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Southern Bancshares (NC) Inc (SBNC)
OTHER OTC:SBNC
US Market
SBNC
Southern Bancshares (NC)
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Southern Bancshares (NC) (SBNC) Ratios

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Southern Bancshares (NC) Ratios

SBNC's free cash flow for Q2 2026 was $0.87. For the 2026 fiscal year, SBNC's free cash flow was decreased by $ and operating cash flow was $0.61. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 0.00 0.09 0.10 0.00 0.00
Quick Ratio
 0.00 0.09 0.10 0.00 0.00
Cash Ratio
 0.00 0.09 0.09 0.00 0.00
Solvency Ratio
 0.01 0.02 0.05 0.03 <0.01
Operating Cash Flow Ratio
 0.00 0.02 0.01 0.00 0.00
Short-Term Operating Cash Flow Coverage
 0.00 0.00 0.23 0.18 0.31
Net Current Asset Value
$ -4.70B$ -3.16B$ -3.13B$ -4.42B$ -4.29B
Leverage Ratios
Debt-to-Assets Ratio
 <0.01 0.02 0.05 0.03 0.02
Debt-to-Equity Ratio
 0.02 0.16 0.46 0.30 0.31
Debt-to-Capital Ratio
 0.02 0.13 0.31 0.23 0.24
Long-Term Debt-to-Capital Ratio
 0.02 0.13 0.15 0.23 0.24
Financial Leverage Ratio
 7.55 7.70 8.92 10.84 16.63
Debt Service Coverage Ratio
 0.48 1.19 0.70 0.55 0.16
Interest Coverage Ratio
 0.62 1.40 2.78 3.57 3.53
Debt to Market Cap
 0.02 0.14 0.44 0.87 0.79
Interest Debt Per Share
 1.40K 2.32K 4.57K 2.46K 1.28K
Net Debt to EBITDA
 -3.40 -1.77 -0.04 0.17 -1.12
Profitability Margins
Gross Profit Margin
70.97%76.28%80.85%99.94%100.00%
EBIT Margin
26.34%33.33%53.12%64.77%29.23%
EBITDA Margin
28.99%35.44%54.68%67.35%33.71%
Operating Profit Margin
26.34%33.33%53.33%64.77%29.23%
Pretax Profit Margin
39.48%33.33%53.12%65.53%29.23%
Net Profit Margin
30.91%26.21%41.91%51.96%22.18%
Continuous Operations Profit Margin
30.91%26.21%41.91%51.96%22.18%
Net Income Per EBT
78.30%78.64%78.89%79.29%75.86%
EBT Per EBIT
149.90%100.00%99.61%101.18%100.00%
Return on Assets (ROA)
1.13%1.22%2.93%2.97%0.63%
Return on Equity (ROE)
9.11%9.42%26.14%32.26%10.52%
Return on Capital Employed (ROCE)
0.96%3.67%8.78%3.71%0.83%
Return on Invested Capital (ROIC)
0.75%2.88%6.47%2.82%0.61%
Return on Tangible Assets
1.13%1.23%2.95%2.99%0.64%
Earnings Yield
6.43%8.71%25.52%35.38%7.94%
Efficiency Ratios
Receivables Turnover
 0.00 0.00 21.15 17.02 9.19
Payables Turnover
 0.00 0.00 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 0.00 4.40 5.90 4.44 1.99
Asset Turnover
 0.04 0.05 0.07 0.06 0.03
Working Capital Turnover Ratio
 0.83 -0.09 -0.28 2.20 0.77
Cash Conversion Cycle
 0.00 0.00 17.26 21.45 39.74
Days of Sales Outstanding
 0.00 0.00 17.26 21.45 39.74
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 0.00 0.00 0.00
Operating Cycle
 0.00 0.00 17.26 21.45 39.74
Cash Flow Ratios
Operating Cash Flow Per Share
 0.00 930.78 498.55 533.30 811.56
Free Cash Flow Per Share
 0.00 907.52 441.65 497.33 765.56
CapEx Per Share
 0.00 23.26 56.91 35.97 46.00
Free Cash Flow to Operating Cash Flow
 0.00 0.98 0.89 0.93 0.94
Dividend Paid and CapEx Coverage Ratio
 0.00 18.02 5.85 8.30 10.91
Capital Expenditure Coverage Ratio
 0.00 40.02 8.76 14.83 17.64
Operating Cash Flow Coverage Ratio
 0.00 0.62 0.14 0.30 0.72
Operating Cash Flow to Sales Ratio
 0.00 0.27 0.10 0.15 0.47
Free Cash Flow Yield
0.00%8.73%5.45%9.21%15.95%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 15.63 11.52 3.92 2.83 12.60
Price-to-Sales (P/S) Ratio
 4.85 3.01 1.64 1.47 2.79
Price-to-Book (P/B) Ratio
 1.33 1.08 1.02 0.91 1.33
Price-to-Free Cash Flow (P/FCF) Ratio
 0.00 11.46 18.34 10.86 6.27
Price-to-Operating Cash Flow Ratio
 0.00 11.17 16.25 10.13 5.91
Price-to-Earnings Growth (PEG) Ratio
 -0.43 -0.20 0.48 <0.01 -0.19
Price-to-Fair Value
 1.33 1.08 1.02 0.91 1.33
Enterprise Value Multiple
 13.34 6.72 2.96 2.36 7.17
Enterprise Value
 801.51M 620.20M 610.08M 453.03M 326.05M
EV to EBITDA
 13.34 6.72 2.96 2.36 7.17
EV to Sales
 3.87 2.38 1.62 1.59 2.42
EV to Free Cash Flow
 0.00 9.07 18.10 11.73 5.42
EV to Operating Cash Flow
 0.00 8.84 16.03 10.94 5.12
Tangible Book Value Per Share
 9.99K 28.05K 25.09K 5.50K 3.20K
Shareholders’ Equity Per Share
 9.99K 9.62K 7.91K 5.92K 3.62K
Tax and Other Ratios
Effective Tax Rate
 0.22 0.21 0.21 0.21 0.24
Revenue Per Share
 2.75K 3.46K 4.93K 3.68K 1.72K
Net Income Per Share
 850.99 905.94 2.07K 1.91K 381.04
Tax Burden
 0.78 0.79 0.79 0.79 0.76
Interest Burden
 1.50 1.00 1.00 1.01 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.01 <0.01 0.24 0.05 0.09
Stock-Based Compensation to Revenue
 0.00 0.00 0.00 0.00 0.00
Income Quality
 0.00 1.03 0.24 0.28 2.13
Currency in USD