HAL Trust AI Stock Analysis
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HAL Trust (HAL) AI Stock Analysis
HAL Trust
(Amsterdam:HAL)
HAL Trust earns a moderately positive score driven primarily by its solid financial foundation — a conservatively leveraged balance sheet, steadily growing equity, and improving cash flow generation — tempered by contracting revenue, volatile margins, and a modest return on equity. Valuation support is a meaningful positive, with a low P/E of 10.94, a 2.02% dividend yield, and low beta of 0.56 lending a defensive character. Technically, the stock trades above all key moving averages with positive MACD momentum, although elevated RSI and stochastic readings suggest limited near-term upside without a pause. No earnings call or corporate event data was available, so those factors were excluded and their weight redistributed.
HAL Trust (HAL) vs. iShares MSCI Netherlands ETF (EWN)
- Market Cap
- EUR 15.54B
- Dividend Yield
- 2.00%
- Average Volume (3M)
- 10.63K
- Price to Earnings (P/E)
- 11.0
- Beta (1Y)
- 0.56
- Revenue Growth
- -4.57%
- EPS Growth
- -17.05%
- Country
- Netherlands
- Employees
- 34,583
- Sector
- General
- Sector Strength
- 55
- Industry
- Financial - Conglomerates
HAL Trust Business Overview & Revenue Model
Company Description
HAL Trust is an investment company, which engages in portfolio management and real estate asset development and management. It operates through the following segments: Unquoted, Quoted Interests, Real Estate, and Liquid Portfolio. The Unquoted segmen...
HAL Trust Financial Statement Overview
Summary
HAL Trust shows a stable but unspectacular financial profile. The balance sheet is the clear strength (score 65), with equity nearly doubling to €15.6 billion, debt-to-equity falling from 0.51 to ~0.31, and a conservative leverage profile — though ROE remains modest at 7-10%. Cash flow (62) is improving, with operating cash flow rising to €2.7 billion and free cash flow rebounding strongly to ~€1.5 billion, albeit with historically lumpy FCF. The income statement (58) is the weakest link: revenue has more than doubled over five years but is now contracting (-0.04% in 2024, with a projected -5.6% in 2025), and gross and EBITDA margins have been highly volatile. Net income trends positively excluding the one-off 2021 result, giving an overall picture of financial stability with limited top-line momentum.
Income Statement
58NeutralBalance Sheet
65PositiveCash Flow
62Positive| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 12.23B | 12.55B | 12.51B | 12.99B | 10.02B | 7.31B |
| Gross Profit | 3.28B | 3.23B | 4.79B | 7.08B | 3.40B | 2.93B |
| EBITDA | 2.75B | 3.47B | 3.26B | 2.90B | 895.80M | 4.91B |
| Net Income | 1.43B | 1.60B | 1.21B | 1.00B | 646.80M | 4.27B |
Balance Sheet | ||||||
| Total Assets | 28.90B | 28.14B | 27.34B | 26.34B | 26.71B | 22.62B |
| Cash, Cash Equivalents and Short-Term Investments | 4.84B | 4.97B | 4.32B | 4.77B | 5.69B | 6.69B |
| Total Debt | 4.81B | 4.80B | 4.83B | 4.84B | 6.22B | 4.80B |
| Total Liabilities | 10.46B | 10.41B | 10.43B | 10.47B | 11.48B | 7.82B |
| Stockholders Equity | 16.28B | 15.63B | 14.78B | 13.68B | 13.01B | 12.43B |
Cash Flow | ||||||
| Free Cash Flow | 1.64B | 1.49B | 1.22B | 1.26B | 505.00M | 665.00M |
| Operating Cash Flow | 2.65B | 2.68B | 2.62B | 2.41B | 1.44B | 1.49B |
| Investing Cash Flow | -97.10M | -266.60M | -1.88B | 31.00M | -2.03B | -749.90M |
| Financing Cash Flow | -561.40M | -627.50M | -818.50M | -1.84B | 395.20M | -73.50M |
HAL Trust Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For NL:HAL, the sentiment is Positive. The current price of 174.60 is above the 20-day moving average (MA) of 168.88, above the 50-day MA of 165.79, and above the 200-day MA of 165.74, indicating a bullish trend. The MACD of 2.19 indicates Negative momentum. The RSI at 68.05 is Neutral, neither overbought nor oversold. The STOCH value of 67.62 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for NL:HAL.
HAL Trust Peers Comparison
Overall Rating
NL:CVC72Outperform- NL:HAL68Neutral
Financial Indicators
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| NL:HAL | HAL Trust | 174.60 | 40.21 | 29.92% | |
| NL:PBH | PB Holding NV | 3.32 | 0.62 | 22.96% | |
| NL:VALUE | VALUE8 N V | 6.30 | -0.19 | -2.97% | |
| NL:CVC | CVC Capital Partners plc | 14.65 | 1.18 | 8.72% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Nov 04, 2026