Samsung Life Insurance Co (SSMMF) Stock Price & Analysis
SSMMF Stock Chart & Stats
- Day’s Range
- N/A
- 52-Week Range
- N/A
- Previous Close
- N/A
- Volume
- N/A
- Average Volume (3M)
- N/A
- Market Cap
- $36.43B
- Enterprise Value
- $105.77T
- Total Cash (Recent Filing)
- $4.72T
- Total Debt (Recent Filing)
- $27.32T
- Price to Earnings (P/E)
- 18.1
- Beta
- N/A
- Next Earnings
- Nov 12, 2026 (Est.)
- EPS Estimate
- 2.62
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- N/A
Bulls Say, Bears Say
Bulls Say
Strong Revenue And Earnings Growth
The sharp increase in revenue, together with higher absolute net income, indicates strong recent business momentum and expanding earnings capacity. If retained over the next several quarters, this scale can support continued investment in distribution, products, and long-term competitive positioning.
Conservative Leverage And Large Capital Base
Low leverage and a substantial equity base provide Samsung Life with meaningful financial resilience. This capital position can help the insurer absorb business volatility, meet obligations, and pursue investment opportunities without relying excessively on additional debt financing.
Positive Underlying Profitability
Despite some year-over-year margin pressure, the company remains solidly profitable with an established earnings base. Positive net income and healthy operating-style margins provide internal resources for capital management and reinforce the durability of its core insurance and financial-services model.
Bears Say
Material Cash-Flow Deterioration
The pronounced reduction in operating and free cash flow weakens confidence in the consistency of earnings conversion. Even with free cash flow still broadly tracking net income, lower absolute cash generation could constrain flexibility for investments, distributions, and balance-sheet management.
Margin Compression And Low ROE
Falling margins indicate that rapid revenue growth is not translating proportionally into profitability, while the low ROE suggests subdued returns on the company’s large capital base. Persistent pressure would reduce earnings quality and limit the efficiency of future growth.
Subdued Returns On Capital
The combination of very substantial equity and modest return on equity points to inefficient current utilization of capital. Unless profitability improves, the company may generate limited incremental shareholder value from its balance-sheet resources despite maintaining a conservative financial structure.
Samsung Life Insurance Co News
SSMMF FAQ
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Company Description
Samsung Life Insurance Co
Samsung Life Insurance Co., Ltd. is a leading South Korean insurer with a global footprint, primarily operating in the life insurance sector. Its operations span domestic and international markets, encompassing not just insurance but also credit card services, installment financing, and leasing. The company delivers a comprehensive suite of insurance products, including life, term, health, accident, pension, savings, child, and direct policies. Beyond insurance, it provides various financial services such as insurance contract loans, credit loans, mortgage financing, and retirement pension solutions. Additionally, its activities extend to real estate leasing, investment and trust management, specialized credit financing, facilitating collective and real estate investment vehicles, and supporting new technology business ventures. Founded in Seoul, South Korea, in 1957, Samsung Life Insurance maintained a significant operational presence as of December 31, 2021, with 88 local divisions and 590 branches.
- Sector
- General
- Industry
- Insurance - Life
- CEO
- Wonhak Hong
- Employees
- 5,124
- Website
- www.samsunglife.com
- Address
- 11, Seocho-Daero 74-gil, Seoul, SL, 06620, KR
Samsung Life Insurance Co (SSMMF) Earnings & Revenues
SSMMF Company Deck
SSMMF Earnings Call
Earnings Call SentimentNeutral
The earnings call revealed strong financial performance with record profit growth and strategic initiatives in health products and senior business. However, concerns about the solvency ratio and regulatory impacts present challenges.
View all SSMMF earnings summaries




