Loans4Less (LFLS) Ratios
Loans4Less Ratios
LFLS's free cash flow for Q4 2025 was $-2.84K. For the 2025 fiscal year, LFLS's free cash flow was decreased by $-3.00 and operating cash flow was $-2.84K. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.00 | 0.00 | 0.11 | 0.61 | 0.16 |
| Quick Ratio | 0.00 | 0.00 | 0.11 | 0.61 | 0.16 |
| Cash Ratio | 0.00 | 0.00 | 0.11 | 0.09 | 0.16 |
| Solvency Ratio | 0.03 | -0.05 | -0.50 | -0.57 | 0.17 |
| Operating Cash Flow Ratio | 0.03 | -0.10 | -1.70 | -1.99 | 2.03 |
| Short-Term Operating Cash Flow Coverage | 0.03 | 0.00 | 0.00 | -1.99 | 0.00 |
| Net Current Asset Value | $ -293.34K | $ -271.73K | $ -257.16K | $ -193.90K | $ -198.31K |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 1503.45 | 1518.45 | 17.80 | 4.41 | 0.98 |
| Debt-to-Equity Ratio | -0.91 | -0.58 | -0.60 | -1.30 | -3.01 |
| Debt-to-Capital Ratio | -10.13 | -1.37 | -1.53 | 4.39 | 1.50 |
| Long-Term Debt-to-Capital Ratio | -1.16 | -1.37 | -1.53 | -4.35 | 1.50 |
| Financial Leverage Ratio | -0.00 | -0.00 | -0.03 | -0.29 | -3.08 |
| Debt Service Coverage Ratio | 0.14 | -0.42 | -8.03 | -1.44 | 11.40 |
| Interest Coverage Ratio | 2.16 | -0.42 | -8.03 | -23.89 | 11.40 |
| Debt to Market Cap | 0.06 | 0.07 | 0.22 | 0.05 | 0.04 |
| Interest Debt Per Share | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Debt to EBITDA | 15.97 | -11.76 | -1.10 | -1.69 | 4.02 |
| Profitability Margins | |||||
| Gross Profit Margin | 72.37% | 10.32% | 118.69% | 92.39% | 99.52% |
| EBIT Margin | 64.05% | -37.51% | 150.11% | -181.87% | 5.44% |
| EBITDA Margin | 64.05% | -37.51% | 150.11% | -181.87% | 5.44% |
| Operating Profit Margin | 64.05% | -37.51% | 150.11% | -181.87% | 5.44% |
| Pretax Profit Margin | 34.44% | -37.51% | 150.11% | -181.87% | 5.44% |
| Net Profit Margin | 34.44% | -37.51% | 150.11% | -181.87% | 5.44% |
| Continuous Operations Profit Margin | 34.44% | -37.51% | 150.11% | -181.87% | 5.44% |
| Net Income Per EBT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| EBT Per EBIT | 53.77% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 5059.69% | -12907.59% | -1527.41% | -251.73% | 23.02% |
| Return on Equity (ROE) | -3.06% | 4.92% | 51.89% | 73.88% | -70.86% |
| Return on Capital Employed (ROCE) | -12.29% | 14.99% | 189.05% | 391.59% | 34.35% |
| Return on Invested Capital (ROIC) | -63.39% | 14.99% | 189.05% | -88.27% | 34.35% |
| Return on Tangible Assets | 5059.69% | -12907.59% | -1527.41% | -251.73% | 23.02% |
| Earnings Yield | 0.21% | -0.56% | -18.85% | -3.09% | 1.03% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Payables Turnover | 0.08 | 0.36 | 0.21 | 0.00 | 0.27 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Asset Turnover | 146.93 | 344.12 | -10.17 | 1.38 | 4.24 |
| Working Capital Turnover Ratio | -0.23 | -0.45 | 1.66 | -1.98 | -39.45 |
| Cash Conversion Cycle | -4306.11 | -1019.55 | -1743.06 | 0.00 | -1343.18 |
| Days of Sales Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 4306.11 | 1019.55 | 1743.06 | 0.00 | 1343.18 |
| Operating Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.00 | -0.00 | -0.00 | -0.00 | 0.00 |
| Free Cash Flow Per Share | 0.00 | -0.00 | -0.00 | -0.00 | 0.00 |
| Dividend Paid and CapEx Coverage Ratio | 0.00 | 0.00 | -41616.05 | 0.00 | 0.00 |
| Capital Expenditure Coverage Ratio | 0.00 | 0.00 | -41616.05 | 0.00 | 0.00 |
| Operating Cash Flow Coverage Ratio | 0.01 | -0.06 | -0.87 | -0.74 | 0.69 |
| Operating Cash Flow to Sales Ratio | 0.14 | -0.26 | 1.52 | -2.36 | 0.16 |
| Free Cash Flow Yield | 0.09% | -0.38% | -19.05% | -4.01% | 3.01% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 700.00 | -200.00 | -5.31 | -32.38 | 96.87 |
| Price-to-Sales (P/S) Ratio | 160.98 | 67.33 | -7.96 | 58.90 | 5.27 |
| Price-to-Book (P/B) Ratio | -14.32 | -8.83 | -2.75 | -23.93 | -68.65 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 1111.11 | -261.24 | -5.25 | -24.95 | 33.25 |
| Price-to-Operating Cash Flow Ratio | 1110.82 | -261.24 | -5.25 | -24.95 | 33.25 |
| Price-to-Earnings Growth (PEG) Ratio | -4.67 | 2.20 | 0.44 | 0.06 | -0.24 |
| Enterprise Value Multiple | 267.31 | -191.25 | -6.41 | -34.08 | 100.89 |
| Enterprise Value | 4.47M | 2.56M | 854.81K | 4.88M | 3.62M |
| EV to EBITDA | 267.31 | -191.25 | -6.41 | -34.08 | 100.89 |
| EV to Sales | 171.20 | 71.74 | -9.62 | 61.98 | 5.48 |
| EV to Free Cash Flow | 1181.69 | -278.35 | -6.34 | -26.26 | 34.63 |
| EV to Operating Cash Flow | 1181.38 | -278.35 | -6.34 | -26.26 | 34.63 |
| Tangible Book Value Per Share | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Shareholders’ Equity Per Share | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Revenue Per Share | 0.00 | 0.00 | -0.00 | 0.00 | 0.01 |
| Net Income Per Share | 0.00 | -0.00 | -0.00 | -0.00 | 0.00 |
| Tax Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Interest Burden | 0.54 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.18 | 0.27 | -0.24 | 0.36 | 0.09 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.42 | 0.69 | 1.01 | 1.30 | 2.91 |
Currency in USD
