FB Financial (FBK1) Ratios
FB Financial Ratios
MX:FBK1's free cash flow for Q3 2026 was $0.00. For the 2026 fiscal year, MX:FBK1's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.12 | 0.17 | 0.17 | 0.22 | 0.32 |
| Quick Ratio | 0.12 | 0.17 | 0.17 | 0.22 | 0.32 |
| Cash Ratio | 0.07 | 0.08 | 0.07 | 0.08 | 0.15 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 |
| Operating Cash Flow Ratio | 0.01 | 0.01 | 0.02 | 0.07 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 1.56 | 10.28 | 1.94 | 0.00 | 0.00 |
| Net Current Asset Value | $ -12.72B | $ -9.72B | $ -9.33B | $ -9.15B | $ -7.71B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.02 | 0.02 | 0.04 | 0.04 | 0.02 |
| Debt-to-Equity Ratio | 0.15 | 0.16 | 0.32 | 0.37 | 0.16 |
| Debt-to-Capital Ratio | 0.13 | 0.14 | 0.24 | 0.27 | 0.14 |
| Long-Term Debt-to-Capital Ratio | 0.06 | 0.10 | 0.17 | 0.24 | 0.11 |
| Financial Leverage Ratio | 8.37 | 8.39 | 8.66 | 9.69 | 8.79 |
| Debt Service Coverage Ratio | 0.34 | 0.41 | 0.36 | 1.98 | 5.43 |
| Interest Coverage Ratio | 0.44 | 0.47 | 0.55 | 2.31 | 6.46 |
| Debt to Market Cap | 0.08 | 0.08 | 0.21 | 0.25 | 0.09 |
| Interest Debt Per Share | 11.32 | 11.91 | 15.81 | 11.97 | 5.57 |
| Net Debt to EBITDA | -4.23 | -4.15 | -1.57 | -1.87 | -5.62 |
| Profitability Margins | |||||
| Gross Profit Margin | 58.86% | 58.13% | 63.45% | 85.22% | 100.55% |
| EBIT Margin | 15.78% | 19.13% | 20.07% | 26.76% | 39.63% |
| EBITDA Margin | 17.76% | 21.07% | 22.05% | 28.87% | 41.90% |
| Operating Profit Margin | 15.78% | 19.13% | 20.07% | 26.76% | 39.63% |
| Pretax Profit Margin | 15.78% | 19.13% | 20.07% | 26.76% | 39.63% |
| Net Profit Margin | 13.97% | 15.13% | 16.05% | 20.89% | 31.03% |
| Continuous Operations Profit Margin | 13.97% | 15.13% | 16.05% | 20.89% | 31.03% |
| Net Income Per EBT | 88.52% | 79.11% | 79.99% | 78.05% | 78.29% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.75% | 0.88% | 0.95% | 0.97% | 1.51% |
| Return on Equity (ROE) | 6.29% | 7.40% | 8.26% | 9.40% | 13.28% |
| Return on Capital Employed (ROCE) | 6.18% | 7.79% | 7.87% | 8.10% | 14.00% |
| Return on Invested Capital (ROIC) | 5.24% | 6.12% | 5.96% | 6.35% | 10.97% |
| Return on Tangible Assets | 0.78% | 0.91% | 0.99% | 1.00% | 1.56% |
| Earnings Yield | 4.14% | 4.83% | 6.45% | 7.32% | 9.16% |
| Efficiency Ratios | |||||
| Receivables Turnover | 14.99 | 6.81 | 7.86 | 6.84 | 6.23 |
| Payables Turnover | 16.76 | 13.28 | 14.55 | 10.20 | -1.06 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 3.79 | 3.89 | 3.57 | 2.89 | 3.31 |
| Asset Turnover | 0.05 | 0.06 | 0.06 | 0.05 | 0.05 |
| Working Capital Turnover Ratio | -0.08 | -0.08 | -0.09 | -0.07 | -0.08 |
| Cash Conversion Cycle | 2.57 | 26.10 | 21.34 | 17.58 | 401.57 |
| Days of Sales Outstanding | 24.35 | 53.59 | 46.42 | 53.38 | 58.59 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 21.78 | 27.49 | 25.08 | 35.80 | -342.98 |
| Operating Cycle | 24.35 | 53.59 | 46.42 | 53.38 | 58.59 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.94 | 2.97 | 4.51 | 16.97 | 1.16 |
| Free Cash Flow Per Share | 2.77 | 2.83 | 4.08 | 16.75 | 1.03 |
| Dividend Paid and CapEx Coverage Ratio | 3.33 | 3.62 | 4.37 | 22.76 | 2.03 |
| Capital Expenditure Coverage Ratio | 17.61 | 21.20 | 10.43 | 75.24 | 8.99 |
| Operating Cash Flow Coverage Ratio | 0.55 | 0.56 | 0.45 | 1.62 | 0.24 |
| Operating Cash Flow to Sales Ratio | 0.18 | 0.18 | 0.28 | 1.34 | 0.09 |
| Free Cash Flow Yield | 4.96% | 5.50% | 10.24% | 46.34% | 2.35% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 23.15 | 20.69 | 15.51 | 13.67 | 10.92 |
| Price-to-Sales (P/S) Ratio | 3.37 | 3.13 | 2.49 | 2.86 | 3.39 |
| Price-to-Book (P/B) Ratio | 1.52 | 1.53 | 1.28 | 1.28 | 1.45 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 20.14 | 18.17 | 9.77 | 2.16 | 42.61 |
| Price-to-Operating Cash Flow Ratio | 19.00 | 17.31 | 8.83 | 2.13 | 37.87 |
| Price-to-Earnings Growth (PEG) Ratio | -7.21 | -6.65 | -5.85 | -0.40 | 0.08 |
| Enterprise Value Multiple | 14.77 | 10.73 | 9.72 | 8.02 | 2.47 |
| Enterprise Value | 2.30B | 1.73B | 1.60B | 1.38B | 635.29M |
| EV to EBITDA | 14.77 | 10.73 | 9.72 | 8.02 | 2.47 |
| EV to Sales | 2.62 | 2.26 | 2.14 | 2.32 | 1.04 |
| EV to Free Cash Flow | 15.66 | 13.11 | 8.41 | 1.75 | 13.02 |
| EV to Operating Cash Flow | 14.77 | 12.49 | 7.60 | 1.73 | 11.58 |
| Tangible Book Value Per Share | 26.70 | 24.77 | 22.21 | 19.15 | 22.30 |
| Shareholders’ Equity Per Share | 36.71 | 33.60 | 31.10 | 28.13 | 30.20 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.11 | 0.21 | 0.20 | 0.22 | 0.22 |
| Revenue Per Share | 16.54 | 16.43 | 16.01 | 12.66 | 12.93 |
| Net Income Per Share | 2.31 | 2.49 | 2.57 | 2.64 | 4.01 |
| Tax Burden | 0.89 | 0.79 | 0.80 | 0.78 | 0.78 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.28 | 0.25 | 0.27 | 0.35 | 0.40 |
| Stock-Based Compensation to Revenue | 0.02 | 0.01 | 0.01 | 0.02 | 0.02 |
| Income Quality | 1.27 | 1.20 | 1.76 | 6.42 | 0.29 |
Currency in USD