Creative Technology (C76) AI Stock Analysis

Creative Technology

(SGX:C76)

Select Model

Rating:47Neutral

Price Target:SGD 0.67▼(-1.47% Downside)

Action:reiterated

Date:08/24/26

The overall score is 47, reflecting a company with a strong balance sheet but severe operational challenges. The primary positive is the pristine, debt-free capital structure, which provides stability. However, this is heavily offset by a multi-year revenue decline, persistent unprofitability leading to a negative P/E ratio, and a lack of dividends. The recent stabilization of cash flows and narrowing losses are early positive signals but are not yet sufficient to offset the fundamental weaknesses.

Positive Factors

Low LeverageVery low leverage gives Creative Technology greater flexibility to fund product development, withstand demand volatility, and manage through weak periods without heavy refinancing pressure. This balance-sheet resilience supports the company’s ability to pursue its audio strategy while losses are being reduced.

Negative Factors

Revenue SoftnessRecent revenue contraction and a volatile multi-year pattern suggest demand and product execution have not yet become dependable. Persistent top-line weakness could limit operating leverage, reduce investment capacity, and make the margin recovery harder to sustain across the audio product portfolio.

Creative Technology (C76) vs. iShares MSCI Singapore ETF (EWS)

Market Cap: SGD 32.38M
Dividend Yield: ―
Average Volume (3M): 25.64K
Price to Earnings (P/E): -63.8
Beta (1Y): 0.35
Revenue Growth: -12.41%
EPS Growth: 94.51%
Country: Singapore
Employees: 250
Sector: Technology
Sector Strength: 61
Industry: Computer Hardware

Creative Technology Business Overview & Revenue Model

Company Description

Creative Technology Ltd, together with its various entities, operates globally, focusing on the development, manufacturing, and distribution of digital entertainment devices. The company's diverse product range includes digitized audio and video inte...

How the Company Makes Money

Creative Technology makes money primarily by selling branded audio and accessory products (e.g., PC sound cards/DACs, speakers, headsets, and other personal audio peripherals) through retail and online channels, including direct-to-consumer sales via...

Creative Technology Financial Statement Overview

Summary

Financial performance is deeply challenged. The income statement shows a prolonged revenue decline and six years of unprofitability, though losses have recently narrowed. The balance sheet is a fortress with minimal debt, but the cash flow statement, while recently turned positive, has a history of significant cash burn. The overall picture is of a stabilized but still declining business.

Income Statement

18Very Negative

Balance Sheet

72Positive

Cash Flow

55Neutral

Financial statement breakdown
Breakdown	TTM	Jun 2026	Jun 2025	Jun 2024	Jun 2023	Jun 2022
Income Statement
Total Revenue	60.92M	60.52M	67.44M	62.78M	56.24M	61.32M
Gross Profit	19.91M	19.78M	18.88M	19.01M	13.92M	19.50M
EBITDA	-415.00K	-412.28K	-9.04M	-9.11M	-14.41M	-7.67M
Net Income	-586.00K	-582.16K	-10.44M	-10.83M	-16.71M	-10.98M
Balance Sheet
Total Assets	72.06M	72.12M	64.45M	80.06M	91.16M	107.96M
Cash, Cash Equivalents and Short-Term Investments	35.09M	35.12M	29.84M	42.12M	56.32M	71.24M
Total Debt	1.67M	1.67M	970.00K	2.06M	3.20M	2.38M
Total Liabilities	23.60M	23.62M	23.34M	29.63M	31.09M	31.01M
Stockholders Equity	48.07M	48.11M	40.73M	50.04M	59.69M	76.58M
Cash Flow
Free Cash Flow	1.45M	1.44M	-11.56M	-12.35M	-12.35M	-19.43M
Operating Cash Flow	2.04M	2.03M	-11.54M	-12.30M	-12.27M	-19.31M
Investing Cash Flow	258.00K	256.31K	-1.18M	-48.00K	-1.19M	9.97M
Financing Cash Flow	-1.17M	-1.16M	-1.41M	-1.53M	-2.50M	-2.24M

Creative Technology Technical Analysis

Technical Analysis SentimentNeutral

Last Price0.68

Price Trends

50DMA0.69Negative

100DMA0.75Negative

200DMA0.74Negative

Market Momentum

MACD-0.01Negative

RSI53.35Neutral

STOCH66.67Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SG:C76, the sentiment is Neutral. The current price of 0.68 is above the 20-day moving average (MA) of 0.65, below the 50-day MA of 0.69, and below the 200-day MA of 0.74, indicating a neutral trend. The MACD of -0.01 indicates Negative momentum. The RSI at 53.35 is Neutral, neither overbought nor oversold. The STOCH value of 66.67 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for SG:C76.

Creative Technology Peers Comparison

Overall Rating

UnderperformOutperform

Sector (61)

Financial Indicators

SG:C76 against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SG:A31	67Neutral	SGD 390.44M	59.95	32.69%	―	53.91%	157.14%
SG:8AZ	66Neutral	SGD 293.28M	8.80	12.44%	30.26%	-8.15%	-16.22%
Sector *	61Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
SG:5AB	47Neutral	SGD 57.83M	6.35	20.35%	2.78%	124.58%	1505.56%
SG:C76	47Neutral	SGD 47.87M	-63.76	-1.34%	―	-12.41%	94.51%

* Technology Sector Average

Performance Comparison

SG:C76 and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
SG:C76	Creative Technology Ltd.	0.68	0.10	16.24%
SG:5AB	Trek 2000 International Ltd	0.18	0.08	73.08%
SG:8AZ	Aztech Global Ltd.	0.38	-0.20	-34.78%
SG:A31	Addvalue Technologies Ltd	0.11	0.07	158.54%
SG:BDR	Willas-Array Electronics (Holdings) Limited	0.40	-0.64	-61.54%
SG:S69	Serial System Ltd	0.07	-0.01	-11.54%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Aug 24, 2026

Creative Technology AI Stock Analysis