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PICS Stock Chart & Stats
$11.85
$0.87(7.34%)
At close: 4:00 PM EDT
$11.85
$0.87(7.34%)
Day’s Range― - ―
52-Week Range$8.32 - $19.95
Previous Close$12.47
Volume332.21K
Average Volume (3M)N/A
Market Cap
$1.56B
Enterprise Value$6.88K
Total Cash (Recent Filing)$8.94B
Total Debt (Recent Filing)$764.85M
Price to Earnings (P/E)6.8
Beta3.20
Next Earnings
Oct 07, 2026EPS Estimate
0.4Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)9.08
Shares Outstanding43,135,918
10 Day Avg. VolumeN/A
30 Day Avg. VolumeN/A
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)3.48
Price to Sales (P/S)2.15
P/FCF Ratio-3.05
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$19.50Price Target Upside64.56% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)1.52
Revenue Forecast (FY)$2.79B
Bulls Say, Bears Say
Bulls Say
High Gross Margin & Net ProfitabilityExceptionally high gross margins and a roughly 17% net margin indicate durable unit economics and pricing power in the core software infrastructure business. Over 2–6 months this supports reinvestment capacity, strategic pricing flexibility, and resilience versus competitors with weaker unit margins.
Strong Return On EquityA ~28% ROE reflects efficient use of shareholder capital and management effectiveness in generating returns. Persistently high ROE supports long-term investor confidence, enables internal funding of growth initiatives, and signals competitiveness in deploying capital versus peers.
Improved Leverage ProfileLower leverage and a larger equity base reduce solvency risk and increase financial flexibility. Over months this provides capacity to fund operations, absorb shocks, and pursue strategic investments or M&A without jeopardizing credit metrics, improving durability of the capital structure.
Bears Say
Severe Cash-flow DeteriorationA sharp reversal to deeply negative operating and free cash flow undermines earnings quality and forces reliance on external financing or asset sales. Over a 2–6 month horizon this raises execution and funding risk for capex, R&D, or working capital, threatening the sustainability of reported profits.
Sharp Revenue DeclineA ~28% top-line contraction erodes scale benefits and reduces operating leverage, making margins harder to sustain. If demand trends or contract renewals causing the decline persist, revenue volatility can impair long-term planning, hamper reinvestment, and increase sensitivity to fixed costs.
Weak Operating Profit ConversionA large gap between very high gross margin and low EBIT margin suggests elevated operating costs or SG&A that erode profitability. Structurally high operating expenses limit the company’s ability to convert revenue into sustainable operating cash, posing a medium-term risk to margin durability.
PicS N.V. Class A News
PICS FAQ
What was PicS N.V. Class A’s price range in the past 12 months?
PicS N.V. Class A lowest stock price was $8.32 and its highest was $19.95 in the past 12 months.
What is PicS N.V. Class A’s market cap?
PicS N.V. Class A’s market cap is $1.56B.
When is PicS N.V. Class A’s upcoming earnings report date?
PicS N.V. Class A’s upcoming earnings report date is Oct 07, 2026 which is in 58 days.
How were PicS N.V. Class A’s earnings last quarter?
PicS N.V. Class A released its earnings results on Jun 02, 2026. The company reported $0.257 earnings per share for the quarter, beating the consensus estimate of $0.226 by $0.031.
Is PicS N.V. Class A overvalued?
According to Wall Street analysts PicS N.V. Class A’s price is currently Undervalued.
Does PicS N.V. Class A pay dividends?
PicS N.V. Class A does not currently pay dividends.
What is PicS N.V. Class A’s EPS estimate?
PicS N.V. Class A’s EPS estimate is 0.4.
How many shares outstanding does PicS N.V. Class A have?
PicS N.V. Class A has 43,135,918 shares outstanding.
What happened to PicS N.V. Class A’s price movement after its last earnings report?
PicS N.V. Class A reported an EPS of $0.257 in its last earnings report, beating expectations of $0.226. Following the earnings report the stock price went down -19.158%.
Which hedge fund is a major shareholder of PicS N.V. Class A?
Currently, no hedge funds are holding shares in PICS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
PicS N.V. Class A Stock Smart Score
Outperform
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10
Analyst Consensus
Strong Buy
Average Price Target:
$19.50 (64.56% Upside)
$19.50 (64.56% Upside)
Blogger Sentiment
Bullish
PICS Sentiment 75%
Sector Average 60%
Sector Average 60%
Insider Transactions
Bought Shares
Worth $1.7M over
the Last 3 Months
the Last 3 Months
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
73.28%
Trailing 12-Months
Company Description
PicS N.V. Class A
PicS N.V., a subsidiary of Jf International B.v. and formerly known as Picpay Holdings Netherlands B.V., is a prominent digital financial services provider based in São Paulo, Brazil. Established in 2012, the company offers a comprehensive digital wallet and mobile application designed for both individual consumers and businesses. For its individual users, PicS N.V. facilitates a wide array of transactional services. These include instant payments via Brazil's Pix system, peer-to-peer transfers within the PicPay ecosystem, convenient bill payment options, payroll portability, and even a global account feature. Furthermore, a dedicated payment assistant helps users consolidate, organize, and settle their various bills through a centralized hub. Beyond payments, PicS N.V. extends its financial product suite to include versatile multipurpose cards and a variety of lending solutions. These encompass personal loans, installment payment options, and specialized payroll loans tailored for public servants, retirees, pensioners, and formally employed workers. It also grants access to the FGTS annual birthday withdrawal program. The company further operates a digital insurance platform, distributing products like digital wallet insurance, PicPay Card bill protection, credit life insurance, smartphone protection, life insurance, and home insurance. Additionally, it caters to diverse investor profiles and financial objectives with a selection of investment products. For small and medium-sized businesses (SMEs), PicS N.V. provides a robust portfolio of services, including QR Code payment solutions, comprehensive banking services, and corporate benefits with salary advance options. The company also operates PicPay Shop, an integrated marketplace where consumers can purchase a variety of products and services, and PicPay Ads, an advertising platform that enables brands to engage with its active user base through contextually relevant placements within the application.
PICS Company Deck
PICS Earnings Call
Q1 2026
0:00 / 0:00
PICS Stock 12 Month Forecast
Average Price Target
$19.50
▲(64.56% Upside)
Ownership Overview
10.53% Insiders
1.61% Mutual Funds
0.37% Other Institutional Investors
86.55% Public Companies and
Individual Investors