Summit Bancshares (SMAL) Ratios
Summit Bancshares Ratios
SMAL's free cash flow for Q? was ―. For the fiscal year, SMAL's free cash flow was increased by ― and operating cash flow was ―. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 82.86 | 0.25 | 0.31 | 0.25 | 0.15 |
| Quick Ratio | 82.86 | 0.25 | 0.31 | 0.25 | 0.15 |
| Cash Ratio | 15.00 | 0.25 | 0.31 | 0.25 | 0.15 |
| Solvency Ratio | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 11.77 | 0.02 | 0.02 | 0.01 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 11.77 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -199.99M | $ -185.94M | $ -192.49M | $ -242.52M | $ -282.10M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt-to-Equity Ratio | 0.02 | 0.02 | 0.03 | 0.00 | 0.00 |
| Debt-to-Capital Ratio | 0.01 | 0.02 | 0.03 | 0.00 | 0.00 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.02 | 0.03 | 0.00 | 0.00 |
| Financial Leverage Ratio | 5.70 | 6.18 | 7.04 | 8.78 | 9.37 |
| Debt Service Coverage Ratio | 1.28 | 2.26 | 3.78 | 5.95 | 4.65 |
| Interest Coverage Ratio | 2.01 | 3.30 | 5.21 | 8.08 | 6.17 |
| Debt to Market Cap | 0.01 | 0.02 | 0.03 | 0.00 | 0.00 |
| Interest Debt Per Share | 2.46 | 2.44 | 2.17 | 0.46 | 0.41 |
| Net Debt to EBITDA | -1.07 | -8.84 | -9.99 | -15.58 | -13.68 |
| Profitability Margins | |||||
| Gross Profit Margin | 85.20% | 100.00% | 92.19% | 95.77% | 95.93% |
| EBIT Margin | 26.04% | 40.41% | 40.68% | 34.18% | 25.12% |
| EBITDA Margin | 27.09% | 41.36% | 41.49% | 35.26% | 26.26% |
| Operating Profit Margin | 26.04% | 43.36% | 40.68% | 34.18% | 25.12% |
| Pretax Profit Margin | 26.04% | 39.66% | 40.68% | 34.18% | 25.12% |
| Net Profit Margin | 18.46% | 28.02% | 28.70% | 24.07% | 17.79% |
| Continuous Operations Profit Margin | 18.46% | 28.02% | 28.70% | 24.07% | 17.79% |
| Net Income Per EBT | 70.90% | 70.65% | 70.57% | 70.41% | 70.82% |
| EBT Per EBIT | 100.00% | 91.45% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.08% | 1.54% | 1.72% | 0.94% | 0.63% |
| Return on Equity (ROE) | 6.18% | 9.54% | 12.14% | 8.26% | 5.92% |
| Return on Capital Employed (ROCE) | 1.53% | 12.50% | 14.39% | 9.82% | 7.02% |
| Return on Invested Capital (ROIC) | 1.08% | 8.83% | 10.16% | 6.91% | 4.97% |
| Return on Tangible Assets | 1.08% | 1.54% | 1.72% | 0.94% | 0.63% |
| Earnings Yield | 4.58% | 7.86% | 11.49% | 7.16% | 5.03% |
| Efficiency Ratios | |||||
| Receivables Turnover | 20.60 | 0.00 | 0.00 | 0.00 | 0.00 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 2.70 | 2.54 | 2.85 | 2.15 | 1.87 |
| Asset Turnover | 0.06 | 0.06 | 0.06 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.22 | -0.09 | -0.09 | -0.06 | -0.05 |
| Cash Conversion Cycle | 17.72 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Sales Outstanding | 17.72 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 17.72 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 3.69 | 3.81 | 4.73 | 3.21 | 3.19 |
| Free Cash Flow Per Share | 3.53 | 3.73 | 4.68 | 3.18 | 3.04 |
| Dividend Paid and CapEx Coverage Ratio | 2.35 | 2.14 | 4.16 | 8.10 | 6.57 |
| Capital Expenditure Coverage Ratio | 23.17 | 47.11 | 104.61 | 88.84 | 20.58 |
| Operating Cash Flow Coverage Ratio | 5.84 | 4.75 | 4.61 | 0.00 | 0.00 |
| Operating Cash Flow to Sales Ratio | 0.26 | 0.31 | 0.32 | 0.30 | 0.32 |
| Free Cash Flow Yield | 6.23% | 8.42% | 12.74% | 8.70% | 8.53% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 21.81 | 11.37 | 8.71 | 13.96 | 19.88 |
| Price-to-Sales (P/S) Ratio | 4.03 | 3.56 | 2.50 | 3.36 | 3.54 |
| Price-to-Book (P/B) Ratio | 1.35 | 1.21 | 1.06 | 1.15 | 1.18 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 16.04 | 11.88 | 7.85 | 11.49 | 11.73 |
| Price-to-Operating Cash Flow Ratio | 15.35 | 11.63 | 7.77 | 11.36 | 11.16 |
| Price-to-Earnings Growth (PEG) Ratio | -0.65 | -0.65 | 0.14 | 0.29 | -1.22 |
| Enterprise Value Multiple | 13.80 | -0.22 | -3.97 | -6.05 | -0.21 |
| Enterprise Value | 61.27M | -1.50M | -31.50M | -30.15M | -717.65K |
| EV to EBITDA | 13.80 | -0.22 | -3.97 | -6.05 | -0.21 |
| EV to Sales | 3.74 | -0.09 | -1.65 | -2.13 | -0.05 |
| EV to Free Cash Flow | 14.89 | -0.31 | -5.17 | -7.30 | -0.18 |
| EV to Operating Cash Flow | 14.25 | -0.30 | -5.12 | -7.22 | -0.17 |
| Tangible Book Value Per Share | 42.04 | 36.55 | 34.77 | 31.64 | 30.24 |
| Shareholders’ Equity Per Share | 42.04 | 36.55 | 34.77 | 31.64 | 30.24 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.29 | 0.29 | 0.29 | 0.30 | 0.29 |
| Revenue Per Share | 14.08 | 12.44 | 14.71 | 10.86 | 10.07 |
| Net Income Per Share | 2.60 | 3.49 | 4.22 | 2.61 | 1.79 |
| Tax Burden | 0.71 | 0.71 | 0.71 | 0.70 | 0.71 |
| Interest Burden | 1.00 | 0.98 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.44 | 0.01 | 0.01 | 0.01 | 0.01 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.42 | 1.09 | 1.12 | 1.23 | 1.78 |
Currency in USD
