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Roadzen Inc
(NASDAQ:RDZN)
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Rating:46Neutral
Price Target:
$1.00
▼(-33.77% Downside)
Action:Reiterated
Date:08/17/26
The score is primarily held down by weak financial performance (ongoing losses, cash burn, and negative equity), which implies continued funding and dilution risk. Technicals provide some near-term support (positive momentum and strength vs. short-term averages), but the longer-term trend remains weaker and momentum looks stretched. Corporate events are modestly supportive via the potential accretive acquisition and near-term payment relief, though financing terms increase dilution risk; valuation is constrained by negative earnings and no dividend support.
Positive Factors
Revenue Expansion
Strong reported revenue growth indicates that Roadzen is expanding its commercial footprint and increasing adoption of its insurance technology offerings. If sustained, greater scale could improve operating leverage, support product investment, and strengthen the company’s position across insurer and distribution workflows over the coming quarters.
Negative Factors
Persistent Operating Losses
Continued operating and net losses show that Roadzen has not yet converted its revenue base and gross margin into sustainable earnings. Persistent expense levels can limit reinvestment flexibility and require management to demonstrate stronger cost discipline before growth translates into durable shareholder value.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Expansion
Strong reported revenue growth indicates that Roadzen is expanding its commercial footprint and increasing adoption of its insurance technology offerings. If sustained, greater scale could improve operating leverage, support product investment, and strengthen the company’s position across insurer and distribution workflows over the coming quarters.
Read all positive factors
Roadzen Inc (RDZN) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$97.09M
Dividend YieldN/A
Average Volume (3M)263.70K
Price to Earnings (P/E)―
Beta (1Y)1.42
Revenue Growth30.54%
EPS Growth14.01%
CountryUS
Employees459
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)-0.36
Shares Outstanding85,165,060
10 Day Avg. Volume301,314
30 Day Avg. Volume263,698
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)-2.77
Price to Sales (P/S)1.49
P/FCF Ratio-3.86
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price Target
$5.00Price Target Upside231.13% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)-0.07
Revenue Forecast (FY)$87.97M
Roadzen Inc Business Overview & Revenue Model
Company Description
Roadzen, Inc. delivers an online, on-demand roadside assistance service throughout India, supported by an extensive network of towing and vehicle repair professionals. The company's advanced software suite equips insurance providers and automotive...
How the Company Makes Money
Roadzen generates revenue primarily by providing its software products and technology-enabled services to insurance industry customers (e.g., insurers, brokers, agents, and other distribution partners), typically under commercial arrangements such...
Roadzen Inc Financial Statement Overview
Summary
Income Statement
18
Very Negative
Balance Sheet
22
Negative
Cash Flow
20
Very Negative
| Breakdown | TTM | Mar 2026 | Jun 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 60.35M | 55.02M | 44.30M | 13.56M | 9.99M | 1.16M |
| Gross Profit | 36.62M | 33.74M | 25.46M | 8.15M | 5.18M | -195.16K |
| EBITDA | -12.98M | -13.50M | -67.81M | -11.84M | -8.37M | -2.64M |
| Net Income | -28.30M | -22.52M | -72.87M | -14.02M | -9.74M | -15.64M |
Balance Sheet | ||||||
| Total Assets | 47.72M | 52.66M | 32.58M | 15.18M | 15.87M | 17.09M |
| Cash, Cash Equivalents and Short-Term Investments | 6.24M | 6.81M | 5.03M | 589.34K | 913.64K | 4.63M |
| Total Debt | 34.70M | 34.31M | 23.86M | 8.95M | 23.72M | 21.48M |
| Total Liabilities | 78.35M | 79.18M | 58.27M | 66.26M | 52.83M | 44.20M |
| Stockholders Equity | -33.80M | -29.65M | -25.07M | -50.85M | -36.88M | -27.10M |
Cash Flow | ||||||
| Free Cash Flow | -24.02M | -21.28M | -18.57M | -8.39M | -5.15M | -5.10M |
| Operating Cash Flow | -22.82M | -20.27M | -18.14M | -7.55M | -4.07M | -4.71M |
| Investing Cash Flow | -2.09M | -896.81K | -115.62K | -841.36K | -1.15M | -2.80M |
| Financing Cash Flow | 26.29M | 21.44M | 11.74M | 8.36M | 851.94K | -24.19K |
Roadzen Inc Technical Analysis
Negative
1.51
Price Trends
1.30
Negative
1.50
Negative
1.52
Negative
Market Momentum
-0.04
Positive
30.68
Neutral
5.97
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For RDZN, the sentiment is Negative. The current price of 1.51 is above the 20-day moving average (MA) of 1.41, above the 50-day MA of 1.30, and below the 200-day MA of 1.52, indicating a bearish trend. The MACD of -0.04 indicates Positive momentum. The RSI at 30.68 is Neutral, neither overbought nor oversold. The STOCH value of 5.97 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for RDZN.
Roadzen Inc Risk Analysis
Roadzen Inc disclosed 88 risk factors in its most recent earnings report. Roadzen Inc reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Roadzen Inc Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $47.51M | 26.51 | 4.81% | ― | 12.37% | 615.79% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
46 Neutral | $97.09M | -3.18 | 96.78% | ― | 30.54% | 14.01% | |
46 Neutral | $41.54M | -3.12 | -13.83% | ― | 14.63% | 11.10% | |
45 Neutral | $14.19M | -0.98 | -155.82% | ― | ― | ― | |
44 Neutral | $9.52M | -0.22 | -668.04% | ― | -21.48% | 17.84% | |
44 Neutral | $9.16M | -0.11 | 193.81% | ― | 83.91% | 38.02% |
* Technology Sector Average
RDZN
Roadzen Inc
1.14
0.18
18.75%
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YXT
YXT.COM Group Holding Limited Sponsored ADR
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-74.56%
Roadzen Inc Corporate Events
Business Operations and StrategyM&A Transactions
Roadzen to Acquire European Car Rental Insurance Platform
Positive
Jul 9, 2026
On July 3, 2026, Roadzen’s India subsidiary, Roadzen Technologies Limited, agreed to acquire Riverside International Holdings, a European managing general agent specializing in short-term car rental insurance, for up to £12 million, hal...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.