Healthequity stock analysis
Healthequity (HQY) Stock Price & Analysis
HQY Stock Chart & Stats
- Day’s Range
- MXN 1,897.63 - MXN 1,897.63
- 52-Week Range
- MXN 1,566.00 - MXN 1,897.63
- Previous Close
- MXN 1,897.63
- Volume
- 0
- Average Volume (3M)
- 0
- Market Cap
- MXN 158.82B
- Enterprise Value
- MXN 9.17B
- Total Cash (Recent Filing)
- MXN 256.00M
- Total Debt (Recent Filing)
- MXN 971.02M
- Price to Earnings (P/E)
- 36.5
- Beta
- 0.13
- Next Earnings
- Dec 01, 2026 (Est.)
- EPS Estimate
- 21.34
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- N/A
Bulls Say, Bears Say
Bulls Say
Raised Revenue And Earnings Outlook
Higher full-year revenue and earnings guidance indicates management sees continued operating momentum across the benefits platform. If delivered, this outlook supports stronger internal funding for product investment, account growth, and shareholder returns over the next several quarters.
Expanding Profitability And Margins
Record EBITDA and gross margins show that HealthEquity is converting platform scale into durable profitability. Margin expansion improves the economics of each administered account and creates greater flexibility to invest in technology, compete for distribution, and generate cash.
HSA Scale And Asset Growth
A growing HSA account base and rising assets strengthen HealthEquity’s recurring fee, custodial, and transaction revenue opportunity. Scale also deepens its role in the benefits ecosystem, while higher assets and new account additions can compound revenue as member engagement develops.
Bears Say
Chief Commercial Officer Transition
Redistributing commercial leadership responsibilities without immediately naming a successor creates an execution transition across sales, marketing, and partner relationships. The change could temporarily reduce coordination or strategic focus while management establishes a durable commercial structure.
Competitive Service-fee Pressure
Persistent pricing pressure can limit service-fee growth even while account volumes increase. Sharing more cost savings with clients may support distribution, but it can also constrain revenue per account and make sustained margin expansion more dependent on efficiency gains.
Non-HSA Account Growth Trails HSA Growth
Slower growth in total accounts shows that expansion remains concentrated in HSAs rather than broad-based across the consumer-directed benefits portfolio. Limited cross-selling may reduce diversification and leave longer-term growth more dependent on continued HSA momentum.
Healthequity News
HQY FAQ
What was Healthequity’s price range in the past 12 months?
What is Healthequity’s market cap?
When is Healthequity’s upcoming earnings report date?
How were Healthequity’s earnings last quarter?
Is Healthequity overvalued?
Does Healthequity pay dividends?
What is Healthequity’s EPS estimate?
How many shares outstanding does Healthequity have?
What happened to Healthequity’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Healthequity?
What is the TipRanks Smart Score and how is it calculated?
Healthequity Stock Smart Score
Company Description
Healthequity
Headquartered in Draper, Utah, and established in 2002, HealthEquity, Inc. furnishes technology-powered service platforms to both individual consumers and employers across the United States. The company provides cloud-based solutions designed to assist individuals in overseeing their healthcare expenditures and savings. These platforms enable users to make informed decisions about their health finances, pay medical bills, compare treatment options and costs, access personalized benefits and clinical data, earn incentives for wellness, and grow their savings through various investment avenues, including specific investment choices. In addition to these personal financial management tools, HealthEquity administers a range of health-related accounts, such as Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), and Health Reimbursement Arrangements (HRAs). Its offerings also encompass a mutual fund investment platform, an automated online advisory service known as Advisor, COBRA continuation services, and the management of pre-tax commuter benefits programs. HealthEquity markets its services through a dedicated direct sales team, collaborates with benefits brokers and advisors, and leverages a comprehensive network comprising health plans, benefits administrators, consultants, and retirement plan record-keepers.
- Sector
- Healthcare
- Industry
- Medical - Healthcare Information Services
- CEO
- Scott R. Cutler
- Employees
- 2,814
- Website
- www.healthequity.com
- Address
- 15 West Scenic Pointe Drive, Draper, UT, 84020, US
Healthequity (HQY) Earnings & Revenues
HQY Earnings Call
Earnings Call SentimentPositive
The call conveyed strong operational and financial momentum: accelerated revenue growth, record gross profit and adjusted EBITDA margin expansion, raised fiscal 2027 guidance, robust HSA account and asset growth, meaningful digital and AI-driven efficiency gains, and healthy cash generation enabling share repurchases. Key risks and near-term constraints include marketplace revenue still being immaterial, competitive price pressure on service fees, hedging that limits yield upside, modest total account growth outside HSAs, and a small current share of investing HSA members. Overall, the positive execution, raised guidance, and margin durability materially outweigh the noted challenges.
View all MX:HQY earnings summariesHQY Net sales Breakdown
- 49.92% Service revenue
- 32.85% Custodial revenue
- 17.23% Interchange revenue
HQY Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 13 | 1 | 4 |
| Technical Analysis | 2 | 1 | 3 |
| Moving Averages | 11 | 0 | 1 |











