FinecoBank SpA (FBKN) Ratios
FinecoBank SpA Ratios
MX:FBKN's free cash flow for Q2 2026 was $1.26B. For the 2026 fiscal year, MX:FBKN's free cash flow was decreased by $-11.10M and operating cash flow was $1.27B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 39.02 | 17.21 | 0.15 | 134.63 | 0.06 |
| Quick Ratio | 39.02 | 17.21 | 0.08 | 390.30 | 0.15 |
| Cash Ratio | 39.02 | 8.93 | 0.09 | 153.05 | 0.06 |
| Solvency Ratio | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 20.13 | 0.70 | 0.04 | 22.97 | -0.01 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 5.77 | 0.27 | -1.00 |
| Net Current Asset Value | $ -32.87B | $ -28.52B | $ -26.83B | $ -32.78B | $ -30.27B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.04 | 0.02 | 0.03 | 0.04 | 0.05 |
| Debt-to-Equity Ratio | 0.65 | 0.34 | 0.48 | 0.81 | 1.04 |
| Debt-to-Capital Ratio | 0.39 | 0.25 | 0.32 | 0.45 | 0.51 |
| Long-Term Debt-to-Capital Ratio | 0.39 | 0.25 | 0.27 | 0.21 | 0.22 |
| Financial Leverage Ratio | 14.61 | 14.52 | 15.18 | 18.98 | 19.61 |
| Debt Service Coverage Ratio | 7.91 | 5.59 | 2.18 | 0.44 | 1.82 |
| Interest Coverage Ratio | 10.96 | 7.74 | 9.60 | 30.64 | 66.37 |
| Debt to Market Cap | 0.12 | 0.08 | 0.12 | 0.16 | 0.08 |
| Interest Debt Per Share | 2.86 | 1.53 | 1.88 | 2.57 | 2.97 |
| Net Debt to EBITDA | -0.22 | -1.19 | -1.66 | -0.39 | 0.05 |
| Profitability Margins | |||||
| Gross Profit Margin | 99.64% | 92.62% | 100.00% | 98.22% | 99.22% |
| EBIT Margin | 71.03% | 57.10% | 70.87% | 54.67% | 51.77% |
| EBITDA Margin | 73.13% | 58.67% | 73.08% | 57.10% | 54.51% |
| Operating Profit Margin | 71.03% | 57.10% | 73.78% | 54.67% | 51.77% |
| Pretax Profit Margin | 71.03% | 57.10% | 70.87% | 54.67% | 51.77% |
| Net Profit Margin | 49.13% | 39.66% | 49.49% | 38.76% | 39.86% |
| Continuous Operations Profit Margin | 49.13% | 39.66% | 49.49% | 38.76% | 39.86% |
| Net Income Per EBT | 69.17% | 69.44% | 69.83% | 70.90% | 77.00% |
| EBT Per EBIT | 100.00% | 100.00% | 96.06% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.73% | 1.88% | 1.83% | 1.18% | 1.12% |
| Return on Equity (ROE) | 25.34% | 27.30% | 27.75% | 22.43% | 22.05% |
| Return on Capital Employed (ROCE) | 2.51% | 2.73% | 17.26% | 1.67% | 12.28% |
| Return on Invested Capital (ROIC) | 1.74% | 1.80% | 11.61% | 1.48% | -13.79% |
| Return on Tangible Assets | 1.74% | 1.89% | 1.84% | 1.19% | 1.13% |
| Earnings Yield | 4.77% | 6.36% | 7.33% | 4.53% | 4.04% |
| Efficiency Ratios | |||||
| Receivables Turnover | 1.54 | 13.11 | 10.75 | 10.29 | 9.57 |
| Payables Turnover | 1.43 | 32.53 | 0.00 | 1.68 | 0.85 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | -0.01 | -0.00 |
| Fixed Asset Turnover | 8.66 | 11.24 | 8.40 | 7.37 | 6.21 |
| Asset Turnover | 0.04 | 0.05 | 0.04 | 0.03 | 0.03 |
| Working Capital Turnover Ratio | 0.49 | -0.15 | -0.11 | -0.08 | -0.04 |
| Cash Conversion Cycle | -19.39 | 16.63 | 33.97 | -55611.43 | -120813.85 |
| Days of Sales Outstanding | 236.55 | 27.85 | 33.97 | 35.48 | 38.15 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | -55430.11 | -120422.95 |
| Days of Payables Outstanding | 255.94 | 11.22 | 0.00 | 216.80 | 429.04 |
| Operating Cycle | 236.55 | 27.85 | 33.97 | -55394.63 | -120384.80 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.58 | 0.25 | 1.86 | 0.44 | -0.35 |
| Free Cash Flow Per Share | 1.56 | 0.22 | 1.83 | 0.42 | -0.38 |
| Dividend Paid and CapEx Coverage Ratio | 1.92 | 0.33 | 3.37 | 0.99 | -0.60 |
| Capital Expenditure Coverage Ratio | 67.65 | 8.31 | 73.08 | 20.11 | -14.81 |
| Operating Cash Flow Coverage Ratio | 0.58 | 0.19 | 1.08 | 0.17 | -0.12 |
| Operating Cash Flow to Sales Ratio | 0.73 | 0.09 | 0.92 | 0.24 | -0.23 |
| Free Cash Flow Yield | 7.02% | 1.33% | 13.50% | 2.70% | -2.44% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 20.94 | 15.69 | 13.64 | 22.09 | 24.73 |
| Price-to-Sales (P/S) Ratio | 10.31 | 6.24 | 6.75 | 8.56 | 9.86 |
| Price-to-Book (P/B) Ratio | 5.32 | 4.29 | 3.79 | 4.96 | 5.45 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 14.25 | 75.25 | 7.41 | 37.02 | -40.97 |
| Price-to-Operating Cash Flow Ratio | 14.04 | 66.20 | 7.31 | 35.18 | -43.73 |
| Price-to-Earnings Growth (PEG) Ratio | -22.41 | 2.24 | 0.32 | 1.71 | 1.46 |
| Enterprise Value Multiple | 13.87 | 9.43 | 7.58 | 14.61 | 18.13 |
| Enterprise Value | 13.36B | 9.10B | 6.82B | 9.22B | 9.44B |
| EV to EBITDA | 13.87 | 9.43 | 7.58 | 14.61 | 18.13 |
| EV to Sales | 10.15 | 5.53 | 5.54 | 8.34 | 9.89 |
| EV to Free Cash Flow | 14.02 | 66.79 | 6.07 | 36.06 | -41.09 |
| EV to Operating Cash Flow | 13.82 | 58.76 | 5.99 | 34.27 | -43.86 |
| Tangible Book Value Per Share | 3.97 | 3.71 | 3.39 | 2.92 | 2.62 |
| Shareholders’ Equity Per Share | 4.18 | 3.91 | 3.59 | 3.13 | 2.83 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.31 | 0.31 | 0.30 | 0.29 | 0.23 |
| Revenue Per Share | 2.15 | 2.69 | 2.01 | 1.81 | 1.57 |
| Net Income Per Share | 1.06 | 1.07 | 1.00 | 0.70 | 0.62 |
| Tax Burden | 0.69 | 0.69 | 0.70 | 0.71 | 0.77 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.10 | 0.08 | 0.06 | 0.07 | 0.07 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.49 | 0.24 | 1.87 | 0.63 | -0.57 |
Currency in EUR
