Bank OZK (OZK) Ratios
Bank OZK Ratios
MX:OZK's free cash flow for Q3 2026 was $0.00. For the 2026 fiscal year, MX:OZK's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.80 | 0.11 | 0.20 | 0.21 | 0.30 |
| Quick Ratio | 0.80 | 0.11 | 0.20 | 0.21 | 0.30 |
| Cash Ratio | 0.00 | 0.09 | 0.08 | 0.05 | 0.10 |
| Solvency Ratio | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 |
| Operating Cash Flow Ratio | 0.22 | 0.03 | 0.03 | 0.04 | 0.03 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 86.38 |
| Net Current Asset Value | $ -31.59B | $ -29.03B | $ -23.53B | $ -18.32B | $ -15.64B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.01 | 0.02 | 0.04 | 0.04 | 0.05 |
| Debt-to-Equity Ratio | 0.08 | 0.15 | 0.25 | 0.23 | 0.25 |
| Debt-to-Capital Ratio | 0.07 | 0.13 | 0.20 | 0.19 | 0.20 |
| Long-Term Debt-to-Capital Ratio | 0.07 | 0.13 | 0.20 | 0.19 | 0.20 |
| Financial Leverage Ratio | 6.65 | 6.71 | 6.66 | 5.90 | 5.49 |
| Debt Service Coverage Ratio | 0.78 | 0.72 | 1.10 | 5.00 | 7.09 |
| Interest Coverage Ratio | 0.87 | 0.83 | 1.26 | 5.83 | 9.23 |
| Debt to Market Cap | 0.09 | 0.17 | 0.22 | 0.22 | 0.20 |
| Interest Debt Per Share | 13.97 | 17.59 | 17.15 | 9.97 | 10.16 |
| Net Debt to EBITDA | 0.44 | -1.86 | -0.94 | 0.05 | -1.04 |
| Profitability Margins | |||||
| Gross Profit Margin | 55.43% | 53.45% | 62.05% | 84.98% | 99.69% |
| EBIT Margin | 33.30% | 33.57% | 38.52% | 52.26% | 63.44% |
| EBITDA Margin | 37.77% | 36.79% | 41.36% | 56.28% | 67.07% |
| Operating Profit Margin | 33.30% | 33.57% | 38.52% | 52.26% | 63.44% |
| Pretax Profit Margin | 33.30% | 33.57% | 38.52% | 52.26% | 63.44% |
| Net Profit Margin | 25.50% | 25.83% | 30.69% | 40.86% | 48.78% |
| Continuous Operations Profit Margin | 25.50% | 25.83% | 30.69% | 40.86% | 48.79% |
| Net Income Per EBT | 76.58% | 76.93% | 79.67% | 78.19% | 76.90% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.75% | 1.87% | 2.02% | 2.04% | 2.18% |
| Return on Equity (ROE) | 11.67% | 12.56% | 13.44% | 12.03% | 11.97% |
| Return on Capital Employed (ROCE) | 2.53% | 12.91% | 12.69% | 12.18% | 12.29% |
| Return on Invested Capital (ROIC) | -93.35% | 9.93% | 10.11% | 9.52% | 9.44% |
| Return on Tangible Assets | 1.78% | 1.91% | 2.06% | 2.09% | 2.24% |
| Earnings Yield | 14.08% | 14.16% | 12.13% | 11.71% | 9.64% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 15.94 | 13.23 | 11.03 | 14.30 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.89 | 0.02 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 3.04 | 3.75 | 3.33 | 2.04 | 1.71 |
| Asset Turnover | 0.07 | 0.07 | 0.07 | 0.05 | 0.04 |
| Working Capital Turnover Ratio | -0.20 | -0.11 | -0.12 | -0.09 | -0.08 |
| Cash Conversion Cycle | 0.00 | 22.90 | 27.59 | -378.65 | -18663.59 |
| Days of Sales Outstanding | 0.00 | 22.90 | 27.59 | 33.08 | 25.53 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 411.73 | 18689.12 |
| Operating Cycle | 0.00 | 22.90 | 27.59 | 33.08 | 25.53 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 7.59 | 7.34 | 7.70 | 6.36 | 4.09 |
| Free Cash Flow Per Share | 6.63 | 6.50 | 7.45 | 6.11 | 3.83 |
| Dividend Paid and CapEx Coverage Ratio | 2.63 | 2.87 | 4.23 | 3.85 | 2.93 |
| Capital Expenditure Coverage Ratio | 7.90 | 8.73 | 30.25 | 25.62 | 15.57 |
| Operating Cash Flow Coverage Ratio | 1.81 | 0.94 | 0.69 | 0.71 | 0.43 |
| Operating Cash Flow to Sales Ratio | 0.30 | 0.30 | 0.39 | 0.55 | 0.45 |
| Free Cash Flow Yield | 14.40% | 14.60% | 14.97% | 15.26% | 8.23% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 7.41 | 7.23 | 8.24 | 8.54 | 10.37 |
| Price-to-Sales (P/S) Ratio | 1.81 | 1.82 | 2.53 | 3.49 | 5.06 |
| Price-to-Book (P/B) Ratio | 0.83 | 0.89 | 1.11 | 1.03 | 1.24 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 6.94 | 6.85 | 6.68 | 6.55 | 12.15 |
| Price-to-Operating Cash Flow Ratio | 6.06 | 6.06 | 6.46 | 6.30 | 11.37 |
| Price-to-Earnings Growth (PEG) Ratio | 9.13 | 1.58 | 0.28 | 6.39 | 0.11 |
| Enterprise Value Multiple | 5.23 | 3.10 | 5.18 | 6.25 | 6.51 |
| Enterprise Value | 5.54B | 3.16B | 4.82B | 4.86B | 5.18B |
| EV to EBITDA | 5.23 | 3.10 | 5.18 | 6.25 | 6.51 |
| EV to Sales | 1.98 | 1.14 | 2.14 | 3.52 | 4.37 |
| EV to Free Cash Flow | 7.58 | 4.28 | 5.65 | 6.61 | 10.48 |
| EV to Operating Cash Flow | 6.62 | 3.79 | 5.47 | 6.35 | 9.81 |
| Tangible Book Value Per Share | 49.55 | 44.40 | 39.13 | 33.48 | 32.31 |
| Shareholders’ Equity Per Share | 55.53 | 50.21 | 44.90 | 38.99 | 37.47 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.23 | 0.23 | 0.20 | 0.22 | 0.23 |
| Revenue Per Share | 25.42 | 24.41 | 19.66 | 11.48 | 9.20 |
| Net Income Per Share | 6.48 | 6.31 | 6.04 | 4.69 | 4.49 |
| Tax Burden | 0.77 | 0.77 | 0.80 | 0.78 | 0.77 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.14 | 0.12 | 0.13 | 0.17 | 0.19 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 1.17 | 1.16 | 1.28 | 1.36 | 0.91 |
Currency in USD