QDM International (QDMI) AI Stock Analysis

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QDM International

(Other OTC:QDMI)

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Rating:71.4Outperform

Price Target:$17.00▲(9.68% Upside)

Action:reiterated

Date:11/11/26

The score is driven primarily by strong profitability/growth and a very low-debt balance sheet, but it is materially offset by negative TTM operating/free cash flow that raises earnings-quality concerns. Technicals add near-term risk due to very overbought readings, while valuation appears reasonable based on the P/E but lacks dividend support.

Positive Factors

Revenue growth and profitabilityStrong recent revenue growth combined with substantial gross, operating, and net margins indicates effective commercialization and attractive economics in the current business model. If maintained, this profitability can support reinvestment, strengthen competitive positioning, and provide resilience over the next several quarters.

Negative Factors

Negative cash conversionNegative operating and free cash flow despite strong reported earnings creates a meaningful earnings-quality concern. Weak near-term cash conversion may constrain internally funded investment, increase dependence on working-capital movements, and make the current profit run-rate less dependable until cash generation improves.

QDM International (QDMI) vs. SPDR S&P 500 ETF (SPY)

Market Cap: $94.13M
Dividend Yield: ―
Average Volume (3M): 2,277
Price to Earnings (P/E): 11.1
Beta (1Y): 1.05
Revenue Growth: 138.89%
EPS Growth: 28.39%
Country: US
Employees: 9
Sector: Financial
Sector Strength: 68
Industry: Insurance - Brokers

QDM International Business Overview & Revenue Model

Company Description

QDM International Inc. operates as an insurance brokerage firm, primarily serving the Hong Kong market. The company delivers a broad spectrum of insurance solutions, including personal protection plans such as individual life and health coverage. Its...

How the Company Makes Money

QDMI primarily makes money by selling and supporting its sample-preparation solutions used in molecular biology and molecular diagnostics workflows. Key revenue streams typically include: (1) sales of automated DNA extraction instruments and related...

QDM International Financial Statement Overview

Summary

Income statement and balance sheet are strong (high TTM revenue growth and margins; extremely low leverage with strong recent ROE), but TTM operating cash flow and free cash flow are negative despite strong earnings, creating a notable cash-conversion/earnings-quality risk that pulls the score down.

Income Statement

86Very Positive

Balance Sheet

90Very Positive

Cash Flow

55Neutral

Financial statement breakdown
Breakdown	TTM	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Income Statement
Total Revenue	26.27M	21.48M	8.38M	6.37M	1.13M	68.97K
Gross Profit	12.82M	11.51M	7.32M	2.45M	416.39K	133
EBITDA	10.38M	9.15M	5.96M	1.91M	53.82K	-376.50K
Net Income	8.49M	7.53M	4.82M	1.56M	44.55K	-378.17K
Balance Sheet
Total Assets	21.13M	17.44M	10.71M	5.78M	3.15M	270.64K
Cash, Cash Equivalents and Short-Term Investments	10.16M	10.33M	8.56M	5.16M	2.72M	69.66K
Total Debt	266.06K	71.38K	186.51K	199.28K	73.80K	111.35K
Total Liabilities	1.60M	1.07M	1.87M	2.36M	1.34M	944.62K
Stockholders Equity	19.53M	16.37M	8.84M	3.42M	1.81M	-673.97K
Cash Flow
Free Cash Flow	-2.01M	1.77M	4.08M	2.12M	-5,690	-402.31K
Operating Cash Flow	-2.01M	1.77M	4.08M	2.21M	11.81K	-398.61K
Investing Cash Flow	-282.05K	0	0	-100.00K	-17.50K	-3,700
Financing Cash Flow	40.00K	0	-683.22K	332.89K	2.65M	436.36K

QDM International Technical Analysis

Technical Analysis SentimentPositive

Last Price15.50

Price Trends

50DMA9.73Positive

100DMA7.90Positive

200DMA26.47Negative

Market Momentum

MACD1.26Negative

RSI91.03Negative

STOCH100.00Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For QDMI, the sentiment is Positive. The current price of 15.50 is above the 20-day moving average (MA) of 11.14, above the 50-day MA of 9.73, and below the 200-day MA of 26.47, indicating a neutral trend. The MACD of 1.26 indicates Negative momentum. The RSI at 91.03 is Negative, neither overbought nor oversold. The STOCH value of 100.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for QDMI.

QDM International Risk Analysis

QDM International disclosed 44 risk factors in its most recent earnings report. QDM International reported the most risks in the "Legal & Regulatory" category.

Legal & Regulatory - Litigation, compliance, new legislation, and taxation risks

Latest Risks Added

3 New Risks

1.If we fail to comply with Hong Kong regulations on referral arrangements and benchmark referral fees, we may be subject to regulatory sanctions, including suspension or revocation of our insurance broker license, and our business, financial condition and results of operations could be materially and adversely affected.Q3, 2025

2.Failure to comply with Hong Kong Competition Law may result in material and adverse effect on our business, financial condition and results of operations.Q1, 2025

3.The HFCA Act and the related regulations continue to evolve. Further implementations and interpretations of or amendments to the HFCA Act or the related regulations, or a PCAOB determination of its lack of sufficient access to inspect our auditor, might pose regulatory risks to and impose restrictions on us.Q1, 2025

QDM International Peers Comparison

Overall Rating

UnderperformOutperform

Sector (68)

Financial Indicators

QDMI against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
QDMI	71Outperform	$133.86M	11.12	59.55%	―	138.89%	28.39%
HUIZ	68Neutral	$22.13M	0.27	6.41%	―	―	―
Sector *	68Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
SLQT	59Neutral	$90.98M	-50.31	11.28%	―	0.42%	-111.57%
EHTH	54Neutral	$14.77M	-0.45	2.70%	―	-13.60%	-899.66%
EZRA	45Neutral	$3.36M	-0.11	-88.14%	―	-21.45%	82.28%
ZBAO	41Neutral	$1.96M	-0.03	-424.23%	―	37.29%	-396.20%

* Financial Sector Average

Performance Comparison

QDMI and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
QDMI	Qdm International Inc.	15.50	-2.86	-15.58%
EHTH	Ehealth	0.44	-3.38	-88.48%
EZRA	Reliance Global Group	1.96	-26.24	-93.05%
HUIZ	Huize Holding Ltd.	2.24	-0.90	-28.66%
SLQT	SelectQuote Inc	0.49	-1.00	-67.11%
ZBAO	Zhibao Technology Inc. Class A	0.21	-51.76	-99.60%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Nov 11, 2026

QDM International AI Stock Analysis