Old Republic International (ORI) Ratios
Old Republic International Ratios
MX:ORI's free cash flow for Q3 2026 was $-481.10M. For the 2026 fiscal year, MX:ORI's free cash flow was increased by $0.00 and operating cash flow was $-481.10M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 3.40 | 6.50 | 0.00 | 0.00 | 0.00 |
| Quick Ratio | 3.40 | 6.50 | 0.00 | 0.00 | 0.00 |
| Cash Ratio | 0.06 | 0.06 | 0.00 | 0.00 | 0.00 |
| Solvency Ratio | 0.04 | 0.04 | 0.03 | 0.04 | 0.08 |
| Operating Cash Flow Ratio | 0.28 | 0.34 | 0.00 | 0.00 | 0.00 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 2.20 | 2.93 | 0.83 |
| Net Current Asset Value | $ -9.63B | $ 1.41B | $ -20.09B | $ 1.23B | $ 34.80M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.05 | 0.06 | 0.06 | 0.06 | 0.06 |
| Debt-to-Equity Ratio | 0.27 | 0.28 | 0.25 | 0.26 | 0.23 |
| Debt-to-Capital Ratio | 0.21 | 0.22 | 0.20 | 0.21 | 0.19 |
| Long-Term Debt-to-Capital Ratio | 0.21 | 0.22 | 0.16 | 0.16 | 0.19 |
| Financial Leverage Ratio | 5.05 | 4.96 | 4.13 | 4.08 | 3.62 |
| Debt Service Coverage Ratio | 14.19 | 12.03 | 1.42 | 1.62 | 0.97 |
| Interest Coverage Ratio | 16.88 | 13.84 | 10.60 | 12.85 | 34.20 |
| Debt to Market Cap | 0.14 | 0.17 | 0.19 | 0.22 | 0.43 |
| Interest Debt Per Share | 6.81 | 6.45 | 5.88 | 5.51 | 5.45 |
| Net Debt to EBITDA | 1.07 | 1.21 | 1.70 | 1.64 | 0.72 |
| Profitability Margins | |||||
| Gross Profit Margin | 50.35% | 63.26% | 64.45% | 69.97% | 74.33% |
| EBIT Margin | 13.61% | 13.93% | 11.27% | 11.43% | 21.18% |
| EBITDA Margin | 13.61% | 13.93% | 11.27% | 11.43% | 21.18% |
| Operating Profit Margin | 13.02% | 12.99% | 10.30% | 10.60% | 20.57% |
| Pretax Profit Margin | 13.03% | 13.00% | 10.30% | 10.61% | 20.58% |
| Net Profit Margin | 10.30% | 10.36% | 8.25% | 8.49% | 16.42% |
| Continuous Operations Profit Margin | 10.36% | 10.36% | 8.25% | 8.49% | 16.43% |
| Net Income Per EBT | 79.08% | 79.71% | 80.09% | 80.06% | 79.82% |
| EBT Per EBIT | 100.04% | 100.01% | 100.01% | 100.04% | 100.01% |
| Return on Assets (ROA) | 3.13% | 3.06% | 2.26% | 2.73% | 6.14% |
| Return on Equity (ROE) | 15.83% | 15.18% | 9.34% | 11.13% | 22.26% |
| Return on Capital Employed (ROCE) | 4.61% | 4.42% | 2.82% | 3.41% | 7.69% |
| Return on Invested Capital (ROIC) | 3.67% | 3.52% | 149.84% | 1.88% | 7.78% |
| Return on Tangible Assets | 3.20% | 3.12% | 2.26% | 2.77% | 6.14% |
| Earnings Yield | 8.41% | 9.12% | 7.21% | 9.42% | 20.67% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.91 | 0.91 | 0.98 | 1.20 | 1.39 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | -0.55 | -0.63 |
| Fixed Asset Turnover | 0.00 | 0.00 | 0.00 | -11.93 | 2.02 |
| Asset Turnover | 0.30 | 0.30 | 0.27 | 0.32 | 0.37 |
| Working Capital Turnover Ratio | 0.60 | 0.43 | 0.72 | 0.42 | 1.03 |
| Cash Conversion Cycle | 399.09 | 399.75 | 370.94 | -354.03 | -319.14 |
| Days of Sales Outstanding | 399.09 | 399.75 | 370.94 | 305.34 | 262.72 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | -659.37 | -581.87 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 399.09 | 399.75 | 370.94 | -354.03 | -319.14 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 4.78 | 4.77 | 3.12 | 3.88 | 4.34 |
| Free Cash Flow Per Share | 4.78 | 4.77 | 3.12 | 3.88 | 4.34 |
| Dividend Paid and CapEx Coverage Ratio | 1.49 | 4.51 | 3.20 | 2.02 | 1.29 |
| Capital Expenditure Coverage Ratio | 0.00 | 685.22 | 0.00 | 0.00 | 0.00 |
| Operating Cash Flow Coverage Ratio | 0.73 | 0.78 | 0.55 | 0.73 | 0.83 |
| Operating Cash Flow to Sales Ratio | 0.13 | 0.15 | 0.12 | 0.14 | 0.14 |
| Free Cash Flow Yield | 10.46% | 13.19% | 10.61% | 16.07% | 17.67% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 11.89 | 10.97 | 13.87 | 10.61 | 4.84 |
| Price-to-Sales (P/S) Ratio | 1.22 | 1.14 | 1.14 | 0.90 | 0.79 |
| Price-to-Book (P/B) Ratio | 1.88 | 1.66 | 1.29 | 1.18 | 1.08 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 9.56 | 7.58 | 9.43 | 6.22 | 5.66 |
| Price-to-Operating Cash Flow Ratio | 9.56 | 7.58 | 9.43 | 6.22 | 5.66 |
| Price-to-Earnings Growth (PEG) Ratio | 0.73 | 0.20 | -1.98 | -0.19 | 0.03 |
| Enterprise Value Multiple | 10.07 | 9.36 | 11.85 | 9.52 | 4.47 |
| Enterprise Value | 12.45B | 10.74B | 9.69B | 8.80B | 8.85B |
| EV to EBITDA | 10.07 | 9.36 | 11.85 | 9.52 | 4.47 |
| EV to Sales | 1.37 | 1.30 | 1.34 | 1.09 | 0.95 |
| EV to Free Cash Flow | 10.70 | 8.71 | 11.01 | 7.52 | 6.75 |
| EV to Operating Cash Flow | 10.70 | 8.71 | 11.01 | 7.52 | 6.75 |
| Tangible Book Value Per Share | 21.71 | 19.69 | 22.70 | 19.26 | 21.67 |
| Shareholders’ Equity Per Share | 24.26 | 21.75 | 22.70 | 20.44 | 22.83 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 |
| Revenue Per Share | 37.28 | 31.86 | 25.71 | 26.79 | 30.94 |
| Net Income Per Share | 3.84 | 3.30 | 2.12 | 2.28 | 5.08 |
| Tax Burden | 0.79 | 0.80 | 0.80 | 0.80 | 0.80 |
| Interest Burden | 0.96 | 0.93 | 0.91 | 0.93 | 0.97 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.24 | 1.45 | 1.47 | 1.71 | 0.85 |
Currency in USD