Creades AB (CRED.A) AI Stock Analysis

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Creades AB

(Nasdaq OMX AB:CRED.A)

Select Model

Rating:62Neutral

Price Target:SEK 93.00▲(9.28% Upside)

Action:downgraded

Date:10/15/26

The overall score of 62 reflects a company with a very strong, debt-free balance sheet and an extremely low P/E ratio, which are significant strengths. These positive factors are offset by highly volatile and unpredictable earnings, as seen in the income and cash flow statements, and weak short-term technical momentum. The company is financially secure, but its performance is heavily dependent on market conditions, making it suitable for investors with a high risk tolerance.

Positive Factors

Conservative Balance SheetExtremely low debt relative to equity across all periods gives Creades substantial financial flexibility and downside protection. This supports continued portfolio ownership and capital allocation through weaker markets, while reducing the risk that interest obligations constrain returns.

Negative Factors

Earnings VolatilityAlthough profitability was strong in several recent annual periods, the large 2022 loss demonstrates that earnings can swing sharply across the cycle. Such variability makes reported profits less predictable and can reduce confidence in near-term earnings power even with a conservative balance sheet.

Creades AB (CRED.A) vs. iShares MSCI Sweden ETF (EWD)

Market Cap: SEK 11.29B
Dividend Yield: 1.88%
Average Volume (3M): 123.64K
Price to Earnings (P/E): 5.9
Beta (1Y): 1.08
Revenue Growth: 6.97%
EPS Growth: 50.85%
Country: Sweden
Employees: 7
Sector: General
Sector Strength: 55
Industry: Asset Management

Creades AB Business Overview & Revenue Model

Company Description

Established in 2011 and headquartered in Stockholm, Sweden, Creades AB operates as an investment entity focused on both private equity and venture capital. The firm's mandate is broad, covering the entire lifecycle of companies from nascent seed and...

How the Company Makes Money

Creades makes money primarily from the financial performance of its investment portfolio. Its key earnings drivers are: (1) dividends and other distributions received from portfolio companies; (2) realized capital gains when it sells all or part of a...

Creades AB Financial Statement Overview

Summary

Creades' financial profile is a tale of two halves. The balance sheet is exceptional, with virtually no debt and a growing equity base, earning a score of 85. However, the income statement (score 45) and cash flow statement (score 60) reveal extreme earnings volatility tied to market fluctuations. The overall financial health is solid due to the fortress-like balance sheet, but the unpredictable earnings power tempers the assessment.

Income Statement

45Neutral

Balance Sheet

85Very Positive

Cash Flow

60Neutral

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	-221.00M	1.30B	1.28B	538.00M	-4.19B	4.47B
Gross Profit	-222.00M	1.27B	1.27B	538.00M	-4.19B	4.47B
EBITDA	1.96B	1.22B	1.20B	560.00M	-3.96B	4.22B
Net Income	1.96B	1.21B	1.20B	558.00M	-3.95B	4.19B
Balance Sheet
Total Assets	12.90B	11.25B	10.31B	9.32B	9.05B	13.52B
Cash, Cash Equivalents and Short-Term Investments	91.00M	287.00M	717.00M	299.00M	613.00M	467.00M
Total Debt	7.00M	8.00M	10.00M	2.00M	3.00M	6.00M
Total Liabilities	210.00M	95.00M	153.00M	147.00M	245.00M	575.00M
Stockholders Equity	12.69B	11.15B	10.16B	9.18B	8.81B	12.95B
Cash Flow
Free Cash Flow	204.00M	128.00M	190.00M	205.00M	25.00M	89.00M
Operating Cash Flow	205.00M	128.00M	190.00M	205.00M	25.00M	89.00M
Investing Cash Flow	-163.00M	-341.00M	438.00M	-329.00M	311.00M	-1.07B
Financing Cash Flow	-216.00M	-217.00M	-210.00M	-190.00M	-190.00M	805.00M

Creades AB Technical Analysis

Technical Analysis SentimentPositive

Last Price85.10

Price Trends

50DMA87.25Negative

100DMA85.66Negative

200DMA78.08Positive

Market Momentum

MACD-0.91Negative

RSI50.99Neutral

STOCH61.52Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SE:CRED.A, the sentiment is Positive. The current price of 85.10 is above the 20-day moving average (MA) of 84.32, below the 50-day MA of 87.25, and above the 200-day MA of 78.08, indicating a neutral trend. The MACD of -0.91 indicates Negative momentum. The RSI at 50.99 is Neutral, neither overbought nor oversold. The STOCH value of 61.52 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SE:CRED.A.

Creades AB Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

SE:CRED.A against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SE:SVOL.B	75Outperform	SEK 6.63B	16.05	7.21%	2.12%	1359.94%	4701.57%
SE:ORES	74Outperform	SEK 6.80B	5.55	―	4.81%	-8.09%	220.60%
SE:STOR.B	65Neutral	SEK 19.15B	17.43	5.34%	0.95%	2.43%	6.84%
SE:CRED.A	62Neutral	SEK 11.32B	5.90	16.53%	1.88%	6.97%	50.85%
SE:BURE	61Neutral	SEK 22.69B	4.54	24.04%	0.89%	-3.49%	―
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
SE:RATO.B	54Neutral	SEK 13.55B	-58.47	-1.68%	3.33%	-23.16%	-128.59%

* General Sector Average

Performance Comparison

SE:CRED.A and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
SE:CRED.A	Creades AB Class A	85.10	13.20	18.35%
SE:RATO.B	Ratos AB (0KBQ)	42.10	6.75	19.09%
SE:STOR.B	Storskogen Group AB Class B	11.62	0.25	2.21%
SE:BURE	Bure Equity AB	308.00	56.78	22.60%
SE:SVOL.B	Svolder AB Class B	63.70	10.32	19.33%
SE:ORES	Investment AB Oresund	153.80	44.71	40.99%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Oct 15, 2026

Creades AB AI Stock Analysis