PT Bank Mandiri (Persero) Tbk(PPERF)
$0.20-0.00 (-6.51%)
PPERF
PT Bank Mandiri (Persero) Tbk financials statements
$0.20
At close:-0.00 (-6.51%)
PT Bank Mandiri (Persero) Tbk (PPERF) Ratios
1 Followers
PT Bank Mandiri (Persero) Tbk Ratios
PPERF's free cash flow for Q3 2026 was Rp-42.46T. For the 2026 fiscal year, PPERF's free cash flow was decreased by Rp-1.06T and operating cash flow was Rp-41.40T. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.00 | 0.18 | 0.19 | 0.22 | 0.00 |
| Quick Ratio | 0.00 | 0.18 | 0.19 | 0.22 | 0.00 |
| Cash Ratio | 0.00 | 0.14 | 0.15 | 0.18 | 0.00 |
| Solvency Ratio | 0.02 | 0.03 | 0.03 | 0.03 | 0.02 |
| Operating Cash Flow Ratio | 0.00 | -0.05 | -0.10 | -0.07 | 0.00 |
| Short-Term Operating Cash Flow Coverage | 2.52 | -0.40 | -1.47 | -1.74 | -0.33 |
| Net Current Asset Value | Rp -2502.55T | Rp -1801.46T | Rp -1582.38T | Rp -1403.94T | Rp -1257.63T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.10 | 0.13 | 0.09 | 0.05 | 0.07 |
| Debt-to-Equity Ratio | 0.95 | 1.09 | 0.77 | 0.47 | 0.57 |
| Debt-to-Capital Ratio | 0.49 | 0.52 | 0.44 | 0.32 | 0.36 |
| Long-Term Debt-to-Capital Ratio | 0.45 | 0.38 | 0.34 | 0.28 | 0.23 |
| Financial Leverage Ratio | 9.63 | 8.55 | 8.34 | 8.68 | 8.43 |
| Debt Service Coverage Ratio | 0.67 | 0.28 | 0.47 | 0.62 | 0.46 |
| Interest Coverage Ratio | 1.31 | 1.83 | 2.43 | 2.75 | 1.87 |
| Debt to Market Cap | 0.59 | 0.69 | 0.42 | 0.32 | 0.35 |
| Interest Debt Per Share | 3611.46 | 3751.01 | 2484.88 | 1368.20 | 1477.57 |
| Net Debt to EBITDA | -1.31 | 0.71 | -0.61 | -2.80 | -1.88 |
| Profitability Margins | |||||
| Gross Profit Margin | 71.10% | 76.37% | 80.16% | 84.93% | 82.91% |
| EBIT Margin | 37.50% | 43.28% | 48.21% | 41.41% | 31.96% |
| EBITDA Margin | 39.74% | 45.93% | 51.15% | 44.73% | 34.94% |
| Operating Profit Margin | 37.50% | 43.28% | 48.21% | 41.41% | 31.96% |
| Pretax Profit Margin | 37.50% | 43.28% | 48.21% | 41.41% | 31.96% |
| Net Profit Margin | 27.63% | 31.60% | 35.54% | 30.24% | 23.36% |
| Continuous Operations Profit Margin | 30.11% | 34.65% | 38.76% | 33.02% | 25.46% |
| Net Income Per EBT | 73.67% | 73.01% | 73.72% | 73.03% | 73.07% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.99% | 2.30% | 2.53% | 2.07% | 1.62% |
| Return on Equity (ROE) | 19.16% | 19.66% | 21.11% | 17.93% | 13.69% |
| Return on Capital Employed (ROCE) | 2.70% | 11.11% | 13.28% | 11.75% | 2.22% |
| Return on Invested Capital (ROIC) | 2.14% | 6.91% | 8.99% | 8.35% | 1.51% |
| Return on Tangible Assets | 1.99% | 2.30% | 2.54% | 2.07% | 1.63% |
| Earnings Yield | 11.83% | 10.49% | 9.63% | 8.89% | 8.56% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 3.21 | 3.04 | 2.47 | 2.62 |
| Payables Turnover | 6.22 | 5.51 | 2.76 | 3.99 | 7.66 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 2.83 | 2.80 | 2.67 | 2.41 | 2.44 |
| Asset Turnover | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 |
| Working Capital Turnover Ratio | -0.29 | -0.13 | -0.12 | -0.29 | 0.98 |
| Cash Conversion Cycle | -58.66 | 47.33 | -12.30 | 56.19 | 91.83 |
| Days of Sales Outstanding | 0.00 | 113.55 | 120.07 | 147.67 | 139.45 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 58.66 | 66.22 | 132.36 | 91.47 | 47.62 |
| Operating Cycle | 0.00 | 113.55 | 120.07 | 147.67 | 139.45 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1078.45 | -852.41 | -1666.77 | -1095.76 | -190.74 |
| Free Cash Flow Per Share | 1019.98 | -943.95 | -1699.84 | -1138.72 | -215.21 |
| Dividend Paid and CapEx Coverage Ratio | 2.06 | -1.91 | -5.60 | -4.91 | -1.42 |
| Capital Expenditure Coverage Ratio | 18.44 | -9.31 | -50.40 | -25.51 | -7.79 |
| Operating Cash Flow Coverage Ratio | 0.36 | -0.26 | -0.77 | -0.95 | -0.15 |
| Operating Cash Flow to Sales Ratio | 0.49 | -0.45 | -1.00 | -0.75 | -0.15 |
| Free Cash Flow Yield | 20.00% | -16.56% | -27.75% | -22.95% | -6.13% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 8.45 | 9.54 | 10.38 | 11.25 | 11.69 |
| Price-to-Sales (P/S) Ratio | 2.34 | 3.01 | 3.69 | 3.40 | 2.73 |
| Price-to-Book (P/B) Ratio | 1.62 | 1.87 | 2.19 | 2.02 | 1.60 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 5.00 | -6.04 | -3.60 | -4.36 | -16.32 |
| Price-to-Operating Cash Flow Ratio | 4.73 | -6.69 | -3.67 | -4.53 | -18.42 |
| Price-to-Earnings Growth (PEG) Ratio | 9.09 | 7.27 | 0.31 | 0.24 | 0.17 |
| Enterprise Value Multiple | 4.57 | 7.27 | 6.61 | 4.80 | 5.93 |
| Enterprise Value | 369.70T | 589.64T | 523.46T | 292.31T | 248.71T |
| EV to EBITDA | 4.57 | 7.27 | 6.61 | 4.80 | 5.93 |
| EV to Sales | 1.81 | 3.34 | 3.38 | 2.15 | 2.07 |
| EV to Free Cash Flow | 3.88 | -6.69 | -3.30 | -2.75 | -12.39 |
| EV to Operating Cash Flow | 3.67 | -7.41 | -3.36 | -2.86 | -13.98 |
| Tangible Book Value Per Share | 3427.81 | 3283.18 | 3017.36 | 2648.92 | 2326.76 |
| Shareholders’ Equity Per Share | 3147.78 | 3040.68 | 2794.85 | 2461.65 | 2194.74 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 |
| Revenue Per Share | 2183.52 | 1891.26 | 1659.94 | 1459.16 | 1286.79 |
| Net Income Per Share | 603.24 | 597.67 | 589.93 | 441.26 | 300.53 |
| Tax Burden | 0.74 | 0.73 | 0.74 | 0.73 | 0.73 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.15 | 0.11 | 0.11 | 0.12 | 0.12 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.79 | 0.00 | -2.83 | -2.48 | -0.63 |
Currency in IDR
