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MMTec (MTC) AI Stock Analysis
MMTec
(NASDAQ:MTC)
The overall stock score is primarily impacted by weak financial performance with severe losses and cash burn, partially offset by bullish technical momentum above key averages.
MMTec (MTC) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- $491.96M
- Dividend Yield
- ―
- Average Volume (3M)
- 21.13K
- Price to Earnings (P/E)
- -19.3
- Beta (1Y)
- 0.10
- Revenue Growth
- ―
- EPS Growth
- 97.42%
- Country
- US
- Employees
- 31
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Financial - Capital Markets
MMTec Business Overview & Revenue Model
Company Description
MMTec, Inc., together with its subsidiaries, develops and deploys platforms that enable financial institutions to engage in securities market transactions and settlements worldwide. It operates in two segments: Gujia, MM Future, HC Securities; and MM...
How the Company Makes Money
MMTec generates revenue primarily by providing financial-technology solutions and related services to institutional participants in financial markets. Key revenue streams generally come from: (1) fees for the use of its software platforms (e.g., plat...
MMTec Financial Statement Overview
Summary
MMTec faces severe challenges with volatile negative revenue, deep net losses, declining equity, and persistent negative cash flows.
Income Statement
10Very NegativeBalance Sheet
25NegativeCash Flow
15Very Negative| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 0 | -20.48M | 1.87M | 869.93K | 1.07M | 653.04K |
| Gross Profit | -631.11K | -21.29M | 1.43M | 605.42K | 709.41K | 431.47K |
| EBITDA | -3.66M | -47.30M | -88.67M | -3.60M | -5.60M | -7.01M |
| Net Income | -11.22M | -56.08M | -91.17M | -8.32M | -5.65M | -7.05M |
Balance Sheet | ||||||
| Total Assets | 16.65M | 18.42M | 65.91M | 156.99M | 11.42M | 14.59M |
| Cash, Cash Equivalents and Short-Term Investments | 6.51M | 8.19M | 2.87M | 1.76M | 3.81M | 11.21M |
| Total Debt | 3.37M | 3.52M | 32.37M | 33.16M | 1.05M | 463.82K |
| Total Liabilities | 3.68M | 3.90M | 39.30M | 38.08M | 2.03M | 1.24M |
| Stockholders Equity | 12.96M | 14.52M | 26.60M | 118.91M | 9.38M | 13.35M |
Cash Flow | ||||||
| Free Cash Flow | -3.70M | -3.69M | 717.82K | -5.15M | -5.59M | -4.13M |
| Operating Cash Flow | -3.70M | -3.69M | 722.85K | -5.15M | -5.59M | -4.10M |
| Investing Cash Flow | -4,962 | 9.00M | 629.54K | -86.54M | -3.54M | -2.59M |
| Financing Cash Flow | 0 | 0 | -241.75K | 89.67M | 1.75M | 16.47M |
MMTec Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For MTC, the sentiment is Negative. The current price of 4.94 is below the 20-day moving average (MA) of 5.39, below the 50-day MA of 5.06, and above the 200-day MA of 4.59, indicating a neutral trend. The MACD of 0.05 indicates Positive momentum. The RSI at 44.65 is Neutral, neither overbought nor oversold. The STOCH value of 4.88 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for MTC.
MMTec Risk Analysis
MMTec disclosed 67 risk factors in its most recent earnings report. MMTec reported the most risks in the "Finance & Corporate" category.
Latest Risks Added
1 New RiskMMTec Peers Comparison
Overall Rating
NTWK69Neutral- MTC46Neutral
CNTM44Neutral
CXAI44Neutral
AIXI39Underperform
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| NTWK | 69Neutral | $91.80M | 30.61 | 7.84% | ― | 12.53% | -0.08% |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| MTC | 46Neutral | $491.96M | -19.31 | -81.68% | ― | ― | 97.42% |
| CNTM | 44Neutral | $24.08M | -9.41 | -18.91% | ― | 25.50% | 88.69% |
| CXAI | 44Neutral | $3.11M | -0.04 | -135.04% | ― | -20.40% | 32.15% |
| AIXI | 39Underperform | $1.55M | -0.00 | 78.82% | ― | -96.21% | -112.17% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| MTC | Mmtec, Inc. | 4.94 | 4.48 | 973.91% | |
| NTWK | Netsol | 7.68 | 3.45 | 81.56% | |
| CXAI | Cxapp Inc. | 1.33 | -33.16 | -96.14% | |
| CNTM | Connectm Technology Solutions Inc. | 4.20 | -5.97 | -58.72% | |
| AIXI | Xiao-I Corp. ADR | 2.75 | -132.29 | -97.96% |
MMTec Corporate Events
MMTec Posts Zero Revenue and Narrower Net Loss for First Half of 2026
For the six months ended June 30, 2026, MMTec reported a complete collapse in revenue, falling from about $0.81 million in the prior-year period to nil, as placement agent activity dried up and gross profit dropped to zero. Despite significant cuts i...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Oct 20, 2026