Selena FM S.A. (SEL) AI Stock Analysis

Selena FM S.A.

(Warsaw:SEL)

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Rating:67Neutral

Price Target:PLN 40.00▼(-28.83% Downside)

Action:initiatedcoverage

Date:09/16/25

Selena FM S.A. is fundamentally supported by strong financial stability, notably improving profit margins and excellent cash flow recovery, though restrained by limited revenue growth and past volatility. The stock offers compelling valuation benefits with a low P/E and high dividend yield, positioning it as attractive for value and income-focused investors. Lack of technical momentum and no recent market signals limit near-term upside, making financial and valuation factors the principal drivers of the overall score.

Positive Factors

Cash GenerationStrong cash generation enhances financial flexibility, allowing Selena FM to invest in growth opportunities and weather economic downturns effectively.

Negative Factors

Revenue Growth DeclineDeclining revenue growth may indicate market saturation or increased competition, potentially impacting future earnings and market share.

Selena FM S.A. (SEL) vs. SPDR S&P 500 ETF (SPY)

Market Cap: PLN 1.28B
Dividend Yield: 4.45%
Average Volume (3M): 5,977
Price to Earnings (P/E): 9.5
Beta (1Y): 0.44
Revenue Growth: 7.87%
EPS Growth: 51.04%
Country: PL
Employees: 1,535
Sector: Basic Materials
Sector Strength: 61
Industry: Chemicals

Selena FM S.A. Business Overview & Revenue Model

Company Description

Selena FM S.A., through its subsidiaries, manufactures and distributes construction chemicals and general construction accessories in European Union, Eastern Europe, Asia, North America, and South America. The company offers polyurethane foams, seala...

How the Company Makes Money

Selena FM generates revenue primarily through the sale of its construction chemical products, which include adhesives, sealants, and insulation materials. The company's revenue model is based on both direct sales to customers and distribution through...

Selena FM S.A. Financial Statement Overview

Summary

Improving profitability margins, robust cash flow rebound (145% growth), and a healthy balance sheet with prudent debt levels and solid ROE (11.7%) establish strong financial stability. Revenue growth remains negligible with only moderate profit recovery, and margins, while recovering, have seen historical volatility, resulting in a good but not top-tier score.

Income Statement

63Positive

Balance Sheet

73Positive

Cash Flow

70Positive

Financial statement breakdown
Breakdown	TTM	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Income Statement
Total Revenue	1.90B	1.80B	1.78B	1.78B	1.96B	1.73B
Gross Profit	674.22M	607.01M	602.47M	550.07M	590.74M	479.74M
EBITDA	242.07M	229.62M	183.93M	113.45M	195.40M	137.38M
Net Income	128.24M	115.08M	85.86M	50.10M	112.11M	102.67M
Balance Sheet
Total Assets	2.10B	1.37B	1.35B	1.31B	1.17B	1.11B
Cash, Cash Equivalents and Short-Term Investments	85.86M	111.06M	96.86M	79.73M	106.58M	41.46M
Total Debt	759.03M	200.12M	254.93M	236.04M	134.54M	177.20M
Total Liabilities	1.34B	585.28M	611.97M	610.55M	452.84M	506.81M
Stockholders Equity	801.38M	774.15M	735.48M	697.93M	715.06M	600.98M
Cash Flow
Free Cash Flow	183.43M	134.66M	95.12M	25.46M	152.57M	-62.72M
Operating Cash Flow	223.73M	183.40M	186.76M	83.62M	189.78M	-30.16M
Investing Cash Flow	-339.44M	-68.72M	-114.41M	-117.06M	-37.76M	-35.82M
Financing Cash Flow	127.54M	-98.86M	-59.45M	7.37M	-90.53M	49.41M

Selena FM S.A. Technical Analysis

Technical Analysis SentimentPositive

Last Price56.20

Price Trends

50DMA56.09Positive

100DMA52.21Positive

200DMA50.98Positive

Market Momentum

MACD0.04Positive

RSI52.33Neutral

STOCH78.79Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PL:SEL, the sentiment is Positive. The current price of 56.20 is above the 20-day moving average (MA) of 55.96, above the 50-day MA of 56.09, and above the 200-day MA of 50.98, indicating a bullish trend. The MACD of 0.04 indicates Positive momentum. The RSI at 52.33 is Neutral, neither overbought nor oversold. The STOCH value of 78.79 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for PL:SEL.

Selena FM S.A. Peers Comparison

Overall Rating

UnderperformOutperform

Sector (61)

Financial Indicators

PL:SEL against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
PL:SEL	67Neutral	PLN 1.28B	9.48	16.39%	4.45%	7.87%	51.04%
Sector *	61Neutral	$10.43B	7.12	-0.05%	2.87%	2.86%	-36.73%
PL:ZAP	47Neutral	PLN 831.50M	-4.09	-7.69%	―	0.55%	15.62%
PL:PCE	42Neutral	PLN 869.23M	-1.45	2292.08%	―	-1.26%	-396.83%

* Basic Materials Sector Average

Performance Comparison

PL:SEL and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
PL:SEL	Selena FM S.A.	56.20	18.77	50.14%
PL:HUB	Boruta-Zachem SA	0.26	-0.00	-1.50%
PL:ZAP	Grupa Azoty Zaklady Azotowe Pulawy SA	43.50	-2.70	-5.84%
PL:PCE	Grupa Azoty Zaklady Chemiczne Police S.A.	7.00	-1.34	-16.07%
PL:SKA	Sniezka S.A.	83.80	7.51	9.84%
PL:PWX	Polwax SA	0.90	-0.49	-35.25%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Sep 16, 2025

Selena FM S.A. AI Stock Analysis