LH Financial Group PCL(TH:LHFG)
฿1.23-0.01 (-0.81%)
TH:LHFG
LH Financial Group PCL financials statements
฿1.23
At close:-0.01 (-0.81%)
LH Financial Group PCL (LHFG) Ratios
LH Financial Group PCL Ratios
TH:LHFG's free cash flow for Q2 2026 was ฿428.17M. For the 2026 fiscal year, TH:LHFG's free cash flow was decreased by ฿-23.67M and operating cash flow was ฿451.83M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.37 | 0.39 | 0.43 | 0.48 | 0.53 |
| Quick Ratio | 0.37 | 0.39 | 0.43 | 0.48 | 0.53 |
| Cash Ratio | 0.01 | 0.02 | 0.01 | 0.02 | 0.01 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.02 | -0.03 | -0.01 | 0.02 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.37 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | ฿ -237.37B | ฿ -199.22B | ฿ -178.96B | ฿ -152.35B | ฿ -124.74B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.08 | 0.06 | 0.07 | 0.10 | 0.11 |
| Debt-to-Equity Ratio | 0.72 | 0.53 | 0.65 | 0.79 | 0.78 |
| Debt-to-Capital Ratio | 0.42 | 0.35 | 0.39 | 0.44 | 0.44 |
| Long-Term Debt-to-Capital Ratio | 0.34 | 0.34 | 0.38 | 0.44 | 0.43 |
| Financial Leverage Ratio | 9.34 | 8.98 | 8.99 | 8.18 | 6.93 |
| Debt Service Coverage Ratio | 0.16 | 0.49 | 0.71 | 1.00 | 1.00 |
| Interest Coverage Ratio | 0.53 | 0.49 | 0.69 | 0.90 | 0.84 |
| Debt to Market Cap | 1.99 | 1.20 | 1.04 | 1.09 | 1.02 |
| Interest Debt Per Share | 1.79 | 1.21 | 1.27 | 1.47 | 1.50 |
| Net Debt to EBITDA | 6.71 | 5.20 | 6.88 | 10.99 | 13.35 |
| Profitability Margins | |||||
| Gross Profit Margin | 54.02% | 55.27% | 59.76% | 55.74% | 50.62% |
| EBIT Margin | 22.13% | 17.48% | 19.54% | 17.26% | 15.15% |
| EBITDA Margin | 25.73% | 20.92% | 23.27% | 21.60% | 19.79% |
| Operating Profit Margin | 22.13% | 17.48% | 19.54% | 17.26% | 15.15% |
| Pretax Profit Margin | 22.13% | 17.48% | 19.54% | 17.26% | 15.15% |
| Net Profit Margin | 18.05% | 14.06% | 16.25% | 14.89% | 13.30% |
| Continuous Operations Profit Margin | 18.05% | 14.06% | 16.25% | 14.89% | 13.30% |
| Net Income Per EBT | 81.54% | 80.42% | 83.20% | 86.27% | 87.76% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.72% | 0.59% | 0.65% | 0.52% | 0.52% |
| Return on Equity (ROE) | 6.76% | 5.30% | 5.83% | 4.28% | 3.62% |
| Return on Capital Employed (ROCE) | 4.66% | 3.66% | 3.61% | 2.68% | 2.22% |
| Return on Invested Capital (ROIC) | 3.16% | 2.95% | 3.01% | 2.31% | 1.95% |
| Return on Tangible Assets | 0.72% | 0.59% | 0.65% | 0.52% | 0.52% |
| Earnings Yield | 15.26% | 12.39% | 9.71% | 6.06% | 4.87% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.25 | 0.25 | 0.22 | 0.19 | 0.23 |
| Payables Turnover | 3.96 | 4.25 | 4.48 | 4.11 | 7.22 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 12.56 | 12.69 | 11.56 | 11.55 | 10.83 |
| Asset Turnover | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.09 | -0.09 | -0.10 | -0.10 | -0.12 |
| Cash Conversion Cycle | 1355.04 | 1396.36 | 1587.39 | 1803.21 | 1559.87 |
| Days of Sales Outstanding | 1447.31 | 1482.34 | 1668.85 | 1891.96 | 1610.42 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 92.27 | 85.97 | 81.46 | 88.75 | 50.56 |
| Operating Cycle | 1447.31 | 1482.34 | 1668.85 | 1891.96 | 1610.42 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.28 | -0.43 | -0.09 | 0.22 | 0.08 |
| Free Cash Flow Per Share | 0.26 | -0.45 | -0.11 | 0.21 | 0.07 |
| Dividend Paid and CapEx Coverage Ratio | 5.10 | -8.82 | -3.85 | 10.24 | 0.99 |
| Capital Expenditure Coverage Ratio | 19.85 | -22.90 | -6.57 | 19.40 | 9.23 |
| Operating Cash Flow Coverage Ratio | 0.19 | -0.44 | -0.08 | 0.16 | 0.05 |
| Operating Cash Flow to Sales Ratio | 0.36 | -0.63 | -0.15 | 0.43 | 0.16 |
| Free Cash Flow Yield | 29.19% | -57.58% | -10.47% | 16.73% | 5.12% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 6.43 | 8.07 | 10.30 | 16.51 | 20.55 |
| Price-to-Sales (P/S) Ratio | 1.18 | 1.13 | 1.67 | 2.46 | 2.73 |
| Price-to-Book (P/B) Ratio | 0.44 | 0.43 | 0.60 | 0.71 | 0.74 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 3.43 | -1.74 | -9.55 | 5.98 | 19.53 |
| Price-to-Operating Cash Flow Ratio | 3.25 | -1.81 | -11.01 | 5.67 | 17.42 |
| Price-to-Earnings Growth (PEG) Ratio | 0.14 | -3.33 | 0.31 | 1.23 | -0.62 |
| Enterprise Value Multiple | 11.31 | 10.62 | 14.08 | 22.36 | 27.15 |
| Enterprise Value | 46.53B | 32.36B | 42.26B | 51.22B | 55.92B |
| EV to EBITDA | 11.31 | 10.62 | 14.08 | 22.36 | 27.15 |
| EV to Sales | 2.91 | 2.22 | 3.28 | 4.83 | 5.37 |
| EV to Free Cash Flow | 8.43 | -3.40 | -18.70 | 11.75 | 38.43 |
| EV to Operating Cash Flow | 8.00 | -3.55 | -21.54 | 11.14 | 34.27 |
| Tangible Book Value Per Share | 2.00 | 1.80 | 1.68 | 1.72 | 1.80 |
| Shareholders’ Equity Per Share | 2.03 | 1.82 | 1.70 | 1.74 | 1.81 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.18 | 0.20 | 0.17 | 0.14 | 0.12 |
| Revenue Per Share | 0.76 | 0.69 | 0.61 | 0.50 | 0.49 |
| Net Income Per Share | 0.14 | 0.10 | 0.10 | 0.07 | 0.07 |
| Tax Burden | 0.82 | 0.80 | 0.83 | 0.86 | 0.88 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.23 | 0.26 | 0.27 | 0.26 | 0.23 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.64 | -4.45 | -0.78 | 2.51 | 1.04 |
Currency in THB
