General Capital Ltd. (GEN) Stock Price & Analysis

GEN Stock Chart & Stats

NZ$0.28NZ$0.00(0.00%)

At close: Nov 11 4:45 PM GMT+13

Day’s Range: NZD 0.27 - NZD 0.28
52-Week Range: NZD 0.24 - NZD 0.32
Previous Close: NZD 0.28
Volume: N/A
Average Volume (3M): 1,450
Market Cap: NZD 25.30M
Enterprise Value: NZD 2.44T
Total Cash (Recent Filing): NZD 35.83M
Total Debt (Recent Filing): NZD 248.02M
Price to Earnings (P/E): 9.3
Beta: 0.64
Next Earnings: Nov 26, 2026 (Est.)
EPS Estimate: N/A
Last Dividend Ex-Date: Jun 11, 2026
Dividend Yield: 4.31%

Bulls Say, Bears Say

Bulls Say

Revenue Growth

Strong 2026 revenue growth indicates that lending volumes or finance income can expand meaningfully when activity normalizes. Continued top-line growth would enlarge the asset base supporting earnings and provide a foundation for rebuilding financial flexibility over the next several quarters.

Positive Profitability

Positive net, EBIT, and EBITDA margins demonstrate that General Capital can convert lending activity into operating profit when volumes normalize. This earnings capacity supports retained capital generation and gives management a base from which to address balance-sheet and funding pressures.

Specialist Finance Model

A focused specialist-finance model gives General Capital a defined role in commercial lending rather than relying on a broad, undifferentiated product range. Secured and tailored funding can support disciplined loan origination and recurring management of finance assets over time.

Bears Say

High And Rising Leverage

Leverage near 7.9 times equity leaves a relatively thin capital buffer and makes results more sensitive to funding costs and credit conditions. The sustained upward trend can constrain future lending capacity, increase refinancing dependence, and reduce resilience if asset performance weakens.

Weak Cash Generation

Deeply negative operating and free cash flow reduce the funds available to support lending growth, repay obligations, or absorb unexpected pressure. Because cash generation has swung sharply between years, the company may need greater reliance on external funding to maintain operations.

Earnings Volatility

Material year-to-year swings make it harder to forecast General Capital’s earnings and assess sustainable returns from its lending book. Lower predictability can complicate capital allocation, funding decisions, and the ability to maintain stable profitability through changing lending conditions.

General Capital Ltd. News

General Finance Reports Strong Capital and Liquidity in September Quarter

General Capital Ltd. ( ($NZ:GEN) ) just unveiled an announcement. General Finance Limited, a regulated non-bank deposit taker owned by General Capital Limited, reported key prudential metrics and financial figures

2w agoGEN

General Capital Sells Investment Research Group to CEO Ahead of Retirement

General Capital Ltd. ( ($NZ:GEN) ) has provided an announcement. General Capital Limited’s subsidiary Corporate Holdings Limited has sold all shares in Investment Research Group Limited to Chief Executive Officer

1M agoGEN

General Capital CEO Brent King to Retire After Transformative Growth Run

General Capital Ltd. ( ($NZ:GEN) ) has provided an update. General Capital has announced that Chief Executive Officer Brent Douglas King will retire effective 30 June 2027, simultaneously stepping down

1M agoGEN

General Capital’s General Finance posts strong capital and liquidity in June quarter update

An update from General Capital Ltd. ( ($NZ:GEN) ) is now available. General Capital Limited has announced that its subsidiary General Finance Limited, a licensed non-bank deposit taker, has filed

2M agoGEN

General Capital Investors Back Higher Director Pay but Block Board Re-election

An announcement from General Capital Ltd. ( ($NZ:GEN) ) is now available. General Capital Ltd. has issued an amended announcement reporting the results of its 2026 Annual Shareholder Meeting held

2M agoGEN

General Capital Investors Back Governance Changes, Reject Director Re-election

An announcement from General Capital Ltd. ( ($NZ:GEN) ) is now available. General Capital Ltd. has reported the results of its Annual Shareholders Meeting held in Auckland on 20 August

2M agoGEN

General Capital Strengthens Balance Sheet as New Deposit Taker Regime Takes Hold

An update from General Capital Ltd. ( ($NZ:GEN) ) is now available. General Capital reported a strong year to 31 March 2026, with total assets rising 30% to $283.7 million,

2M agoGEN

General Capital Subsidiary General Finance Wins BB+ Rating Upgrade

The latest update is out from General Capital Ltd. ( ($NZ:GEN) ). General Capital has announced that Equifax Credit Ratings Australasia has upgraded the credit rating of its subsidiary General

3M agoGEN

General Capital updates annual meeting notice and seeks higher director fee pool

An announcement from General Capital Ltd. ( ($NZ:GEN) ) is now available. General Capital Limited has issued an amended notice for its 2026 annual shareholders’ meeting, updating the chairman’s letter

3M agoGEN

General Capital sets August AGM and seeks lift in directors’ fee pool

General Capital Ltd. ( ($NZ:GEN) ) has shared an announcement. General Capital Limited has called its 2026 annual shareholders’ meeting for 20 August in Auckland, where investors will review the

3M agoGEN

GEN FAQ

What was General Capital Ltd.’s price range in the past 12 months?

General Capital Ltd. lowest stock price was NZ$0.24 and its highest was NZ$0.32 in the past 12 months.

What is General Capital Ltd.’s market cap?

General Capital Ltd.’s market cap is NZ$25.30M.

When is General Capital Ltd.’s upcoming earnings report date?

The company’s upcoming earnings report date is not yet available.

How were General Capital Ltd.’s earnings last quarter?

General Capital Ltd. released its earnings results on May 25, 2026. The company reported NZ$0.019 earnings per share for the quarter.

Is General Capital Ltd. overvalued?

Not enough analysts have published a price target to calculate whether the price is overvalued.

Does General Capital Ltd. pay dividends?

General Capital Ltd. pays a dividend of NZ$0.009 which represents an annual dividend yield of 4.31%. See more information on General Capital Ltd. dividends here

What is General Capital Ltd.’s EPS estimate?

General Capital Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does General Capital Ltd. have?

General Capital Ltd. has 92,015,076 shares outstanding.

What happened to General Capital Ltd.’s price movement after its last earnings report?

General Capital Ltd. reported an EPS of NZ$0.019 in its last earnings report. Following the earnings report the stock price went same 0%.

Which hedge fund is a major shareholder of General Capital Ltd.?

Currently, no hedge funds are holding shares in NZ:GEN

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

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