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Lendingclub Corp. (LC)
NYSE:LC
US Market
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LendingClub (LC) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 28, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.33
Last Year’s EPS
0.08
Same Quarter Last Year
Based on 7 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 22, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call highlighted significant growth in originations, revenue, and profitability, alongside successful marketplace performance and strategic partnerships. However, increased expenses and provisions for credit losses indicate areas for caution. Overall, the positive aspects of growth, profitability, and strategic initiatives outweigh the concerns.
Company Guidance
During the Q3 2025 earnings call, LendingClub Corporation provided key metrics highlighting strong performance and forward guidance. The company reported a 37% increase in originations, reaching $2.62 billion, and a 32% rise in revenue to $266 million. Net interest income achieved an all-time high of $158 million, supported by a balance sheet exceeding $11 billion. LendingClub's marketplace revenue grew by 75%, marking the highest level in three years, and structured certificate sales surpassed $1 billion. The company forecasted Q4 originations between $2.5 and $2.6 billion, with expectations of a pre-provision net revenue between $90 million and $100 million, and a return on tangible common equity ranging from 10% to 11.5%. These results were attributed to strong demand from both consumers and loan investors, disciplined underwriting, and successful marketing strategies, positioning the company for continued growth into 2026.
Strong Growth in Originations and Revenue
LendingClub reported a 37% growth in originations and a 32% increase in revenue year-over-year, with quarterly originations reaching $2.62 billion and revenue at $266 million.
Robust Financial Performance
Diluted earnings per share nearly tripled to $0.37, and return on tangible common equity rose to 13.2%. The company generated its highest ever net interest income of $158 million.
Marketplace Success
Marketplace revenue increased by 75%, marking the highest level in three years, and the company had its best quarter ever for structured certificate sales totaling over $1 billion.
Strategic Partnerships and Product Development
Secured a memorandum of understanding with BlackRock to purchase up to $1 billion through 2026. Launched LevelUp checking, resulting in a 7x increase in account openings.

LendingClub (LC) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

LC Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 28, 2026
2025 (Q4)
0.33 / -
0.08
Oct 22, 2025
2025 (Q3)
0.30 / 0.37
0.13184.62% (+0.24)
Jul 29, 2025
2025 (Q2)
0.15 / 0.33
0.13153.85% (+0.20)
Apr 29, 2025
2025 (Q1)
0.11 / 0.10
0.11-9.09% (>-0.01)
Jan 28, 2025
2024 (Q4)
0.09 / 0.08
0.09-11.11% (>-0.01)
Oct 23, 2024
2024 (Q3)
0.07 / 0.13
0.05160.00% (+0.08)
Jul 30, 2024
2024 (Q2)
0.04 / 0.13
0.0944.44% (+0.04)
Apr 30, 2024
2024 (Q1)
0.03 / 0.11
0.13-15.38% (-0.02)
Jan 30, 2024
2023 (Q4)
0.01 / 0.09
0.22-59.09% (-0.13)
Oct 25, 2023
2023 (Q3)
0.03 / 0.05
0.41-87.80% (-0.36)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

LC Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 22, 2025
$16.52$18.25+10.47%
Jul 29, 2025
$13.11$15.89+21.21%
Apr 29, 2025
$11.01$9.77-11.26%
Jan 28, 2025
$16.83$14.42-14.32%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Lendingclub Corp. (LC) report earnings?
Lendingclub Corp. (LC) is schdueled to report earning on Jan 28, 2026, After Close (Confirmed).
    What is Lendingclub Corp. (LC) earnings time?
    Lendingclub Corp. (LC) earnings time is at Jan 28, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is LC EPS forecast?
          LC EPS forecast for the fiscal quarter 2025 (Q4) is 0.33.
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