenue growth of 158.7% and a stable balance sheet with a low Debt-to-Equity Ratio of 0.03 are positives. However, persistent net losses with a Net Profit Margin of -123.9% and negative ROE of -11.8%, alongside declining Free Cash Flow Growth, highlight significant profitability challenges.
Income Statement
25
Negative
Balance Sheet
75
Positive
Cash Flow
40
Negative
BreakdownTTMOct 2024Apr 2024Oct 2022Oct 2021Oct 2020
Income Statement
Total Revenue7.07M3.22M1.24M1.35M2.79M3.25M
Gross Profit5.74M1.52M783.46K-1.34M1.84M2.51M
EBITDA1.71M-2.80M-2.94M-4.74M-2.00M787.68K
Net Income-1.88M-3.99M-2.45M-4.68M-1.94M634.10K
Balance Sheet
Total Assets6.04M39.98M35.48M35.03M40.35M10.06M
Cash, Cash Equivalents and Short-Term Investments27.96M28.39M26.80M26.18M30.02M6.14M
Total Debt2.37M1.18M57.40K145.52K660.97K321.93K
Total Liabilities4.46M6.09M3.06M1.55M1.36M1.42M
Stockholders Equity45.23M33.89M32.42M33.48M38.99M8.64M
Cash Flow
Free Cash Flow1.17M897.89K994.30K-201.11K-1.37M-51.63K
Operating Cash Flow1.17M897.89K994.30K-198.76K-1.36M-48.17K
Investing Cash Flow-29.23M-1.82M-992.72K-28.90M-7.50M-3.46K
Financing Cash Flow1.06M1.19M-283.000.0032.64M-478.25K

TIAN RUIXIANG Holdings Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.01
Price Trends
50DMA
11.85
Negative
100DMA
25.41
Negative
200DMA
124.36
Negative
Market Momentum
MACD
-3.37
Negative
RSI
37.26
Neutral
STOCH
0.15
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TIRXF, the sentiment is Negative. The current price of 0.01 is below the 20-day moving average (MA) of 2.38, below the 50-day MA of 11.85, and below the 200-day MA of 124.36, indicating a bearish trend. The MACD of -3.37 indicates Negative momentum. The RSI at 37.26 is Neutral, neither overbought nor oversold. The STOCH value of 0.15 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TIRXF.

TIAN RUIXIANG Holdings Risk Analysis

TIAN RUIXIANG Holdings disclosed 58 risk factors in its most recent earnings report. TIAN RUIXIANG Holdings reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

TIAN RUIXIANG Holdings Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
60
Neutral
$16.47M0.206.41%
47
Neutral
$163.00-12.03%
44
Neutral
$29.57M-1.073.23%-8.37%-220.33%
41
Neutral
$5.64M-0.34-424.23%37.29%-396.13%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
TIRXF
TIAN RUIXIANG Holdings
0.01
-123.49
-99.99%
EHTH
Ehealth
0.86
-2.99
-77.74%
HUIZ
Huize Holding
1.44
-1.62
-52.94%
ZBAO
Zhibao Technology Inc. Class A
0.11
-0.97
-89.68%

TIAN RUIXIANG Holdings Corporate Events

TIAN RUIXIANG Holdings Expands Globally with Ren Talents Acquisition
Nov 5, 2025
On November 4, 2025, TIAN RUIXIANG Holdings Ltd announced a definitive agreement to acquire Ren Talents Inc., a New York-based talent management and agency service company, by issuing 3,211,010 Class A ordinary shares. This acquisition, set to clo...
TIAN RUIXIANG Holdings Expands into Southeast Asia with Beyond Coastline Acquisition
Nov 5, 2025
On November 4, 2025, TIAN RUIXIANG Holdings Ltd entered into a share exchange agreement to acquire 80% of Beyond Coastline Holdings Limited, a Southeast Asian new retail group specializing in brand operation and e-commerce. This acquisition, which...
TIAN RUIXIANG Holdings Announces $3 Million Direct Offering
Oct 14, 2025
On October 10, 2025, TIAN RUIXIANG Holdings Ltd announced a $3 million registered direct offering of 2,000,000 Class A ordinary shares and warrants to purchase an additional 4,000,000 shares. The offering, priced at $1.50 per share and warrant, is...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Dec 02, 2025