UniCredit SpA (UCGN) Ratios
UniCredit SpA Ratios
MX:UCGN's free cash flow for Q2 2026 was $0.00. For the 2026 fiscal year, MX:UCGN's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.24 | 0.12 | 0.12 | 94.62 | 149.05 |
| Quick Ratio | 0.24 | 0.12 | 0.40 | 200.85 | 320.01 |
| Cash Ratio | 0.07 | 0.11 | 0.15 | 90.46 | 143.98 |
| Solvency Ratio | 0.01 | 0.02 | 0.02 | 0.01 | 0.00 |
| Operating Cash Flow Ratio | 0.02 | -0.01 | -0.08 | 6.92 | -6.67 |
| Short-Term Operating Cash Flow Coverage | 0.18 | -0.11 | 0.00 | 0.00 | -0.15 |
| Net Current Asset Value | $ -676.27B | $ -661.51B | $ -659.73B | $ -653.86B | $ -686.60B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.23 | 0.16 | 0.16 | 0.13 | 0.31 |
| Debt-to-Equity Ratio | 2.98 | 1.97 | 1.91 | 1.82 | 4.61 |
| Debt-to-Capital Ratio | 0.75 | 0.66 | 0.66 | 0.65 | 0.82 |
| Long-Term Debt-to-Capital Ratio | 0.67 | 0.66 | 0.66 | 0.64 | 0.79 |
| Financial Leverage Ratio | 12.85 | 12.56 | 12.25 | 13.54 | 14.74 |
| Debt Service Coverage Ratio | 0.18 | 0.13 | 0.57 | 1.36 | 0.07 |
| Interest Coverage Ratio | 0.00 | 0.64 | 0.59 | 1.28 | 0.49 |
| Debt to Market Cap | 1.77 | 2.85 | 2.91 | 4.14 | 9.47 |
| Interest Debt Per Share | 126.28 | 84.39 | 82.98 | 58.55 | 130.61 |
| Net Debt to EBITDA | 11.96 | 4.83 | 3.84 | -2.19 | 38.02 |
| Profitability Margins | |||||
| Gross Profit Margin | 97.18% | 56.86% | 56.44% | 78.64% | 83.79% |
| EBIT Margin | 58.29% | 27.51% | 25.49% | 27.25% | 7.98% |
| EBITDA Margin | 58.29% | 30.30% | 29.10% | 32.12% | 14.67% |
| Operating Profit Margin | 58.29% | 27.51% | 25.49% | 27.25% | 7.98% |
| Pretax Profit Margin | 58.29% | 27.51% | 25.49% | 27.25% | 7.98% |
| Net Profit Margin | 46.97% | 20.79% | 21.16% | 24.14% | 9.41% |
| Continuous Operations Profit Margin | 47.24% | 20.91% | 21.22% | 24.19% | 9.52% |
| Net Income Per EBT | 80.59% | 75.58% | 83.02% | 88.60% | 117.82% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.27% | 1.24% | 1.21% | 0.75% | 0.23% |
| Return on Equity (ROE) | 16.28% | 15.57% | 14.84% | 10.20% | 3.37% |
| Return on Capital Employed (ROCE) | 3.94% | 4.45% | 3.99% | 0.85% | 0.19% |
| Return on Invested Capital (ROIC) | 2.71% | 2.77% | -4.61% | 1.84% | 0.39% |
| Return on Tangible Assets | 1.27% | 1.24% | 1.21% | 0.75% | 0.23% |
| Earnings Yield | 9.72% | 14.90% | 22.60% | 23.52% | 6.97% |
| Efficiency Ratios | |||||
| Receivables Turnover | 2.58 | 8.76 | 34.67 | 22.22 | 28.28 |
| Payables Turnover | 0.56 | 17.60 | 16.07 | 3.85 | 2.67 |
| Inventory Turnover | 0.00 | 0.00 | -0.14 | -0.04 | -0.02 |
| Fixed Asset Turnover | 2.66 | 6.29 | 6.22 | 3.23 | 2.81 |
| Asset Turnover | 0.03 | 0.06 | 0.06 | 0.03 | 0.02 |
| Working Capital Turnover Ratio | -0.06 | -0.11 | -0.30 | 0.17 | -0.31 |
| Cash Conversion Cycle | -510.30 | 20.95 | -2553.37 | -10146.16 | -19593.82 |
| Days of Sales Outstanding | 141.41 | 41.69 | 10.53 | 16.43 | 12.91 |
| Days of Inventory Outstanding | 0.00 | 0.00 | -2541.18 | -10067.80 | -19469.80 |
| Days of Payables Outstanding | 651.71 | 20.74 | 22.72 | 94.78 | 136.93 |
| Operating Cycle | 141.41 | 41.69 | -2530.65 | -10051.38 | -19456.89 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 6.87 | -4.18 | -24.02 | 4.96 | -3.39 |
| Free Cash Flow Per Share | 6.42 | -4.92 | -24.36 | 4.39 | -3.94 |
| Dividend Paid and CapEx Coverage Ratio | 1.92 | -1.14 | -13.58 | 3.57 | -3.74 |
| Capital Expenditure Coverage Ratio | 15.29 | -5.66 | -69.83 | 8.77 | -6.08 |
| Operating Cash Flow Coverage Ratio | 0.05 | -0.06 | -0.34 | 0.09 | -0.03 |
| Operating Cash Flow to Sales Ratio | 0.47 | -0.15 | -0.92 | 0.38 | -0.34 |
| Free Cash Flow Yield | 9.05% | -12.76% | -99.15% | 33.11% | -29.11% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 10.29 | 6.60 | 4.43 | 4.25 | 14.35 |
| Price-to-Sales (P/S) Ratio | 4.83 | 1.40 | 0.94 | 1.03 | 1.35 |
| Price-to-Book (P/B) Ratio | 1.68 | 1.04 | 0.66 | 0.43 | 0.48 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 11.04 | -7.84 | -1.01 | 3.02 | -3.43 |
| Price-to-Operating Cash Flow Ratio | 10.32 | -9.22 | -1.02 | 2.68 | -4.00 |
| Price-to-Earnings Growth (PEG) Ratio | 0.57 | 0.46 | 0.07 | 0.02 | -0.08 |
| Enterprise Value Multiple | 20.25 | 9.43 | 7.06 | 1.01 | 47.22 |
| Enterprise Value | 277.00B | 133.65B | 92.26B | 8.68B | 154.37B |
| EV to EBITDA | 20.25 | 9.43 | 7.06 | 1.01 | 47.22 |
| EV to Sales | 11.80 | 2.86 | 2.05 | 0.32 | 6.93 |
| EV to Free Cash Flow | 26.97 | -16.05 | -2.21 | 0.95 | -17.63 |
| EV to Operating Cash Flow | 25.20 | -18.89 | -2.24 | 0.85 | -20.53 |
| Tangible Book Value Per Share | 40.74 | 35.80 | 36.19 | 29.55 | 26.95 |
| Shareholders’ Equity Per Share | 42.33 | 36.88 | 37.42 | 30.61 | 27.99 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.19 | 0.24 | 0.17 | 0.11 | -0.19 |
| Revenue Per Share | 14.67 | 27.61 | 26.24 | 12.93 | 10.03 |
| Net Income Per Share | 6.89 | 5.74 | 5.55 | 3.12 | 0.94 |
| Tax Burden | 0.81 | 0.76 | 0.83 | 0.89 | 1.18 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.25 | 0.05 | 0.05 | 0.09 | 0.11 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.01 | -0.73 | -4.31 | 1.59 | -4.79 |
Currency in EUR