OneMain Holdings (OMF) Ratios
OneMain Holdings Ratios
MX:OMF's free cash flow for Q3 2026 was $808.00M. For the 2026 fiscal year, MX:OMF's free cash flow was increased by $0.00 and operating cash flow was $808.00M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Quick Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Solvency Ratio | 0.04 | 0.03 | 0.04 | 0.06 | 0.08 |
| Operating Cash Flow Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -21.95B | $ -20.04B | $ -18.38B | $ -17.30B | $ -16.54B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.83 | 0.83 | 0.82 | 0.81 | 0.80 |
| Debt-to-Equity Ratio | 6.67 | 6.72 | 6.22 | 6.06 | 5.74 |
| Debt-to-Capital Ratio | 0.87 | 0.87 | 0.86 | 0.86 | 0.85 |
| Long-Term Debt-to-Capital Ratio | 0.87 | 0.87 | 0.86 | 0.86 | 0.85 |
| Financial Leverage Ratio | 8.05 | 8.12 | 7.63 | 7.47 | 7.14 |
| Debt Service Coverage Ratio | 0.84 | 0.66 | 0.88 | 1.27 | 1.68 |
| Interest Coverage Ratio | 0.79 | 0.56 | 0.82 | 1.29 | 1.86 |
| Debt to Market Cap | 2.83 | 3.44 | 3.35 | 4.42 | 2.67 |
| Interest Debt Per Share | 201.65 | 189.06 | 173.05 | 154.40 | 140.87 |
| Net Debt to EBITDA | 16.91 | 22.22 | 17.14 | 12.55 | 8.58 |
| Profitability Margins | |||||
| Gross Profit Margin | 47.63% | 43.64% | 48.29% | 54.94% | 69.23% |
| EBIT Margin | 16.04% | 11.66% | 15.85% | 22.69% | 35.01% |
| EBITDA Margin | 20.63% | 16.50% | 20.70% | 27.83% | 40.32% |
| Operating Profit Margin | 16.04% | 11.66% | 15.85% | 22.69% | 35.01% |
| Pretax Profit Margin | 16.04% | 11.66% | 15.85% | 22.69% | 35.01% |
| Net Profit Margin | 12.54% | 8.90% | 12.10% | 17.13% | 26.42% |
| Continuous Operations Profit Margin | 12.54% | 8.90% | 12.10% | 17.13% | 26.42% |
| Net Income Per EBT | 78.22% | 76.31% | 76.31% | 75.50% | 75.47% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 2.86% | 1.96% | 2.64% | 3.87% | 5.95% |
| Return on Equity (ROE) | 23.02% | 15.95% | 20.12% | 28.92% | 42.48% |
| Return on Capital Employed (ROCE) | 3.65% | 2.57% | 3.46% | 5.12% | 7.89% |
| Return on Invested Capital (ROIC) | 2.86% | 1.96% | 14.47% | 3.87% | 5.95% |
| Return on Tangible Assets | 3.05% | 2.11% | 2.84% | 4.18% | 6.45% |
| Earnings Yield | 9.75% | 8.16% | 10.82% | 21.08% | 19.80% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.28 | 0.29 | 0.00 | 0.00 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 0.00 | 0.00 | 32.12 | 0.00 | 0.00 |
| Asset Turnover | 0.23 | 0.22 | 0.22 | 0.23 | 0.23 |
| Working Capital Turnover Ratio | 2.65 | 1.95 | 2.14 | 2.18 | 1.45 |
| Cash Conversion Cycle | 0.00 | 1281.90 | 1247.57 | 0.00 | 0.00 |
| Days of Sales Outstanding | 0.00 | 1281.90 | 1247.57 | 0.00 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 0.00 | 1281.90 | 1247.57 | 0.00 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 26.34 | 22.56 | 20.93 | 19.22 | 16.94 |
| Free Cash Flow Per Share | 26.34 | 22.56 | 20.93 | 19.22 | 16.94 |
| Dividend Paid and CapEx Coverage Ratio | 6.27 | 5.42 | 5.17 | 4.97 | 1.76 |
| Capital Expenditure Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cash Flow Coverage Ratio | 0.14 | 0.13 | 0.13 | 0.13 | 0.13 |
| Operating Cash Flow to Sales Ratio | 0.50 | 0.47 | 0.48 | 0.47 | 0.45 |
| Free Cash Flow Yield | 38.99% | 43.27% | 42.53% | 57.71% | 33.85% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 10.25 | 12.27 | 9.24 | 4.74 | 5.05 |
| Price-to-Sales (P/S) Ratio | 1.29 | 1.09 | 1.12 | 0.81 | 1.33 |
| Price-to-Book (P/B) Ratio | 2.36 | 1.95 | 1.86 | 1.37 | 2.15 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 2.56 | 2.31 | 2.35 | 1.73 | 2.95 |
| Price-to-Operating Cash Flow Ratio | 2.56 | 2.31 | 2.35 | 1.73 | 2.95 |
| Price-to-Earnings Growth (PEG) Ratio | 0.19 | -0.60 | -0.39 | -0.16 | 0.06 |
| Enterprise Value Multiple | 23.14 | 28.83 | 22.54 | 15.47 | 11.89 |
| Enterprise Value | 29.81B | 27.22B | 24.72B | 21.92B | 23.85B |
| EV to EBITDA | 23.14 | 28.83 | 22.54 | 15.47 | 11.89 |
| EV to Sales | 4.78 | 4.76 | 4.67 | 4.31 | 4.80 |
| EV to Free Cash Flow | 9.52 | 10.08 | 9.81 | 9.18 | 10.61 |
| EV to Operating Cash Flow | 9.52 | 10.08 | 9.81 | 9.18 | 10.61 |
| Tangible Book Value Per Share | 13.84 | 11.96 | 12.37 | 10.61 | 10.42 |
| Shareholders’ Equity Per Share | 28.62 | 26.67 | 26.47 | 24.28 | 23.32 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.24 | 0.24 | 0.25 | 0.25 |
| Revenue Per Share | 52.52 | 47.82 | 44.02 | 41.00 | 37.49 |
| Net Income Per Share | 6.59 | 4.25 | 5.32 | 7.02 | 9.91 |
| Tax Burden | 0.78 | 0.76 | 0.76 | 0.75 | 0.75 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.18 | 0.19 | 0.20 | 0.20 | 0.20 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 |
| Income Quality | 4.00 | 5.30 | 3.93 | 2.72 | 1.71 |
Currency in USD
