Bangkok Life Assurance Public Co., Ltd.(TH:BLA)
฿22.40-0.20 (-0.88%)
TH:BLA
Bangkok Life Assurance Public Co., Ltd. financials statements
฿22.40
At close:-0.20 (-0.88%)
Bangkok Life Assurance Public Co., Ltd. (BLA) Ratios
Bangkok Life Assurance Public Co., Ltd. Ratios
TH:BLA's free cash flow for Q2 2026 was ฿1.62B. For the 2026 fiscal year, TH:BLA's free cash flow was decreased by ฿-13.13M and operating cash flow was ฿1.63B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.03 | 6.58 | 8.02 | 266.78 | 216.99 |
| Quick Ratio | 0.03 | 6.58 | 16.74 | 284.79 | 227.28 |
| Cash Ratio | 0.03 | 4.84 | 6.88 | 13.22 | 6.44 |
| Solvency Ratio | 0.03 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | -0.01 | -2.23 | 1.88 | 3.35 | 0.16 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | ฿ -253.70B | ฿ -252.21B | ฿ -262.76B | ฿ -42.00B | ฿ -41.98B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt-to-Equity Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt-to-Capital Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Financial Leverage Ratio | 5.72 | 6.54 | 7.34 | 7.65 | 7.24 |
| Debt Service Coverage Ratio | 566.02 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio | 641.25 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt to Market Cap | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Debt Per Share | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Debt to EBITDA | -0.82 | -2.37 | -5.12 | -3.22 | -1.95 |
| Profitability Margins | |||||
| Gross Profit Margin | 100.00% | 15.25% | 11.92% | 12.86% | 12.29% |
| EBIT Margin | 29.66% | 9.46% | 6.66% | 7.86% | 7.91% |
| EBITDA Margin | 30.09% | 9.71% | 7.00% | 8.20% | 8.22% |
| Operating Profit Margin | 29.61% | 9.46% | 6.66% | 7.86% | 7.91% |
| Pretax Profit Margin | 29.61% | 9.46% | 6.66% | 7.86% | 7.91% |
| Net Profit Margin | 25.66% | 7.93% | 5.68% | 6.68% | 6.72% |
| Continuous Operations Profit Margin | 25.66% | 7.93% | 5.68% | 6.68% | 6.72% |
| Net Income Per EBT | 86.66% | 83.81% | 85.18% | 84.98% | 84.92% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 2.21% | 1.15% | 0.78% | 0.94% | 0.92% |
| Return on Equity (ROE) | 12.62% | 7.54% | 5.73% | 7.17% | 6.66% |
| Return on Capital Employed (ROCE) | 14.08% | 1.38% | 0.92% | 1.11% | 1.09% |
| Return on Invested Capital (ROIC) | 12.20% | 1.16% | 0.78% | 0.57% | 0.55% |
| Return on Tangible Assets | 2.21% | 1.15% | 0.78% | 0.94% | 0.92% |
| Earnings Yield | 20.30% | 10.06% | 7.21% | 6.54% | 5.02% |
| Efficiency Ratios | |||||
| Receivables Turnover | 69.38 | 18.97 | 16.95 | 16.93 | 17.35 |
| Payables Turnover | 0.00 | 43.27 | 39.84 | 40.38 | 32.97 |
| Inventory Turnover | 0.00 | 0.00 | -1.94 | -2.43 | -3.42 |
| Fixed Asset Turnover | 14.61 | 23.75 | 22.41 | 21.96 | 20.84 |
| Asset Turnover | 0.09 | 0.15 | 0.14 | 0.14 | 0.14 |
| Working Capital Turnover Ratio | -0.23 | 3.20 | 0.33 | 0.19 | 0.19 |
| Cash Conversion Cycle | 5.26 | 10.81 | -175.76 | -137.99 | -96.67 |
| Days of Sales Outstanding | 5.26 | 19.25 | 21.54 | 21.57 | 21.04 |
| Days of Inventory Outstanding | 0.00 | 0.00 | -188.14 | -150.51 | -106.63 |
| Days of Payables Outstanding | 0.00 | 8.43 | 9.16 | 9.04 | 11.07 |
| Operating Cycle | 5.26 | 19.25 | -166.60 | -128.95 | -85.59 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | -1.34 | -2.84 | 2.57 | 1.88 | 0.11 |
| Free Cash Flow Per Share | -1.40 | -2.86 | 2.55 | 1.85 | -0.03 |
| Dividend Paid and CapEx Coverage Ratio | -1.49 | -6.80 | 4.45 | 2.07 | 0.30 |
| Capital Expenditure Coverage Ratio | -26.11 | -145.42 | 130.11 | 56.35 | 0.81 |
| Operating Cash Flow Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cash Flow to Sales Ratio | -0.08 | -0.11 | 0.10 | 0.07 | 0.00 |
| Free Cash Flow Yield | -6.94% | -13.55% | 12.33% | 6.43% | -0.07% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 4.93 | 9.95 | 13.89 | 15.29 | 19.92 |
| Price-to-Sales (P/S) Ratio | 1.26 | 0.79 | 0.79 | 1.02 | 1.34 |
| Price-to-Book (P/B) Ratio | 0.62 | 0.75 | 0.80 | 1.10 | 1.33 |
| Price-to-Free Cash Flow (P/FCF) Ratio | -14.40 | -7.38 | 8.11 | 15.56 | -1468.98 |
| Price-to-Operating Cash Flow Ratio | -14.95 | -7.43 | 8.05 | 15.29 | 340.79 |
| Price-to-Earnings Growth (PEG) Ratio | 0.05 | 0.24 | -0.67 | 28.60 | 0.20 |
| Enterprise Value Multiple | 3.38 | 5.75 | 6.13 | 9.23 | 14.31 |
| Enterprise Value | 27.64B | 25.51B | 19.26B | 36.41B | 55.97B |
| EV to EBITDA | 3.38 | 5.75 | 6.13 | 9.23 | 14.31 |
| EV to Sales | 1.02 | 0.56 | 0.43 | 0.76 | 1.18 |
| EV to Free Cash Flow | -11.60 | -5.23 | 4.42 | 11.54 | -1292.61 |
| EV to Operating Cash Flow | -12.04 | -5.26 | 4.39 | 11.34 | 299.87 |
| Tangible Book Value Per Share | 32.25 | 28.08 | 25.95 | 26.14 | 28.06 |
| Shareholders’ Equity Per Share | 32.32 | 28.15 | 26.02 | 26.23 | 28.09 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.13 | 0.16 | 0.15 | 0.15 | 0.15 |
| Revenue Per Share | 15.90 | 26.75 | 26.29 | 28.15 | 27.86 |
| Net Income Per Share | 4.08 | 2.12 | 1.49 | 1.88 | 1.87 |
| Tax Burden | 0.87 | 0.84 | 0.85 | 0.85 | 0.85 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.02 | 0.02 | 0.02 | 0.02 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | -0.33 | -1.05 | 1.72 | 1.00 | 0.06 |
Currency in THB
