Affin Bank Bhd.(MY:5185)
RM1.980.00 (0.00%)
MY:5185
Affin Bank Bhd. financials statements
RM1.98
At close:0.00 (0.00%)
Affin Bank Bhd. (5185) Ratios
Affin Bank Bhd. Ratios
MY:5185's free cash flow for Q2 2026 was RM1.57B. For the 2026 fiscal year, MY:5185's free cash flow was decreased by RM-27.93M and operating cash flow was RM1.60B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.43 | 0.08 | 0.13 | 0.12 | 0.15 |
| Quick Ratio | 0.43 | 0.08 | 0.13 | 0.12 | 0.15 |
| Cash Ratio | 0.41 | 0.06 | 0.10 | 0.10 | 0.12 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 |
| Operating Cash Flow Ratio | -0.02 | -0.00 | 0.02 | 0.04 | 0.06 |
| Short-Term Operating Cash Flow Coverage | -0.02 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | RM -104.60B | RM -93.15B | RM -83.76B | RM -71.32B | RM -59.30B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.23 | 0.03 | 0.03 | 0.03 | 0.04 |
| Debt-to-Equity Ratio | 2.29 | 0.33 | 0.30 | 0.24 | 0.34 |
| Debt-to-Capital Ratio | 0.70 | 0.25 | 0.23 | 0.20 | 0.25 |
| Long-Term Debt-to-Capital Ratio | 0.47 | 0.25 | 0.23 | 0.20 | 0.25 |
| Financial Leverage Ratio | 10.15 | 9.64 | 9.47 | 8.48 | 7.93 |
| Debt Service Coverage Ratio | 0.03 | 0.29 | 0.27 | 0.17 | 0.68 |
| Interest Coverage Ratio | 0.37 | 0.33 | 0.28 | 0.23 | 0.67 |
| Debt to Market Cap | 4.70 | 0.58 | 0.73 | 0.64 | 0.97 |
| Interest Debt Per Share | 11.88 | 2.51 | 2.25 | 1.71 | 1.97 |
| Net Debt to EBITDA | 23.54 | -1.38 | -7.62 | -12.44 | -6.84 |
| Profitability Margins | |||||
| Gross Profit Margin | 53.38% | 51.00% | 50.88% | 66.85% | 69.60% |
| EBIT Margin | 16.68% | 15.94% | 13.76% | 7.70% | 20.50% |
| EBITDA Margin | 19.70% | 18.78% | 16.62% | 10.80% | 24.45% |
| Operating Profit Margin | 16.68% | 15.94% | 13.76% | 7.70% | 20.50% |
| Pretax Profit Margin | 16.68% | 15.94% | 13.76% | 7.70% | 20.50% |
| Net Profit Margin | 11.91% | 11.48% | 10.58% | 37.93% | 20.43% |
| Continuous Operations Profit Margin | 10.75% | 11.48% | 10.58% | 2.51% | 16.81% |
| Net Income Per EBT | 71.39% | 72.02% | 76.92% | 492.30% | 99.64% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.44% | 0.46% | 0.38% | 1.31% | 0.67% |
| Return on Equity (ROE) | 4.42% | 4.39% | 3.62% | 11.09% | 5.33% |
| Return on Capital Employed (ROCE) | 0.71% | 2.56% | 2.10% | 1.14% | 3.43% |
| Return on Invested Capital (ROIC) | 0.39% | 1.84% | 1.62% | 0.37% | 2.81% |
| Return on Tangible Assets | 0.44% | 0.46% | 0.38% | 1.32% | 0.68% |
| Earnings Yield | 9.07% | 7.69% | 8.79% | 29.11% | 15.32% |
| Efficiency Ratios | |||||
| Receivables Turnover | 18.29 | 2.30 | 1.83 | 2.36 | 1.73 |
| Payables Turnover | 2.54 | 2.30 | 5.31 | 1.45 | 0.62 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 2.91 | 3.10 | 2.64 | 2.28 | 2.32 |
| Asset Turnover | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 |
| Working Capital Turnover Ratio | -0.10 | -0.06 | -0.06 | -0.05 | -0.05 |
| Cash Conversion Cycle | -123.82 | 0.13 | 131.00 | -96.70 | -374.51 |
| Days of Sales Outstanding | 19.96 | 158.49 | 199.77 | 154.95 | 210.68 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 143.77 | 158.36 | 68.76 | 251.66 | 585.19 |
| Operating Cycle | 19.96 | 158.49 | 199.77 | 154.95 | 210.68 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | -0.16 | -0.04 | 0.64 | 1.21 | 1.91 |
| Free Cash Flow Per Share | -0.25 | -0.16 | 0.56 | 1.07 | 1.79 |
| Dividend Paid and CapEx Coverage Ratio | -1.79 | -0.28 | 6.26 | 3.27 | 11.70 |
| Capital Expenditure Coverage Ratio | -1.79 | -0.30 | 7.97 | 8.81 | 14.84 |
| Operating Cash Flow Coverage Ratio | -0.01 | -0.02 | 0.44 | 0.98 | 1.20 |
| Operating Cash Flow to Sales Ratio | -0.09 | -0.02 | 0.39 | 0.82 | 1.56 |
| Free Cash Flow Yield | -10.80% | -5.82% | 28.47% | 55.64% | 108.89% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 10.68 | 13.14 | 10.98 | 3.43 | 9.11 |
| Price-to-Sales (P/S) Ratio | 1.31 | 1.49 | 1.20 | 1.30 | 1.33 |
| Price-to-Book (P/B) Ratio | 0.49 | 0.57 | 0.41 | 0.38 | 0.35 |
| Price-to-Free Cash Flow (P/FCF) Ratio | -9.26 | -17.19 | 3.51 | 1.80 | 0.92 |
| Price-to-Operating Cash Flow Ratio | -14.42 | -74.77 | 3.07 | 1.59 | 0.86 |
| Price-to-Earnings Growth (PEG) Ratio | 2.24 | 0.77 | -0.16 | 0.02 | 0.17 |
| Enterprise Value Multiple | 30.21 | 6.56 | -0.38 | -0.37 | -1.38 |
| Enterprise Value | 27.00B | 5.47B | -238.48M | -125.10M | -872.76M |
| EV to EBITDA | 30.21 | 6.56 | -0.38 | -0.37 | -1.38 |
| EV to Sales | 5.95 | 1.23 | -0.06 | -0.04 | -0.34 |
| EV to Free Cash Flow | -41.97 | -14.19 | -0.18 | -0.06 | -0.23 |
| EV to Operating Cash Flow | -65.39 | -61.74 | -0.16 | -0.05 | -0.22 |
| Tangible Book Value Per Share | 4.51 | 4.51 | 4.50 | 4.74 | 4.31 |
| Shareholders’ Equity Per Share | 4.82 | 4.83 | 4.78 | 5.04 | 4.71 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.36 | 0.28 | 0.23 | 0.67 | 0.18 |
| Revenue Per Share | 1.79 | 1.85 | 1.64 | 1.47 | 1.23 |
| Net Income Per Share | 0.21 | 0.21 | 0.17 | 0.56 | 0.25 |
| Tax Burden | 0.71 | 0.72 | 0.77 | 4.92 | 1.00 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.11 | 0.04 | 0.05 | 0.06 | 0.06 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | -0.76 | -0.13 | 2.88 | 1.85 | 5.71 |
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