Citigroup (C) Stock Price & Analysis
C Stock Chart & Stats
- Day’s Range
- MXN 2,296.36 - MXN 2,296.52
- 52-Week Range
- MXN 1,769.11 - MXN 2,572.80
- Previous Close
- MXN 2,349.40
- Volume
- 138
- Average Volume (3M)
- 723
- Market Cap
- MXN 3.87T
- Enterprise Value
- MXN 1.04T
- Total Cash (Recent Filing)
- MXN 1.46T
- Total Debt (Recent Filing)
- MXN 817.48B
- Price to Earnings (P/E)
- 11.7
- Beta
- 0.31
- Next Earnings
- Jan 14, 2027 (Est.)
- EPS Estimate
- 44.13
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 2.07%
Bulls Say, Bears Say
Bulls Say
Services And Wealth Growth
Strong growth in services and wealth shows traction in recurring, relationship-based businesses that generate both net interest and fee income. Rising deposits, custody assets, and investment assets can deepen client relationships and support more durable revenue diversification over the next several quarters.
Improving Profitability And Efficiency
Improving returns alongside positive operating leverage indicates that Citi’s transformation and expense actions are beginning to translate into stronger earnings quality. Management’s targets for ROTCE above 11% and an efficiency ratio below 60% provide a framework for sustaining operational improvement.
Liquidity And Capital Strength
A substantial capital and liquidity cushion strengthens Citi’s ability to absorb credit or market stress while continuing to serve clients and invest in strategic businesses. This financial resilience also supports ongoing capital returns without relying solely on favorable market conditions.
Bears Say
Negative Cash Generation
Persistently negative operating and free cash flow reduce financial flexibility even though the year-over-year trend improved. Continued cash outflows can constrain internal funding for investments, capital returns, and unexpected needs, making cash conversion an important medium-term weakness.
Elevated Credit Costs
Elevated card losses and reserve building can pressure earnings and returns if consumer conditions weaken further. Credit costs also make revenue growth less valuable because incremental income may be absorbed by provisions, particularly in more vulnerable consumer segments.
Banamex Deconsolidation Charge
The planned Banamex deconsolidation creates a material, identifiable earnings headwind within the next several months. Although tied to a strategic divestiture rather than ordinary operations, the charge can reduce reported profitability and complicate comparisons while the business transition is completed.
C FAQ
What was Citigroup’s price range in the past 12 months?
What is Citigroup’s market cap?
When is Citigroup’s upcoming earnings report date?
How were Citigroup’s earnings last quarter?
Is Citigroup overvalued?
Does Citigroup pay dividends?
What is Citigroup’s EPS estimate?
How many shares outstanding does Citigroup have?
What happened to Citigroup’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Citigroup?
What is the TipRanks Smart Score and how is it calculated?
Citigroup Stock Smart Score
Company Description
Citigroup
Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Services, Markets, Banking, Wealth, U.S. Personal Banking (USPB), and All Other. The Services segment includes Treasury and Trade Solutions (TTS) which provides an integrated suite of tailored cash management, trade, and working capital solutions to multinational corporations, financial institutions and public sector organizations, and Securities Services, which offers cross-border support for clients, providing on-the-ground local market expertise, post-trade technologies, customized data solutions, and a wide range of securities services solutions that can be tailored to meet client needs. The Markets segment provides corporate, institutional, and public sector clients around the world with a full range of sales and trading services across equities, foreign exchange, rates, spread products, and commodities. The Banking segment offers Investment Banking and Corporate Lending services. The Wealth segment includes Private Bank, Wealth at Work, and Citigold and provides financial services to a range of client segments through banking, lending, mortgages, investment, custody, and trust product offerings. The USPB segment includes Branded Cards and Retail Services, which have proprietary card portfolios and co-branded card portfolios within Branded Cards, and co-brand and private label relationships within Retail Services. The All Other segment consists of activities not assigned to the reportable operating segments, including certain unallocated costs of global functions, other corporate expenses, and net treasury results. The company was founded in 1812 and is headquartered in New York, NY.
- Sector
- Financial
- Industry
- Banks - Diversified
- CEO
- Jane Nind Fraser
- Employees
- 217,000
- Website
- www.citigroup.com
- Address
- 388 Greenwich Street, New York, NY, 10013, US
Citigroup (C) Earnings & Revenues
C Company Deck
C Earnings Call
Earnings Call SentimentPositive
The call was strongly positive overall. Citi reported broad-based revenue growth, improved returns, positive operating leverage, strong services and wealth momentum, continued capital returns, improving credit metrics, and confidence in its longer-term ROTCE targets. The main negatives were flat US Consumer Cards revenue with a 62% decline in NIR, elevated credit costs, declines in corporate lending and advisory, expected fourth-quarter markets seasonality, macroeconomic headwinds, regulatory capital uncertainty, and the expected approximately $9 billion Banamex CTA-related loss in early 2027. Highlights significantly outweighed the lowlights.
View all MX:C earnings summariesC Net sales Breakdown
- 70.16% Net interest income
- 29.84% Non-interest revenue
C Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 13 | 4 | 5 |
| Technical Analysis | 3 | 4 | 3 |
| Moving Averages | 10 | 0 | 2 |
