Principal Financial (PFG) Stock Price & Analysis
PFG Stock Chart & Stats
- Day’s Range
- N/A
- 52-Week Range
- N/A
- Previous Close
- N/A
- Volume
- N/A
- Average Volume (3M)
- N/A
- Market Cap
- MXN 445.37B
- Enterprise Value
- MXN 29.25B
- Total Cash (Recent Filing)
- MXN 4.45B
- Total Debt (Recent Filing)
- MXN 4.50B
- Price to Earnings (P/E)
- 12.4
- Beta
- 0.00
- Next Earnings
- Feb 10, 2027 (Est.)
- EPS Estimate
- 45.39
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- N/A
Bulls Say, Bears Say
Bulls Say
Strong Cash Generation
Principal is converting reported earnings into substantial cash, providing internally generated funding for investment, dividends, buybacks, and resilience. The close relationship between free cash flow and net income supports the durability of its earnings quality, although debt coverage remains less robust.
Retirement Ecosystem Growth
Growth in recurring deposits, participant engagement, and roll-ins strengthens Principal’s workplace-retirement franchise and can build recurring fee revenue over time. Increasing assets and customer participation also deepen relationships with employers and participants, supporting retention and cross-selling.
Capital Strength And Returns
Healthy returns on equity, strong free-capital conversion, and a substantial capital buffer give Principal flexibility to support regulated operations and return capital to shareholders. This combination indicates a business generating attractive returns while retaining capacity to absorb operating variability.
Bears Say
Revenue Volatility
The sharp trailing revenue decline and history of substantial year-to-year swings make Principal’s earnings base less predictable than its profitability alone suggests. Revenue volatility can affect fee income, investment results, and management’s ability to sustain growth through changing business conditions.
Active Equity Outflows
Persistent outflows from active equity strategies can reduce assets under management and recurring fee revenue, while also weakening the scale economics of the investment-management platform. Continued pressure would make growth more dependent on other businesses and positive market movements.
Beam Integration Headwind
Beam expands Principal’s small-business offering but currently reduces earnings while policies are repapered onto Principal’s platforms and networks. Until integration benefits emerge, the acquisition adds execution risk and can dilute near-term profitability within an otherwise improving benefits franchise.
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Principal Financial Stock Smart Score
Company Description
Principal Financial
Principal Financial Group, Inc. engages in the investment management offering business. It offers financial products and services to businesses, individuals, and institutional clients. It operates its business through the following segments: Retirement and Income Solutions, Principal Asset Management, and Benefits and Protection. The Retirement and Income Solutions Segment offers a comprehensive portfolio of products and services for retirement savings along with select products for retirement income. The Principal Asset Management segment provides global investment solutions to institutional, retirement, retail and high net worth investors in the U.S. and select emerging markets. The Benefits and Protection segment includes selling individual life insurance products. The company was founded by Edward A. Temple in 1879 and is headquartered in Des Moines, IA.
- Sector
- Financial
- Industry
- Asset Management
- CEO
- Deanna Dawnette Strable-Soethout
- Employees
- 19,700
- Website
- www.principal.com
- Address
- 711 High Street, Des Moines, IA, 50392, US
Principal Financial (PFG) Earnings & Revenues
PFG Company Deck
PFG Earnings Call
Earnings Call SentimentPositive
The call was predominantly positive. Principal reported 12% year-to-date EPS growth at the high end of its target, strong capital generation and shareholder returns, growth across retirement, SMB, international pension, life, private markets, and ETFs, and a healthy capital position. The main challenges were negative company net cash flow driven by active equity outflows, investment management earnings pressure, a modest Beam earnings drag, claims volatility in individual disability, and increased caution among small and mid-sized businesses.
View all MX:PFG earnings summariesPFG Net sales Breakdown
- 52.36% Retirement and Income Solutions
- 17.99% Principal Asset Management
- 31.78% Benefits and Protection
- 0.65% Corporate
- 0.26% Net realized capital gains (losses), net of related revenue adjustments
- -2.33% Revenues from exited business
- -0.44% Adjustments related to equity method investments
- -0.26% Market risk benefit derivative settlements
