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PicS N.V. Class A (PICS) Stock Price & Analysis

45 Followers

PICS Stock Chart & Stats

$6.96-$0.22(-3.06%)
At close: 4:00 PM EST
$7.5$10$12.5Aug 17Aug 31Sep 14Sep 28Oct 12Oct 26Nov 9
Day’s Range
$6.87 - $7.13
52-Week Range
$6.42 - $19.95
Previous Close
$7.18
Volume
N/A
Average Volume (3M)
888.00K
Market Cap
$930.44M
Enterprise Value
$7.26B
Total Cash (Recent Filing)
$5.42B
Total Debt (Recent Filing)
$35.82B
Price to Earnings (P/E)
3.8
Beta
3.49
Next Earnings
Dec 04, 2026 (Est.)
EPS Estimate
0.41
Next Dividend Ex-Date
N/A
Dividend Yield
N/A

Bulls Say, Bears Say

Bulls Say

Revenue And Profitability Expansion

The sharp increase in revenue alongside healthy TTM operating and net margins indicates substantial improvement in business scale and earnings capacity. If maintained, this combination can support reinvestment, strengthen operating leverage, and provide a durable foundation for growth over the next several quarters.

Operating Efficiency And AI Productivity

Improving efficiency while revenue expands suggests the company is converting scale into stronger operating leverage rather than simply adding costs. Broad employee AI adoption, lower technology costs, and faster product deployment could support margin sustainability and productivity over the medium term.

Diversified, Lower-risk Revenue Mix

A growing share of revenue from fees, commissions, float, hedge accounting, and secured or partially secured credit reduces reliance on higher-risk lending income. This mix shift can make earnings more resilient as the platform scales and credit conditions evolve.

Bears Say

Very High Leverage

Debt has risen sharply relative to equity, leaving the company with materially less financial flexibility if operating conditions weaken. High leverage can increase funding sensitivity, constrain capital allocation, and amplify the effect of any deterioration in earnings, credit performance, or cash generation.

Elevated And Rising Credit Losses

The deterioration in late-stage delinquency and the higher cost of risk show that portfolio growth is carrying meaningful credit pressure. Management links this to aging and deliberate risk-taking, but elevated losses and provisions could reduce profitability as newer lending cohorts season.

Volatile Cash Conversion

Recent cash generation is positive, but the history of large swings and periods when cash flow diverged from earnings reduces confidence in its consistency. TTM free cash flow below net income also indicates that accounting profitability has not fully translated into cash.

PicS N.V. Class A News

PICS FAQ

What was PicS N.V. Class A’s price range in the past 12 months?
PicS N.V. Class A lowest stock price was $6.42 and its highest was $19.95 in the past 12 months.
What is PicS N.V. Class A’s market cap?
PicS N.V. Class A’s market cap is $930.44M.
When is PicS N.V. Class A’s upcoming earnings report date?
PicS N.V. Class A’s next earnings report is estimated for Dec 04, 2026 (not yet confirmed), which is in 20 days.
How were PicS N.V. Class A’s earnings last quarter?
PicS N.V. Class A released its earnings results on Aug 24, 2026. The company reported $0.404 earnings per share for the quarter, beating the consensus estimate of $0.396 by $0.008.
Is PicS N.V. Class A overvalued?
According to Wall Street analysts PicS N.V. Class A’s price is currently Undervalued.
Does PicS N.V. Class A pay dividends?
PicS N.V. Class A does not currently pay dividends.
What is PicS N.V. Class A’s EPS estimate?
PicS N.V. Class A’s EPS estimate is 0.41.
How many shares outstanding does PicS N.V. Class A have?
PicS N.V. Class A has 43,135,918 shares outstanding.
What happened to PicS N.V. Class A’s price movement after its last earnings report?
PicS N.V. Class A reported an EPS of $0.404 in its last earnings report, beating expectations of $0.396. Following the earnings report the stock price went down -0.459%.
Which hedge fund is a major shareholder of PicS N.V. Class A?
Hedge funds hold PicS N.V. Class A shares: the largest hedge-fund position in PicS N.V. Class A is 71,888,068 shares, and hedge funds decreased their holdings by 637.0K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology