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Develia S.A. (DVL) AI Stock Analysis
Develia S.A.
(Warsaw:DVL)
The strong overall score is driven by Develia's robust profitability and balance sheet, as well as its low valuation (high dividend yield and low P/E), making it attractive in a value-oriented screen. However, the score is held back by recent cash flow stress and declining revenues, as well as a neutral technical outlook due to lack of technical trend data.
Develia S.A. (DVL) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- PLN 3.80B
- Dividend Yield
- 9.01%
- Average Volume (3M)
- 275.03K
- Price to Earnings (P/E)
- 6.4
- Beta (1Y)
- 0.62
- Revenue Growth
- 70.07%
- EPS Growth
- 43.70%
- Country
- PL
- Employees
- 370
- Sector
- Real Estate
- Sector Strength
- 65
- Industry
- Real Estate - Development
Develia S.A. Business Overview & Revenue Model
Company Description
Develia S.A., along with its subsidiary entities, is active in the Polish real estate sector, covering the acquisition, development, leasing, management, and divestiture of properties. The company specializes in creating both commercial and residenti...
How the Company Makes Money
Develia generates revenue primarily through the sale of residential properties and commercial real estate developments. The company develops housing projects that are sold to individual buyers and investors, contributing significantly to its revenue....
Develia S.A. Financial Statement Overview
Summary
Develia S.A. shows strong profitability (net margin 21.2%, high ROE of 22.2%) and prudent leverage, supporting robust financial health. However, the negative revenue growth (-4.3%) and recent sharp deterioration in cash flow stability highlight new risks that temper its prior strength.
Income Statement
83Very PositiveBalance Sheet
78PositiveCash Flow
68Positive| Breakdown | TTM | Mar 2026 | Mar 2025 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 3.22B | 2.08B | 1.80B | 1.61B | 1.07B | 911.93M |
| Gross Profit | 981.50M | 730.68M | 612.69M | 481.12M | 361.02M | 281.27M |
| EBITDA | 768.51M | 567.23M | 453.90M | 366.08M | 294.41M | 276.42M |
| Net Income | 588.94M | 443.49M | 380.27M | 275.62M | 230.94M | 153.95M |
Balance Sheet | ||||||
| Total Assets | 5.04B | 5.24B | 4.28B | 3.81B | 2.95B | 3.25B |
| Cash, Cash Equivalents and Short-Term Investments | 942.07M | 610.43M | 840.61M | 559.44M | 481.59M | 478.33M |
| Total Debt | 1.09B | 961.32M | 983.80M | 953.82M | 652.03M | 941.38M |
| Total Liabilities | 3.12B | 3.31B | 2.56B | 2.26B | 1.51B | 1.85B |
| Stockholders Equity | 1.92B | 1.93B | 1.72B | 1.55B | 1.43B | 1.40B |
Cash Flow | ||||||
| Free Cash Flow | 346.98M | 167.29M | 274.45M | 124.97M | 166.53M | 85.06M |
| Operating Cash Flow | 384.94M | 175.06M | 311.96M | 131.17M | 169.97M | 86.81M |
| Investing Cash Flow | -532.73M | -85.91M | 43.44M | -38.84M | 368.57M | -110.24M |
| Financing Cash Flow | 151.32M | -336.04M | -274.83M | 78.85M | -519.18M | -20.85M |
Develia S.A. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PL:DVL, the sentiment is Negative. The current price of 8.10 is below the 20-day moving average (MA) of 8.71, below the 50-day MA of 9.12, and below the 200-day MA of 9.28, indicating a bearish trend. The MACD of -0.25 indicates Positive momentum. The RSI at 30.06 is Neutral, neither overbought nor oversold. The STOCH value of 21.47 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for PL:DVL.
Develia S.A. Peers Comparison
Overall Rating
- PL:DVL73Outperform
PL:DOM66Neutral
PL:GTC51Neutral
PL:ECH41Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| PL:DVL | 73Outperform | PLN 3.80B | 6.38 | 30.43% | 9.01% | 70.07% | 43.70% |
| PL:DOM | 66Neutral | PLN 6.27B | 9.40 | 32.88% | 5.76% | 13.91% | 14.29% |
| Sector * | 65Neutral | $2.17B | 12.19 | 3.79% | 4.94% | 3.15% | 1.96% |
| PL:GTC | 51Neutral | PLN 1.25B | -1.64 | -16.96% | ― | 4.01% | -969.68% |
| PL:ECH | 41Neutral | PLN 2.20B | 13.99 | 13.90% | 22.53% | 120.10% | ― |
* Real Estate Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| PL:DVL | Develia S.A. | 8.10 | 0.45 | 5.84% | |
| PL:GTC | Globe Trade Centre SA | 2.18 | -1.49 | -40.60% | |
| PL:DOM | Dom Development S.A. | 243.00 | 4.78 | 2.00% | |
| PL:ECH | Echo Investment S.A. | 5.32 | 0.91 | 20.72% | |
| PL:ARH | Archicom SA | 49.70 | 5.17 | 11.61% | |
| PL:1AT | ATAL SA (Poland) | 61.30 | 7.97 | 14.96% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Sep 16, 2025