Public Bank Bhd(MY:1295)
RM4.53-0.15 (-3.21%)
MY:1295
Public Bank Bhd financials statements
RM4.53
At close:-0.15 (-3.21%)
Public Bank Bhd (1295) Ratios
Public Bank Bhd Ratios
MY:1295's free cash flow for Q3 2026 was RM4.06B. For the 2026 fiscal year, MY:1295's free cash flow was decreased by RM-57.22M and operating cash flow was RM4.11B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.05 | 0.06 | 0.00 | 17.69 | 15.77 |
| Quick Ratio | 0.05 | 0.06 | 0.00 | 17.69 | 15.77 |
| Cash Ratio | 0.05 | 0.05 | 0.00 | 16.07 | 14.06 |
| Solvency Ratio | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.01 | 0.02 | 0.00 | 4.83 | 4.55 |
| Short-Term Operating Cash Flow Coverage | 0.19 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | RM -477.94B | RM -456.86B | RM -444.66B | RM -408.19B | RM -390.25B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.02 | 0.02 | 0.06 | 0.03 | 0.03 |
| Debt-to-Equity Ratio | 0.23 | 0.17 | 0.60 | 0.26 | 0.24 |
| Debt-to-Capital Ratio | 0.18 | 0.14 | 0.37 | 0.20 | 0.20 |
| Long-Term Debt-to-Capital Ratio | 0.26 | 0.17 | 0.00 | 0.00 | 0.00 |
| Financial Leverage Ratio | 9.37 | 9.47 | 9.34 | 9.83 | 9.61 |
| Debt Service Coverage Ratio | 0.28 | 0.78 | -0.21 | -0.46 | -0.32 |
| Interest Coverage Ratio | 1.02 | 0.97 | 0.95 | 1.52 | 1.41 |
| Debt to Market Cap | 0.45 | 0.26 | 0.00 | 0.00 | 0.00 |
| Interest Debt Per Share | 1.18 | 0.97 | 2.15 | 0.96 | 0.87 |
| Net Debt to EBITDA | -0.78 | -1.47 | 3043.21 | 0.00 | 0.00 |
| Profitability Margins | |||||
| Gross Profit Margin | 61.82% | 99.79% | 178.61% | 100.00% | 100.00% |
| EBIT Margin | 39.08% | 63.62% | -2.81% | -2.80% | -2.93% |
| EBITDA Margin | 40.60% | 66.02% | 0.04% | 0.00% | 0.00% |
| Operating Profit Margin | 39.14% | 65.40% | 65.91% | 65.37% | 58.14% |
| Pretax Profit Margin | 39.14% | 63.62% | 65.94% | 65.74% | 58.73% |
| Net Profit Margin | 29.67% | 50.91% | 51.35% | 45.56% | 45.10% |
| Continuous Operations Profit Margin | 30.37% | 49.99% | 51.40% | 45.93% | 45.68% |
| Net Income Per EBT | 75.82% | 80.02% | 77.87% | 69.30% | 76.79% |
| EBT Per EBIT | 100.00% | 97.27% | 100.06% | 100.57% | 101.01% |
| Return on Assets (ROA) | 1.29% | 1.32% | 1.30% | 1.24% | 1.22% |
| Return on Equity (ROE) | 12.05% | 12.47% | 12.16% | 12.20% | 11.74% |
| Return on Capital Employed (ROCE) | 10.08% | 10.09% | 1.67% | 1.79% | 1.58% |
| Return on Invested Capital (ROIC) | 6.53% | 7.93% | 1.11% | 5.25% | 5.38% |
| Return on Tangible Assets | 1.29% | 1.32% | 1.31% | 1.25% | 1.23% |
| Earnings Yield | 8.24% | 15.85% | 8.65% | 7.53% | 7.21% |
| Efficiency Ratios | |||||
| Receivables Turnover | 234.63 | 4.34 | 0.00 | 0.00 | 5.01 |
| Payables Turnover | 3.26 | 2.85 | -3.17 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 9.64 | 5.62 | 5.18 | 5.41 | 4.87 |
| Asset Turnover | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 |
| Working Capital Turnover Ratio | -0.06 | -0.03 | 0.63 | 0.50 | 0.56 |
| Cash Conversion Cycle | -110.29 | -44.05 | 115.11 | 0.00 | 72.90 |
| Days of Sales Outstanding | 1.56 | 84.12 | 0.00 | 0.00 | 72.90 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 111.85 | 128.17 | -115.11 | 0.00 | 0.00 |
| Operating Cycle | 1.56 | 84.12 | 0.00 | 0.00 | 72.90 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.18 | 0.43 | -0.15 | 0.47 | 0.34 |
| Free Cash Flow Per Share | 0.17 | 0.42 | -0.16 | 0.46 | 0.34 |
| Dividend Paid and CapEx Coverage Ratio | 0.77 | 2.03 | -0.94 | 2.29 | 1.62 |
| Capital Expenditure Coverage Ratio | 13.30 | 45.04 | -9.19 | 49.21 | 46.60 |
| Operating Cash Flow Coverage Ratio | 0.26 | 0.87 | -0.09 | 0.71 | 0.57 |
| Operating Cash Flow to Sales Ratio | 0.15 | 0.59 | -0.22 | 0.68 | 0.53 |
| Free Cash Flow Yield | 3.74% | 17.90% | -4.09% | 11.04% | 8.31% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 12.27 | 6.28 | 11.57 | 13.29 | 13.86 |
| Price-to-Sales (P/S) Ratio | 3.60 | 3.21 | 5.94 | 6.05 | 6.25 |
| Price-to-Book (P/B) Ratio | 1.46 | 0.79 | 1.41 | 1.62 | 1.63 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 26.72 | 5.59 | -24.46 | 9.06 | 12.03 |
| Price-to-Operating Cash Flow Ratio | 24.71 | 5.46 | -27.12 | 8.87 | 11.77 |
| Price-to-Earnings Growth (PEG) Ratio | 0.00 | 0.71 | 1.85 | 1.28 | 0.31 |
| Enterprise Value Multiple | 8.09 | 3.40 | 19625.23 | 0.00 | 0.00 |
| Enterprise Value | 79.97B | 31.47B | 91.02B | 63.77B | 69.62B |
| EV to EBITDA | 8.09 | 3.40 | 19625.23 | 0.00 | 0.00 |
| EV to Sales | 3.28 | 2.24 | 7.03 | 4.75 | 5.55 |
| EV to Free Cash Flow | 24.37 | 3.90 | -28.95 | 7.10 | 10.68 |
| EV to Operating Cash Flow | 22.54 | 3.81 | -32.10 | 6.96 | 10.45 |
| Tangible Book Value Per Share | 3.07 | 2.93 | 2.77 | 2.52 | 2.42 |
| Shareholders’ Equity Per Share | 3.10 | 2.95 | 2.82 | 2.59 | 2.48 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.21 | 0.22 | 0.30 | 0.22 |
| Revenue Per Share | 1.26 | 0.72 | 0.67 | 0.69 | 0.65 |
| Net Income Per Share | 0.37 | 0.37 | 0.34 | 0.32 | 0.29 |
| Tax Burden | 0.76 | 0.80 | 0.78 | 0.69 | 0.77 |
| Interest Burden | 1.00 | 1.00 | -23.50 | -23.47 | -20.02 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.02 | 0.03 | 0.02 | 0.02 | 0.02 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.49 | 0.92 | -0.33 | 1.04 | 0.90 |
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