Kinsale Capital Group (KNSL) AI Stock Analysis
Kinsale Capital Group
(BMV:KNSL)
No summary available
Kinsale Capital Group (KNSL) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- MXN 8.23B
- Dividend Yield
- 0.23%
- Average Volume (3M)
- 224
- Price to Earnings (P/E)
- 16.5
- Beta (1Y)
- 0.19
- Revenue Growth
- -2.63%
- EPS Growth
- 1.41%
- Country
- Mexico
- Employees
- 716
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Insurance - Property & Casualty
Kinsale Capital Group Business Overview & Revenue Model
Company Description
Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company’s commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, c...
Kinsale Capital Group Earnings Call Summary
The call was broadly positive: operating earnings, ROE, underwriting profitability, investment income, capital returns, technology, and submission activity were strong, while management emphasized disciplined growth and pricing. The principal challenges were declining written premium, a soft and highly competitive E&S market, pressure in Commercial Property and large accounts, a GAAP earnings decline caused by investment repositioning, and competition in personal lines. Management characterized the premium decline as a temporary mix shift and remained confident in the company's operating model.
Q3-2026 Updates
Positive Updates
Negative Updates
Company Guidance
Management expects the most recent CAT activity impact on results to be immaterial; the average premium per policy was $10.7 thousand through Q3 and will “probably remain pretty steady but it will trend maybe slightly downward as competition picks up,” while commercial property reductions are “hopefully” expected to moderate. At this time, $100 million is expected to be a good quarterly run rate for repurchases, with the company planning to be opportunistic otherwise and intending that run rate for the remainder of its repurchase authorization; fixed-income repositioning is expected to add $5.5 million to $6 million annually. The company continues to target a 20% return on equity or better, expects its expense ratio to “drift downward over time, not up,” plans to roll out an additional 5 or 6 new offerings, and expects the temporary drop off in written premium to “correct near term on its own” and return to “a modest growth hopefully in the near term.”
Kinsale Capital Group Risk Analysis
Kinsale Capital Group disclosed 31 risk factors in its most recent earnings report. Kinsale Capital Group reported the most risks in the "Finance & Corporate" category.
Latest Risks Added
0 New RisksKinsale Capital Group Peers Comparison
Overall Rating
WRB85Outperform
PLMR76Outperform
SKWD76Outperform
MKL74Outperform
RLI72Outperform
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| WRB | 85Outperform | $27.44B | 15.82 | 18.98% | 2.50% | 1.45% | -0.85% |
| PLMR | 76Outperform | $3.69B | 18.91 | 21.61% | 0.31% | 60.27% | 30.93% |
| SKWD | 76Outperform | $2.62B | 13.83 | 16.84% | ― | 37.99% | 34.78% |
| MKL | 74Outperform | $22.87B | 13.47 | 9.66% | ― | -0.64% | -12.26% |
| RLI | 72Outperform | $5.98B | 15.67 | 22.50% | 6.96% | 6.25% | 11.83% |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| MX:KNSL | Kinsale Capital Group | 6924.20 | -933.74 | -11.88% | |
| MKL | Markel Corporation | 1904.42 | -77.39 | -3.91% | |
| RLI | RLI Corp | 67.24 | 11.48 | 20.58% | |
| WRB | W. R. Berkley Corporation | 75.16 | 3.12 | 4.33% | |
| PLMR | Palomar Holdings | 145.02 | 29.89 | 25.96% | |
| SKWD | Skyward Specialty Insurance Group, Inc. | 61.13 | 15.26 | 33.27% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.